99 Laurel Ave, Haverhill MA 01835

Haverhill, MA 01835 • Bradford
$739,900
Est. $4,648/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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9
Beds
3.5
Baths
3,651
Sq Ft
$203
Price/Sq Ft
0.11
Acres
1900
Year Built
4
Days on Market
For Sale Open House Listed Sep 29, 2026 • MLS# 73584172 Copied! • Updated Oct 3, 2026

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Open House Schedule

04
Oct
Sunday, October 4
10:00 AM - 11:00 AM EDT

About this home

Exceptional opportunity to own this 3-family property in the highly desirable Bradford area. Whether you're an investor looking to expand your portfolio or an owner-occupant seeking the perfect opportunity to offset your mortgage, this property checks all the boxes. Each spacious unit offers three generously sized bedrooms, separate utilities, and the convenience of in-unit washer and dryer hookups, providing both comfort and functionality for today's lifestyle. The first-floor unit has been tastefully updated with modern finishes while still preserving the property's timeless character and will be delivered vacant, making it the perfect opportunity for an owner-occupant to move right in while generating rental income from the other two units. Perfectly situated with easy access to major highways, the commuter rail, shopping, dining, and everyday conveniences, this exceptional location makes commuting effortless and appeals to a wide range of tenants. Offering strong rental potential, flexible living options, and long-term value, this is an incredible opportunity to own a versatile multi-family property in one of Haverhill's most sought-after neighborhoods.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 30, 2026
$739,900
Original listing
Agent: The Decotis Group Office: Lyv Realty

Tax History

Year Taxes Assessment
2026 $8,480 $799,200

Financial Details

Annual Property Tax
$8,480
Tax Year 2026
Assessed Value
$799,200

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1900
Living Area 3,651 sq ft
Lot Size 0.11 acres
Stories 3
Bedrooms 9
Full Baths 3
Half Baths 1
Total Rooms 15

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent $1,350/mo · N
Unit 3 Rent $1,650/mo · N
Total Monthly Rent $3,000/mo
Gross Income $66,000
Net Operating Income $66,000
Cap Rate 8.92%
Heating Forced Air, Natural Gas, Hot Water
Cooling None
Flooring Tile, Vinyl, Hardwood
Appliances None
Fireplace None
Basement Full, Walk-out Access, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features None
Construction Frame
Architecture None
Roof Rubber
Features Balcony
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck - Wood
Features On Street
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $8,480
Assessed Value $799,200
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Certified Treated, Unknown
Seller Disclosures Unit 1 Is Vacant. Unit 1 Has Been Deleaded And Loc On File. State Website States Unit 2 Has Been Deleaded But Loc Not On File. Unit 3 Is Unknown. Listing Photos Of Unit 1 Only.
Possession None
Accepted Financing Contract
Structure Type []
House Color Red
Sq Ft Source Public Record
Documents None
County Essex
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
9
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,651 sq ft
Total Rooms
15
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full, Walk-Out Access, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Rubber
Foundation: Block, Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas, Hot Water
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony
Patio & Porch: Porch, Deck - Wood
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Parking Features: On Street
School District
Haverhill School District local
C
🎓 Where Graduates Go Class of 2021
57% attend college
30% 4-Year 26% 2-Year 9% Out of State 0% Working
⚠ School Safety 2024-25
3.1% Above Average
3.0% Suspensions 0.9% In-School 0.1% Emergency
↓ 2.4% below state avg
E

Elementary Schools

10 schools
B-
Caleb Dustin Hunking School
0.4 mi | #187 of 352 | Score: 41.5
Dropped 22 spots from last year
-16.7 below state avg
1,064 students Diverse
Grades K-08
Greenleaf Academy
0.4 mi
33 students Diverse
Diverse Student Body
Grades 01-12
Sacred Hearts Elementary School
0.6 mi
Grades K-08
Bartlett School and Assessment Center
0.7 mi
48 students Diverse
Diverse Student Body
Grades K-12
St. Joseph School of All Saints Parish
0.8 mi
Grades PK-08
B+
Hill View Montessori Charter Public School
1.7 mi | #7 of 16 | Score: 34.6
Improved 308 spots from last year
-23.6 below state avg
306 students Diverse
Rising School Diverse Student Body
Grades K-08
Bradford Christian Academy
1.7 mi
Grades K-12
Moody School
0.5 mi
168 students Diverse
Diverse Student Body
Grades PK-K
C
Tilton School
0.7 mi | #653 of 825 | Score: 38.1
Dropped 172 spots from last year
-20.1 below state avg
478 students Diverse
Grades K-04
C
Silver Hill Elementary School
0.8 mi | #641 of 825 | Score: 38.7
Improved 49 spots from last year
-19.5 below state avg
491 students Diverse
Rising School
Grades K-04
M

Middle Schools

3 schools
C
Consentino Middle School
0.8 mi | #277 of 352 | Score: 34.1
Dropped 8 spots from last year
-24.1 below state avg
770 students Diverse
Grades 05-08
C-
Dr. Paul Nettle Middle School
1.5 mi | #293 of 352 | Score: 32.3
Dropped 43 spots from last year
-25.9 below state avg
504 students Diverse
Grades 05-08
C
John G Whittier School
2.2 mi | #281 of 352 | Score: 33.8
Improved 18 spots from last year
-24.4 below state avg
469 students Diverse
Diverse Student Body
Grades 05-08
H

High Schools

3 schools
B-
Gateway Academy
1.5 mi | #15 of 25 | Score: 31.2
Improved 357 spots from last year
-27 below state avg
132 students Diverse
Rising School
Grades 07-12
C
Haverhill High School
1.6 mi | #256 of 346 | Score: 46.7
Improved 74 spots from last year
-11.6 below state avg
1,850 students Diverse
21 sports • 1,780 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
B+
Whittier Regional Vocational School
4.4 mi | #123 of 346 | Score: 58.6
Dropped 34 spots from last year
+0.4 above state avg
1,288 students Diverse
Early College Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $707
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Bradford

99 Laurel Ave, Haverhill MA 01835

Haverhill, MA 01835

Listing Information

Listing Agent The Decotis Group
Listing Office Lyv Realty
Office Phone 978-533-8000
Agent MLS ID TM329119
Office MLS ID AN6884
Listing Data Updated Oct 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
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