49 Carroll Street, Chelsea MA 02150
Chelsea, MA 02150
$869,900
Est. $5,255/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Rare Chelsea Two-Family Opportunity! Beautifully maintained and offering an abundance of space, flexibility, and updates, this property is a great opportunity for an owner-occupant or investor.The first-floor unit offers a spacious 4-room layout with 1 bedroom, 1 full bath, remodeled kitchen, and a versatile additional room that can be used as a bedroom, dining room, home office, or second living area.The second unit offers two levels of living space. The second floor features 2 bedrooms, living room, dining room, updated kitchen, tile bath, plus an additional flexible room ideal for an office, den, or bedroom. The third level adds another bedroom, bathroom, and kitchen area without a stove, providing additional living space, privacy, and versatility.The property has been meticulously maintained and features an gas heating Burnham Heating system. Additional features include washer/dryer hookups on both the first floor and in the basement. The basement includes a full bath, sump pump, French drain, water purification/softening system, humidity control, and Wave ventilation system.A spacious and versatile two-family with numerous updates and multiple possibilities for comfortable living or investment. Also, driveway for 2 cars, spacious back yard with closed in porch great for backyard parties, this is a rare opportunity in Chelsea—come see all this property has to offer!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 29, 2026
$869,900
Original listing
Agent: Deborah Colleran
Office: Century 21 North East
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | 🏠 Listed for Sale | $869,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,874 | $685,900 |
Financial Details
Annual Property Tax
$7,874
Tax Year 2026
Assessed Value
$685,900
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1925
Living Area
2,463 sq ft
Lot Size
0.10 acres
Stories
3
Bedrooms
4
Full Baths
3
Half Baths
1
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
Vinyl, Hardwood
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$7,874
Assessed Value
$685,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1925
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,463 sq ft
Total Rooms
13
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,463 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Hardwood
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1925
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Chelsea School District local
C-
School Safety
2024-25
5.2%
Above Average
2.9%
Suspensions
1.7%
In-School
2.3%
Emergency
0.3% below state avg
Elementary Schools
3 schools
B+
William A Berkowitz Elementary School
0.1 mi
|
#287 of 825
|
Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
428 students
Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.1 mi
|
#409 of 825
|
Score: 47.5
Improved 97 spots from last year
-10.7 below state avg
406 students
Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
0.1 mi
|
#631 of 825
|
Score: 39.4
Improved 78 spots from last year
-18.8 below state avg
430 students
Less Diverse
Rising School
Grades 01-04
Middle Schools
3 schools
D
Clark Avenue School
0.8 mi
|
#329 of 352
|
Score: 28.2
Improved 32 spots from last year
-30 below state avg
641 students
Less Diverse
Rising School
Grades 05-08
A-
Rumney Marsh Academy
1.1 mi
|
#5 of 16
|
Score: 37.8
Improved 307 spots from last year
-20.5 below state avg
538 students
Moderate
Rising School
Strong Attendance
Grades 06-08
C-
Joseph A. Browne School
1.2 mi
|
#285 of 352
|
Score: 33.1
Improved 61 spots from last year
-25.2 below state avg
501 students
Less Diverse
Rising School
Grades 05-08
High Schools
3 schools
C
Revere High School
1.0 mi
|
#246 of 346
|
Score: 47.4
Dropped 14 spots from last year
-10.8 below state avg
1,959 students
Moderate
18 sports
• 1,334 athletes
Early College Program
College Ready Curriculum
Strong Athletics
Grades 09-12
C
Chelsea Opportunity Academy
1.2 mi
|
#294 of 346
|
Score: 59.3
Same rank as last year
115 students
Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
1.2 mi
|
#284 of 346
|
Score: 43.0
Improved 24 spots from last year
-15.2 below state avg
1,532 students
Less Diverse
12 sports
• 796 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$656
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
49 Carroll Street, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Deborah Colleran
Listing Office
Century 21 North East
Office Phone
781-286-8900
Agent MLS ID
BB800531
Office MLS ID
AN4347
Listing Data Updated
Oct 2, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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