120 Library Street # 120, Chelsea MA 02150

Chelsea, MA 02150
$419,900
Est. $3,062/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
804
Sq Ft
$522
Price/Sq Ft
2007
Year Built
1
Parking
14 hours 20 minutes
Time on Market
For Sale Open House Listed Oct 1, 2026 • MLS# 73585489 Copied! • Updated Oct 2, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

03
Oct
Saturday, October 3
12:00 PM - 2:00 PM EDT
04
Oct
Sunday, October 4
12:00 PM - 2:00 PM EDT

About this home

Welcome to Chelsea's Box District! Built in 2007, this fantastic and move-in ready bi-level townhouse in the heart of Chelsea is the perfect opportunity for first-time buyers or families looking to stay in the city while keeping homeownership affordable. The main level features a bright, open-concept layout with a spacious living room, dining area, and granite kitchen with gas cooking. Dining room leads you onto your very own private outdoor deck—the perfect spot to enjoy your morning coffee or unwind after a long day. The lower level offers two bedrooms, a full bathroom, and a convenient laundry area, with easy walk-out access to your assigned parking space. No carpets to worry about here—beautiful hardwood flooring runs throughout the unit, along with plenty of closet space for all your storage needs. Enjoy a low condo fee, gas heating, central air and an unbeatable commuter location with easy access to highways, commuter rail, Silver Line, public transportation, schools, city hall, library, restaurants, shopping, and everything this thriving city has to offer. Truly a commuter’s dream! Come see for yourself at our open houses this weekend on Saturday and Sunday, 10/3 and 10/4 from 12:00-2:00 pm. (some photos have been virtually staged)

BMN Estimate

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Recently Sold Nearby

Property History

Market Insights

65.5%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Oct 1, 2026
$419,900
Original listing
Agent: Nidia Peguero Office: Century 21 North East
Previous Transaction - MLS #71112838
Full transaction history available when tracking began
🏷️
Previously Sold
Apr 7, 2011
$145,000
MLS #71112838

Tax History

Year Taxes Assessment
2026 $4,260 $371,100

Financial Details

Annual Property Tax
$4,260
Tax Year 2026
HOA Fee
$384
Monthly
Assessed Value
$371,100

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 2007
Living Area 804 sq ft
Stories 1
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Basement
Features None

Exterior

Construction Frame
Architecture None
Roof None
Features Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Off Street, Assigned
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $4,260
Assessed Value $371,100

HOA & Community

HOA Fee $384 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Lead Paint None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 120
Sq Ft Source Public Record
Sq Ft Disclosures Living area deemed accurate but not guaranteed. Seller/List Agent not responsible for discrepancies.
Documents Master Deed, Unit Deed (2)
County Suffolk
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2007
Bedrooms
2
Full Bathrooms
1
Living Area
804 sq ft
Total Rooms
4
Stories
1
Entry Level
1

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: In Basement
Security:

Construction & Materials

Year Built: 2007
Structure Type: Townhouse
Exterior Materials: Frame
Roof:
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned
School District
Chelsea School District local
C-
⚠ School Safety 2024-25
5.2% Above Average
2.9% Suspensions 1.7% In-School 2.3% Emergency
↓ 0.3% below state avg
E

Elementary Schools

7 schools
St. Rose Elementary School
0.3 mi
Grades PK-08
Chelsea Virtual Learning Academy
0.6 mi
38 students Less Diverse
College Ready Curriculum
Grades K-12
Shurtleff Early Childhood School
0.5 mi
769 students Less Diverse
Grades PK-01
B+
William A Berkowitz Elementary School
0.7 mi | #287 of 825 | Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
428 students Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.7 mi | #409 of 825 | Score: 47.5
Improved 97 spots from last year
-10.7 below state avg
406 students Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
0.7 mi | #631 of 825 | Score: 39.4
Improved 78 spots from last year
-18.8 below state avg
430 students Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
0.7 mi | #648 of 825 | Score: 38.4
Improved 182 spots from last year
-19.8 below state avg
471 students Less Diverse
Rising School
Grades 01-04
M

Middle Schools

3 schools
D
Clark Avenue School
0.3 mi | #329 of 352 | Score: 28.2
Improved 32 spots from last year
-30 below state avg
641 students Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.5 mi | #285 of 352 | Score: 33.1
Improved 61 spots from last year
-25.2 below state avg
501 students Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.5 mi | #9 of 16 | Score: 30.0
Improved 348 spots from last year
-28.2 below state avg
418 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
Seaport Academy School
1.1 mi
Grades 07-12
C
Chelsea Opportunity Academy
0.8 mi | #294 of 346 | Score: 59.3
Same rank as last year
115 students Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
0.8 mi | #284 of 346 | Score: 43.0
Improved 24 spots from last year
-15.2 below state avg
1,532 students Less Diverse
12 sports • 796 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $355
Homeowners Insurance $200
HOA Fee $384/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

120 Library Street # 120, Chelsea MA 02150

Chelsea, MA 02150

Listing Information

Listing Agent Nidia Peguero
Listing Office Century 21 North East
Office Phone 617-889-2020
Agent MLS ID BB806704
Office MLS ID AN4342
Listing Data Updated Oct 2, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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