79 Central St # 2, Ipswich MA 01938

Ipswich, MA 01938
$349,000
Est. $2,455/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1
Baths
730
Sq Ft
$478
Price/Sq Ft
1910
Year Built
1
Parking
15 hours 37 minutes
Time on Market
For Sale Listed Sep 24, 2026 • MLS# 73582130 Copied! • Updated Sep 24, 2026

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About this home

Sunny and inviting, this Ipswich condo pairs original pine floors with a light, open layout. The remodeled kitchen features white beadboard cabinetry, stainless steel appliances and stackable washer/dryer for ultimate convenience. Generous bedroom offers a lovely designer closet system with custom storage components and decorative moulding. Living and dining areas boast loads of storage with additional closets and charming custom built-ins. Need outdoor space? Unit includes spacious private deck and large shared yard. All of this with a low condo fee and off street parking . Ultra convenient location is a quick walk to downtown and the commuter rail or a short ride to Cranes Beach. Don't miss the opportunity to call this charming property 'home'.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 24, 2026
$349,000
Original listing
Agent: Domenica Giordano Office: Century 21 North East

Tax History

Year Taxes Assessment
2026 $3,577 $331,800

Financial Details

Annual Property Tax
$3,577
Tax Year 2026
HOA Fee
$192
Monthly
Assessed Value
$331,800

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1910
Living Area 730 sq ft
Stories 1
Bedrooms 1
Full Baths 1
Total Rooms 4

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Wood, Tile
Appliances Range, Dishwasher, Refrigerator, Washer/dryer
Fireplace None
Basement Y
Laundry In Unit, Gas Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture None
Roof Slate
Features Deck - Wood, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Off Street, Deeded, Paved
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Gas Dryer, Washer Hookup
Annual Tax $3,577
Assessed Value $331,800

HOA & Community

HOA Fee $192 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Snow Removal
Amenities None
Optional Fee Includes None
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Rear Deck Virtually Staged. Condo Fee Scheduled To Increase $31.70 Before The End Of 2026
Possession None
Accepted Financing None
Structure Type ["Garden"]
Unit/Building 2
Sq Ft Source Public Record
Documents Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws, Floor Plans, Association Financial Statements (6)
County Essex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1910
Bedrooms
1
Full Bathrooms
1
Living Area
730 sq ft
Total Rooms
4
Stories
1
Entry Level
2
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Refrigerator, Washer/Dryer
Interior Features:
Windows: Insulated Windows
Basement: Y
Laundry: In Unit, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1910
Effective Year (Renovated): 1995
Structure Type: Garden
Exterior Materials: Frame
Roof: Slate
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Wood, Rain Gutters
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Deeded, Paved
School District
Ipswich School District local
A-
✓ School Safety 2024-25
0.9% Low
0.9% Suspensions 0.8% In-School
↓ 4.6% below state avg
E

Elementary Schools

2 schools
A-
Winthrop School
< 0.1 mi | #192 of 825 | Score: 55.2
Dropped 153 spots from last year
-3 below state avg
356 students Moderate
Strong Attendance
Grades PK-05
A+
Paul F Doyon Memorial School
2.2 mi | #78 of 825 | Score: 60.3
Improved 45 spots from last year
+2.1 above state avg
371 students Less Diverse
Rising School Strong Attendance
Grades PK-05
M

Middle Schools

1 school
A-
Ipswich Middle School
0.8 mi | #98 of 352 | Score: 49.8
Improved 3 spots from last year
-8.4 below state avg
350 students Moderate
Strong Attendance
Grades 06-08
H

High Schools

1 school
A+
Ipswich High School
0.8 mi | #35 of 346 | Score: 70.1
Improved 27 spots from last year
+11.9 above state avg
432 students Moderate
19 sports • 1,184 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $298
Homeowners Insurance $200
HOA Fee $192/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

79 Central St # 2, Ipswich MA 01938

Ipswich, MA 01938

Listing Information

Listing Agent Domenica Giordano
Listing Office Century 21 North East
Office Phone 978-774-2770
Agent MLS ID C8000568
Office MLS ID AN4339
Listing Data Updated Sep 24, 2026 9:48 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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