21 Cottage Park Ave, Cambridge MA 02140

Cambridge, MA 02140 • North Cambridge
$3,599,950
$3,499,900
Est. $18,429/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
4.5
Baths
4,087
Sq Ft
$856
Price/Sq Ft
0.10
Acres
2026
Year Built
1
Garage Space
41
Days on Market
For Sale Price Drop -$100,050 Open House Listed Sep 30, 2026 • MLS# 73584464 Copied! • Updated Nov 10, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

14
Nov
Saturday, November 14
12:00 PM - 2:00 PM EST
15
Nov
Sunday, November 15
1:00 PM - 4:00 PM EST

About this home

Price Improvement! Striking new-construction luxury single family on a quiet, tree lined North Cambridge street. Classic New England architecture meets modern finishes and smart-home readiness. Over 4,000 sq ft across four finished levels with 5 bedrooms and 4.5 baths. The open first floor is anchored by a chef’s kitchen featuring white oak shaker cabinetry, subway tile backsplash, quartz counters, Thermador stainless appliances, classic range hood, and an oversized island — all over herringbone oak floors, with a half bath and full pantry with water dispenser completing the level. The second floor is home to a primary suite with spa bath, soaking tub, and walk-in shower, along with a second en-suite bedroom and dedicated laundry room. The third floor offers two more bedrooms, a full bath, and eave storage. The finished lower level adds an entertainment room, private study, additional bedroom, and secondary laundry. Head outside for a private fenced yard and detached 1-car garage. Walk to Davis, Porter, and Alewife T stations, the Minuteman Bikeway, top schools, parks, and the best of Cambridge and Somerville dining.

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Recently Sold Nearby

Price & Status History

Market Insights

1
Price Changes
69.4%
Price Range
1
Previous Sales

Property Timeline

↓
Price Reduced
Nov 10, 2026
$3,499,900 $100,050 (-2.78%)
From $3,599,950 to $3,499,900 (-2.8%)
🏠
Listed for Sale
Sep 30, 2026
$3,599,950
Original listing
Agent: John Raposo Office: eXp Realty LLC
Previous Transaction - MLS #73163697
Full transaction history available when tracking began
🏷️
Previously Sold
Dec 29, 2023
$1,100,000
MLS #73163697

Tax History

Year Taxes Assessment
2025 $6,377 $1,165,300

Financial Details

Annual Property Tax
$6,377
Tax Year 2025
Assessed Value
$1,165,300

Facts & Features

1 Car Garage
Central AC
New Construction

Home Facts

Type Residential
Style Single Family Residence
Year Built 2026
Living Area 4,087 sq ft
Lot Size 0.10 acres
Bedrooms 5
Full Baths 4
Half Baths 1
Total Rooms 10

Interior

Heating Air Source Heat Pumps (ashp)
Cooling Central Air, Air Source Heat Pumps (ashp)
Flooring Tile, Engineered Hardwood
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Finished
Laundry Electric Dryer Hookup
Features Wet Bar

Exterior

Construction Frame
Architecture Colonial
Roof Shingle, Rubber, Metal
Features Porch, Deck, Deck - Composite, Professional Landscaping, Sprinkler System
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck, Deck - Composite
Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer
Annual Tax $6,377
Assessed Value $1,165,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures La Has Owner Ship Interest
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Other
Sq Ft Disclosures Living area is approximate
Documents None
County Middlesex
Total market time (incl. prior listings) 41 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2026
Bedrooms
5
Full Bathrooms
4
Half Bathrooms
1
Living Area
4,087 sq ft
Total Rooms
10

Floor Layout

Interior Features

Flooring: Tile, Engineered Hardwood
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Wet Bar
Windows: Insulated Windows
Basement: Full, Finished
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 2026
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Rubber, Metal
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Air Source Heat Pumps (ASHP)
Heating Zones: 4
Cooling: Central Air, Air Source Heat Pumps (ASHP)
Cooling Zones: 4
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Deck - Composite, Professional Landscaping, Sprinkler System
Patio & Porch: Porch, Deck, Deck - Composite
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:
School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
✓ School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
↓ 4.3% below state avg
E

Elementary Schools

10 schools
Lycee International de Boston/International School of Boston, Inc.
0.2 mi
Grades 01-12
A
Benjamin Banneker Charter Public School
0.5 mi | #105 of 825 | Score: 59.1
Dropped 84 spots from last year
+0.9 above state avg
344 students Less Diverse
Grades PK-06
Cambridge Friends School
0.8 mi
Grades PK-08
Cambridge Montessori School
0.9 mi
Grades PK-06
Fayerweather Street School
1.2 mi
Grades PK-08
St. Peter Elementary School
1.3 mi
Grades PK-08
Shady Hill School
2.0 mi
Grades PK-08
C
Prospect Hill Academy Charter School
2.7 mi | #245 of 346 | Score: 47.4
Improved 37 spots from last year
-10.8 below state avg
888 students Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Amigos School
2.8 mi | #46 of 352 | Score: 57.6
Improved 13 spots from last year
-0.6 below state avg
421 students Diverse
Diverse Student Body Strong Attendance
Grades PK-08
International School of Boston
0.2 mi
Grades PK-K
M

Middle Schools

5 schools
Allium Montessori School
1.6 mi
Grades 01-06
A
Rindge Avenue Upper School
0.5 mi | #66 of 352 | Score: 54.0
Dropped 1 spots from last year
-4.2 below state avg
278 students Diverse
Diverse Student Body Strong Attendance
Grades 06-08
A-
Putnam Avenue Upper School
2.4 mi | #104 of 352 | Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students Very Diverse
Diverse Student Body
Grades 06-08
B-
Cambridge Street Upper School
2.8 mi | #207 of 352 | Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
3.1 mi | #119 of 352 | Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
2.9 mi
Grades 07-12
NuVu Innovation School
2.9 mi
Grades 08-12
B-
Community Charter School of Cambridge
3.3 mi | #205 of 346 | Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $531
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

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Year 1
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Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

North Cambridge

21 Cottage Park Ave, Cambridge MA 02140

Cambridge, MA 02140

Listing Information

Listing Agent John Raposo
Listing Office eXp Realty LLC
Office Phone 888-854-7493
Agent MLS ID BB803965
Office MLS ID AN8920
Listing Data Updated Nov 10, 2026 4:50 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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