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75 Cottage St, Chelsea MA 02150

Chelsea, MA 02150
$620,000
Est. $3,836/month
3
Beds
2
Baths
2,100
Sq Ft
$295
Price/Sq Ft
0.05
Acres
1920
Year Built
2 Family - 2 Units Up/Down
Type
20
Days on Market
Active Listed Apr 8, 2026 • MLS# 73498051 Copied!

About this home

Contractor’s Special! This two-family home offers a rare opportunity for redevelopment or investment. The first-floor unit features 4 rooms 1 bedroom/1 bathroom, while the second-floor unit offers 5 rooms 2 bedroom/1 bathroom. Both units have rear decks with amazing downtown skyline views. Estate sale being offered strictly “as is”. Seller has never lived in the property and makes no representations or warranties. New gas heating system and gas hot water tank installed for each unit. The house was winterized and the water wasn't turned on since, so no info on the condition of the plumbing system. With vision and renovation, this home has excellent potential to generate strong rental income or serve as a multi-generational property.

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
2
Living Area
2,100 sq ft
Total Rooms
9
Stories
2
Levels
2

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1920
Living Area 2,100 sq ft
Lot Size 0.05 acres
Bedrooms 3
Full Baths 2
Total Rooms 9

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Vinyl, Carpet, Hardwood
Appliances None
Fireplace None
Basement Full, Unfinished
Laundry None
Features Living Room, Dining Room, Kitchen

Exterior

Construction None
Architecture None
Roof None

Parking

Features On Street

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $6,014
Assessed Value $522,500

Interior Features

Flooring: Vinyl, Carpet, Hardwood
Appliances:
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 2
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer

Parking & Garage

Parking Features: On Street

Location

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Neighborhood

75 Cottage St, Chelsea MA 02150

Chelsea, MA 02150

Walkability

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Nearby Schools

School District
Chelsea School District local
C-
⚠ School Safety 2024-25
5.2% Above Average
2.9% Suspensions 1.7% In-School 2.3% Emergency
↓ 0.3% below state avg
E

Elementary Schools

7 schools
St. Rose Elementary School
0.3 mi
Grades PK-08
Chelsea Virtual Learning Academy
0.7 mi
54 students Less Diverse
College Ready Curriculum
Grades K-12
Shurtleff Early Childhood School
0.3 mi
779 students Less Diverse
Grades PK-01
B+
William A Berkowitz Elementary School
0.8 mi | #287 of 824 | Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
455 students Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.8 mi | #406 of 824 | Score: 47.6
Improved 100 spots from last year
-10.6 below state avg
430 students Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
0.8 mi | #663 of 824 | Score: 37.9
Improved 46 spots from last year
-20.4 below state avg
472 students Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
0.8 mi | #642 of 824 | Score: 38.6
Improved 188 spots from last year
-19.6 below state avg
527 students Less Diverse
Rising School
Grades 01-04
M

Middle Schools

3 schools
D
Clark Avenue School
0.4 mi | #329 of 352 | Score: 28.3
Improved 32 spots from last year
-29.9 below state avg
673 students Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.4 mi | #290 of 352 | Score: 32.4
Improved 56 spots from last year
-25.8 below state avg
487 students Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.4 mi | #9 of 16 | Score: 29.9
Improved 348 spots from last year
-28.3 below state avg
436 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
Seaport Academy School
1.0 mi
Grades 07-12
C
Chelsea Opportunity Academy
0.8 mi | #294 of 346 | Score: 59.3
Same rank as last year
132 students Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
0.8 mi | #283 of 346 | Score: 42.9
Improved 25 spots from last year
-15.3 below state avg
1,649 students Less Diverse
12 sports • 796 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $501
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 8, 2026
$620,000
Original listing
Agent: Simon Gray Office: Coldwell Banker Realty - Newton

Price & Status History

Date Event Price Change
Apr 8, 2026 New Listing Added $620,000 —

Market Statistics

Days on Market
20 days
Price per Sq Ft
$295

Tax History

Year Taxes Assessment
2025 $6,014 $522,500

Financial Details

Annual Property Tax
$6,014
Tax Year 2025
Assessed Value
$522,500

Listing Information

Listing Agent Simon Gray
Listing Office Coldwell Banker Realty - Newton
Agent MLS ID CN211554
Office MLS ID AN6227
Listing Data Updated Apr 19, 2026 5:13 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Chelsea, MA

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Steven Novak

Steven Novak

BMN Boston Real Estate

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