32 Essex St, Cambridge MA 02139
Cambridge, MA 02139
$2,348,000
Est. $12,892/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Rarely available: a spacious 3-family with over 3,900 sq ft of living space in a prime Cambridge location. Set on a quiet, one-way, tree-lined street just steps from Central Square and a mile to both Kendall and Harvard Squares. Each of the three 3-bed/1-bath units offers over 1,300 sq ft and a private porch, with a bonus office in the 2nd and 3rd-floor units. Big-ticket recent updates include a new flat roof (2025), boiler (2024), and hot water heater (2023), all still under warranty. The top-floor owner's unit features central AC, a renovated kitchen, and owned solar panels. A detached garage with electricity and EV charging sits directly behind the house and the generously sized basement offers ample storage plus laundry. Close to HMart, Whole Foods, Target, many restaurants, MIT, Harvard University, the Red Line, and all that Cambridge has to offer. Delivered fully vacant, an excellent opportunity for buy-and-hold investors, owner-occupants, or developers!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 23, 2026
$2,348,000
Original listing
Agent: Sage Jankowitz
Office: Cambridge Sage Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/23/2026 | 🏠 Listed for Sale | $2,348,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,835 | $1,944,700 |
Financial Details
Annual Property Tax
$9,835
Tax Year 2026
Assessed Value
$1,944,700
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1888
Living Area
3,915 sq ft
Lot Size
0.05 acres
Stories
3
Bedrooms
9
Full Baths
3
Total Rooms
17
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
$4,400/mo · Y
Total Monthly Rent
$4,400/mo
Gross Income
$52,800
Net Operating Income
$52,800
Cap Rate
2.25%
Interior
Heating
None
Cooling
None
Flooring
Wood
Appliances
None
Fireplace
None
Basement
Unfinished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle, Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Off Street, Deeded
Total Spaces
1
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$9,835
Assessed Value
$1,944,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
One Boiler And One Hw Heater For Entire House. No Common Electric Meter - Seller Has Two Written Estimates To Upgrade To 200a + Common Meter For ~$15k. 2nd Fl Dishwasher Condition Unknown. Unit 2 Lease @ $4400/mo Expires 10/31/26. Unit 1 Vacant, Unit 3 Owner-occupied And To Be Delivered Vacant.
Exclusions
See Exclusion/Inclusion List Attached To Mls
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
5 days
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1888
Bedrooms
9
Full Bathrooms
3
Living Area
3,915 sq ft
Total Rooms
17
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,915 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1888
Structure Type:
Exterior Materials:
Roof:
Shingle, Rubber
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Heating Zones:
1
Cooling:
Cooling Zones:
1
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
1
Parking Features:
Off Street, Deeded
Nearby Schools
School District
Cambridge School District local
A-
Where Graduates Go
Class of 2021
65%
attend college
58%
4-Year
7%
2-Year
23%
Out of State
7%
Working
School Safety
2024-25
1.2%
Low
0.8%
Suspensions
0.2%
In-School
0.4%
Emergency
4.3% below state avg
Elementary Schools
10 schools
C
Prospect Hill Academy Charter School
< 0.1 mi
|
#245 of 346
|
Score: 47.4
Improved 37 spots from last year
-10.8 below state avg
888 students
Diverse
Rising School
College Ready Curriculum
Diverse Student Body
Grades PK-12
A
Amigos School
0.4 mi
|
#46 of 352
|
Score: 57.6
Improved 13 spots from last year
-0.6 below state avg
421 students
Diverse
Diverse Student Body
Strong Attendance
Grades PK-08
St. Peter Elementary School
1.8 mi
Grades PK-08
Shady Hill School
1.9 mi
Grades PK-08
Cambridge Montessori School
2.1 mi
Grades PK-06
Cambridge Friends School
2.1 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
2.3 mi
|
#105 of 825
|
Score: 59.1
Dropped 84 spots from last year
+0.9 above state avg
344 students
Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
2.9 mi
Grades 01-12
Fayerweather Street School
3.2 mi
Grades PK-08
A-
Cambridgeport School
0.3 mi
|
#217 of 825
|
Score: 53.9
Improved 89 spots from last year
-4.3 below state avg
256 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
Middle Schools
5 schools
Allium Montessori School
1.2 mi
Grades 01-06
A-
Putnam Avenue Upper School
0.6 mi
|
#104 of 352
|
Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students
Very Diverse
Diverse Student Body
Grades 06-08
B-
Cambridge Street Upper School
0.6 mi
|
#207 of 352
|
Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students
Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
0.8 mi
|
#119 of 352
|
Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students
Very Diverse
Rising School
Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
2.2 mi
|
#66 of 352
|
Score: 54.0
Dropped 1 spots from last year
-4.2 below state avg
278 students
Diverse
Diverse Student Body
Strong Attendance
Grades 06-08
High Schools
3 schools
NuVu Innovation School
0.2 mi
Grades 08-12
Farr Academy School
0.3 mi
Grades 07-12
B-
Community Charter School of Cambridge
0.9 mi
|
#205 of 346
|
Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students
Diverse
7 sports
• 202 athletes
High Graduation Rate
College Ready Curriculum
Grades 06-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
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Property Tax
$820
Homeowners Insurance
$200
PMI (if <20% down)
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Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
32 Essex St, Cambridge MA 02139
Cambridge, MA 02139
Listing Information
Listing Agent
Sage Jankowitz
Listing Office
Cambridge Sage Inc.
Office Phone
617-833-7457
Agent MLS ID
CN231626
Office MLS ID
AN8801
Listing Data Updated
Sep 28, 2026 5:45 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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