78 Oak St, Wakefield MA 01880

Wakefield, MA 01880
$1,199,000
Est. $7,200/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
3.5
Baths
4,104
Sq Ft
$292
Price/Sq Ft
1.18
Acres
1885
Year Built
2
Garage Spaces
11 hours 36 minutes
Time on Market
For Sale Listed Sep 15, 2026 • MLS# 73577460 Copied! • Updated Sep 15, 2026

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About this home

Welcome to 78 Oak Street, a home meticulously cared for and loved by the same family for generations. Inside, the main residence has an architectural richness that simply can’t be recreated in new construction. Exposed wood beams, warm natural materials, a gas fireplace and rooms with their own distinct character give the home a sense of history and permanence. The generous first floor allows plenty of space for cooking, gathering, working, relaxing and hosting, while three bedrooms are tucked upstairs. The indoor heated pool and hot tub make this property even more remarkable, offering a private place to swim, entertain, and unwind throughout the year. At the back of the home, a three-season room opens to a patio with a built-in grill and outdoor gas fireplace. Legally a two-family, the property lives more like a main residence with completely separate accommodations for extended family, guests or rental income. The private 1-2 bedroom apartment has its own entrance and basement, with no shared walls with the main house. An attached barn with loft sits between the two residences, providing substantial storage as well as exciting potential for future finishing or development. The expansive lot offers a broad, level yard around the house before rising up the hillside to elevated views. A two-car garage adds everyday practicality. All of this is set in Greenwood, one of Wakefield’s most convenient and coveted neighborhoods, .5 miles to the commuter rail, shops, restaurants and major routes. Rich in character and exceptionally versatile, 78 Oak Street is a home that could never be mistaken for anything ordinary!

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Property History

Property Timeline

🏠
Listed for Sale
Sep 15, 2026
$1,199,000
Original listing
Agent: Alexis Surpitski MacIntyre Office: Ocean's Edge Real Estate

Tax History

Year Taxes Assessment
2025 $11,243 $990,600

Financial Details

Annual Property Tax
$11,243
Tax Year 2025
Assessed Value
$990,600

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential Income
Style Multi Family
Year Built 1885
Living Area 4,104 sq ft
Lot Size 1.18 acres
Stories 3
Bedrooms 6
Full Baths 3
Half Baths 1
Total Rooms 13

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $1,200/mo · N
Total Monthly Rent $1,200/mo
Gross Income $14,400
Net Operating Income $14,400
Cap Rate 1.20%
Heating Oil, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood, Wood
Appliances Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
Fireplace Gas
Fireplaces 1
Basement Full, Garage Access, Unfinished
Laundry None
Features Ceiling Fan(s), Pantry, Storage, Stone/granite/solid Counters, Walk-in Closet(s), Bathroom With Shower Stall, Bathroom With Tub & Shower, Remodeled, Slider, Other, Living Room, Dining Room, Kitchen, Laundry Room, Mudroom, Office/den, Sunroom
Construction None
Architecture None
Roof None
Features Balcony/deck, Rain Gutters, Garden
Pool Pool - Inground Heated
Spa Bath, Hot Tub/spa
Fencing Fenced
Patio/Porch Porch, Patio
Garage Spaces 2
Has Garage Yes
Features Off Street
Total Spaces 8
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $11,243
Assessed Value $990,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Buyer to verify sq footage; listing reflects public record
Documents None
County Middlesex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1885
Bedrooms
6
Full Bathrooms
3
Half Bathrooms
1
Living Area
4,104 sq ft
Total Rooms
13
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Wood
Appliances: Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Pantry, Storage, Stone/Granite/Solid Counters, Walk-In Closet(s), Bathroom with Shower Stall, Bathroom With Tub & Shower, Remodeled, Slider, Other, Living Room, Dining Room, Kitchen, Laundry Room, Mudroom, Office/Den, Sunroom
Windows: Picture Window, Box/Bay/Bow Window(s), Skylight(s)
Basement: Full, Garage Access, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1885
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter, Block, Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Oil, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters, Garden
Patio & Porch: Porch, Patio
Fencing: Fenced
Other Structures:
Lot Features: Wooded, Level, Sloped
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Off Street

Special Features

Fireplaces: 1
Fireplace Type: Gas
Spa/Hot Tub: Yes
Spa Features: Bath, Hot Tub/Spa
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station
School District
Wakefield School District local
A
School Safety 2024-25
0.5% Low
0.5% Suspensions 0.3% In-School
5.0% below state avg
E

Elementary Schools

3 schools
A-
Greenwood School
0.5 mi | #203 of 825 | Score: 54.6
Improved 46 spots from last year
-3.6 below state avg
209 students Less Diverse
Rising School Strong Attendance
Grades K-04
A-
Woodville School
0.9 mi | #172 of 825 | Score: 56.1
Improved 58 spots from last year
-2.1 below state avg
462 students Moderate
Rising School
Grades PK-04
Early Childhood Center at the Doyle School
1.2 mi
115 students Moderate
Grades PK
M

Middle Schools

3 schools
A-
Galvin Middle School
1.1 mi | #80 of 352 | Score: 51.9
Improved 4 spots from last year
-6.3 below state avg
1,076 students Moderate
Strong Attendance
Grades 05-08
A-
Melrose Middle School
1.6 mi | #89 of 352 | Score: 50.7
Improved 9 spots from last year
-7.5 below state avg
830 students Moderate
Grades 06-08
B+
Stoneham Central Middle School
1.8 mi | #129 of 352 | Score: 46.2
Dropped 30 spots from last year
-12 below state avg
678 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

3 schools
A-
Wakefield Memorial High School
0.8 mi | #80 of 346 | Score: 63.2
Improved 15 spots from last year
+5 above state avg
871 students Moderate
18 sports • 1,930 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B+
Northeast Metropolitan Regional Vocational High School
1.1 mi | #127 of 346 | Score: 58.3
Improved 95 spots from last year
+0.1 above state avg
1,414 students Diverse
17 sports • 1,818 athletes
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
EMARC - Life Choices & Employment Services
1.2 mi
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $937
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

78 Oak St, Wakefield MA 01880

Wakefield, MA 01880

Listing Information

Listing Agent Alexis Surpitski MacIntyre
Listing Office Ocean's Edge Real Estate
Office Phone 978-238-8026
Agent MLS ID CN208683
Office MLS ID AN8447
Listing Data Updated Sep 15, 2026 4:35 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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