Dimensions12.833333333 x 7.25
FeaturesFlooring - Vinyl, Exterior Access, Open Floor Plan, Remodeled, Lighting - Overhead, Decorative Molding
LevelFirst
74 Derby St # 74, Salem MA 01970
Salem, MA 01970
$499,900
Est. $3,413/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
13
Sep
Sunday, September 13
11:00 AM - 1:00 PM EDT
11
Sep
Friday, September 11
4:30 PM - 6:00 PM EDT
12
Sep
Saturday, September 12
11:00 AM - 1:00 PM EDT
About this home
Welcome to 74 Derby Street, Unit 1! This beautifully renovated condominium, located in the Derby Waterfront District, offers the perfect blend of character, style, and convenience, presenting much larger than its one-bedroom designation, with flexible living spaces throughout. The heart of the home is a stunning, well appointed kitchen, featuring stainless appliances, leathered granite counters, a charming banquet seating area, and an open-concept layout that flows seamlessly into a large living and entertaining space. The first-floor is also home to a nicely sized bedroom with generous closet space, which is complemented by an updated full bathroom and a modern office space. Downstairs, discover a substantial additional finished living area that offers incredible flexibility as a primary suite-style retreat, family room, guest space or home gym. Outside, enjoy a protected patio area with room for grilling and two parking spaces. Located on the quieter end of Derby Street, this home puts the very best of Salem right outside your door—restaurants, shops, history, culture, waterfront, the Willows, and all the energy this vibrant city has to offer within a mile radius! Salem Ferry Landing is right around the corner and Collins Cove Beach is 1/2 mile stroll. A rare opportunity to own a spacious, stylish, and thoughtfully updated home in one of Salem's most desirable locations: across from green space, on the bike path, in a stable, convivial neighborhood, with easy access at ALL times of the year and sneak peeks of the water in winter! Fun fact...Salem residents get reduced rates on the Ferry, and free access to the Salem Museums!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 10, 2026
$499,900
Original listing
Agent: Tracey Hutchinson
Office: Churchill Properties
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/10/2026 | 🏠 Listed for Sale | $499,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,227 | $484,900 |
Financial Details
Annual Property Tax
$5,227
Tax Year 2026
HOA Fee
$250
Monthly
Assessed Value
$484,900
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1900
Living Area
1,400 sq ft
Stories
2
Bedrooms
1
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Flooring
Tile, Vinyl, Hardwood
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
Electric Dryer Hookup, Remodeled, Lighting - Overhead, In Basement, In Unit, Gas Dryer Hookup, Washer Hookup
Features
Open Floorplan, Lighting - Overhead, Decorative Molding, Office, Internet Available - Unknown
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Features
Off Street, Tandem
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, For Gas Dryer, Washer Hookup
Financial
Annual Tax
$5,227
Assessed Value
$484,900
HOA & Community
HOA Fee
$250 Monthly
Fee Includes
Water, Insurance, Maintenance Structure
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
2
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
All Measurements Are Approximate. Office Space Is Currently Used As Playroom. Lower Level Primary (listed As Main Bedroom) Is Not A Legal Bedroom As Window Is Not Properly Sized For Egress. Please Text Sarah For Showings And When Emailing Offers.
Exclusions
Please Inquire.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["2/3 Family"]
Unit/Building
74
Sq Ft Source
Other
Sq Ft Disclosures
All Measurements Approx. Lower level Primary is not a legal bedroom due to egress size.
Documents
Master Deed, Unit Deed, Rules & Regs, Master Plan, Floor Plans, Certificate Of Insurance (6)
County
Essex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
1
Full Bathrooms
1
Living Area
1,400 sq ft
Total Rooms
5
Stories
2
Entry Level
1
Main Level Bedrooms
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,000 sq ft above grade
400 sq ft below grade
Dimensions12.5 x 10.583333333
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove, Peninsula, Lighting - Pendant, Decorative Molding
LevelMain,First
Dimensions11.75 x 14
FeaturesCloset/Cabinets - Custom Built, Flooring - Vinyl, Chair Rail, Remodeled
LevelMain,First
Dimensions7.583333333 x 7.25
FeaturesBathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Lighting - Sconce, Lighting - Overhead
LevelMain,First
Dimensions12.5 x 5.166666666
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood, Chair Rail, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Lighting - Overhead, Decorative Molding
LevelMain,First
Dimensions17.083333333 x 20.666666666
FeaturesFlooring - Hardwood, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled
LevelMain,First
Dimensions21.083333333 x 13.666666666
FeaturesBeamed Ceilings, Closet, Flooring - Vinyl, Remodeled
LevelBasement
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Hardwood
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Open Floorplan, Lighting - Overhead, Decorative Molding, Office, Internet Available - Unknown
Windows:
Basement:
Y
Laundry:
Electric Dryer Hookup, Remodeled, Lighting - Overhead, In Basement, In Unit, Gas Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1900
Effective Year (Renovated):
1986
Structure Type:
2/3 Family
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Condition:
Updated/Remodeled
Stories:
2
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Patio
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Tandem
Nearby Schools
School District
Salem School District local
B-
School Safety
2024-25
3.6%
Above Average
2.3%
Suspensions
0.8%
In-School
1.3%
Emergency
1.9% below state avg
Elementary Schools
9 schools
The Phoenix School
1.4 mi
Grades PK-08
The Greenhouse School
1.9 mi
Grades PK-08
C+
Bentley Academy Innovation School
0.4 mi
|
#531 of 825
|
Score: 43.7
Improved 180 spots from last year
-14.5 below state avg
277 students
Moderate
Rising School
Grades PK-05
Salem Early Childhood School
0.4 mi
107 students
Diverse
Diverse Student Body
Grades PK
B-
Carlton School
0.7 mi
|
#470 of 825
|
Score: 45.5
Dropped 49 spots from last year
-12.7 below state avg
249 students
Diverse
Diverse Student Body
Grades K-05
C+
Saltonstall School
0.8 mi
|
#525 of 825
|
Score: 43.9
Improved 43 spots from last year
-14.3 below state avg
267 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-05
B+
Bates School
1.4 mi
|
#319 of 825
|
Score: 50.0
Improved 260 spots from last year
-8.2 below state avg
415 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
C
Horace Mann Laboratory School
1.8 mi
|
#654 of 825
|
Score: 38.1
Improved 67 spots from last year
-20.1 below state avg
320 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
B
Witchcraft Heights School
2.0 mi
|
#340 of 825
|
Score: 49.4
Improved 210 spots from last year
-8.8 below state avg
465 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Middle Schools
1 school
B-
Collins Middle School
1.3 mi
|
#203 of 352
|
Score: 40.3
Improved 76 spots from last year
-17.9 below state avg
753 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
2 schools
B+
Salem Academy Charter School
0.5 mi
|
#141 of 346
|
Score: 57.0
Improved 95 spots from last year
-1.2 below state avg
477 students
Diverse
10 sports
• 568 athletes
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
B+
Salem High School
1.9 mi
|
#124 of 346
|
Score: 58.3
Dropped 4 spots from last year
+0.1 above state avg
960 students
Diverse
18 sports
• 1,080 athletes
Early College Program
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$436
Homeowners Insurance
$200
HOA Fee
$250/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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$0
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$0
Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
74 Derby St # 74, Salem MA 01970
Salem, MA 01970
Listing Information
Listing Agent
Tracey Hutchinson
Listing Office
Churchill Properties
Office Phone
978-626-1685
Agent MLS ID
CN206055
Office MLS ID
AN3418
Listing Data Updated
Sep 10, 2026 1:02 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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