8 Cady St, Lowell MA 01852
Lowell, MA 01852
$695,000
Est. $4,267/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to **8–10 Cady St, Lowell, MA**, a great opportunity to own a versatile two-family property offering a total of 8 bedrooms and plenty of potential. One unit is currently occupied by a tenant at will, while the second unit is vacant, giving the next owner flexibility from day one. Both units feature spacious layouts, comfortable living areas, good natural light, and deleaded certificates. Off-street parking adds even more value to the property. Conveniently located near downtown Lowell, with easy access to shopping, restaurants, public transportation, parks, and major commuter routes. Ideal for an investor looking to add an income-producing property to their portfolio or for an owner-occupant interested in offsetting housing costs with rental income. Don’t miss the opportunity to secure a multi-family property with strong rental potential in a convenient Lowell location.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 7, 2026
$695,000
Original listing
Agent: Daptfanim Martinez
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/07/2026 | 🏠 Listed for Sale | $695,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,634 | $584,500 |
Financial Details
Annual Property Tax
$6,634
Tax Year 2026
Assessed Value
$584,500
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1930
Living Area
3,001 sq ft
Lot Size
0.06 acres
Stories
3
Bedrooms
8
Full Baths
2
Half Baths
1
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Partially Finished
Laundry
None
Features
Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck - Roof
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$6,634
Assessed Value
$584,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Yes
Seller Disclosures
Property Sold As Is. All Info Pulled From Public Records, Buyers And Buyers Agent To Conduct Their Own Due Diligence.
Exclusions
C
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
green
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1930
Bedrooms
8
Full Bathrooms
2
Half Bathrooms
1
Living Area
3,001 sq ft
Total Rooms
13
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Dining Room, Kitchen
Windows:
Basement:
Full, Partially Finished
Laundry:
Security:
Construction & Materials
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Other
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck - Roof
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
B
Rogers STEM Academy
0.3 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
0.4 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
Immaculate Conception School
0.5 mi
Grades PK-08
Hellenic American Academy
0.7 mi
Grades PK-08
St. Patrick School and Educational Center
0.9 mi
Grades PK-08
St. Michael Elementary School
0.9 mi
Grades PK-08
Lowell Youth Treatment Center
1.0 mi
Grades 01-12
B-
Pyne Arts School
1.2 mi
|
#180 of 352
|
Score: 42.1
Improved 46 spots from last year
-16.1 below state avg
471 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-08
St. Louis Elementary School
1.2 mi
Grades PK-08
C
Bartlett Community Partnership School
1.3 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
Middle Schools
7 schools
C
Benjamin F. Butler Middle School
0.9 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.0 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.2 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.2 mi
15 students
Diverse
Grades 01-08
C-
Henry J Robinson Middle School
1.4 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.9 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
2.4 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
Lowell Middlesex Academy Charter School
0.5 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.9 mi
Grades 09-12
F
The Career Academy
0.9 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
1.1 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$553
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
8 Cady St, Lowell MA 01852
Lowell, MA 01852
Listing Information
Listing Agent
Daptfanim Martinez
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
CN260499
Office MLS ID
AN9439
Listing Data Updated
Oct 6, 2026 10:17 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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