81 Cross St, Malden MA 02148
Malden, MA 02148
$939,999
Est. $5,771/month
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About this home
Beautifully maintained Two-Family home offering exceptional versatility for investors and owner-occupants. This property features a total of 4 Bedrooms, 3 full bathrooms and over 2,000 square feet of comfortable living space. Each unit offers bright, inviting interiors with functional layouts, generous living areas, and abundant natural light. The property has beeb well cared for and provides the perfect opportunity to generate rental income while enjoying the benefits of homeownership. Fully fenced backyard ideal for entertaining and a convenient location close to public transportation, major highways, restaurants and all that Malden has to offer.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Jul 31, 2026
Offer accepted, sale pending
Showing Instructions Updated
Jul 11, 2026
New showing requirements
Listed for Sale
Jul 9, 2026
$939,999
Original listing
Agent: Silvia Monteiro
Office: Dell Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/31/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/11/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/09/2026 | 🏠 Listed for Sale | $939,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,820 | $861,400 |
Financial Details
Annual Property Tax
$9,820
Tax Year 2026
Assessed Value
$861,400
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1910
Living Area
2,196 sq ft
Lot Size
0.13 acres
Bedrooms
4
Full Baths
3
Total Rooms
11
Investment Metrics
Units
2
Unit 1 Rent
$2,400/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$2,400/mo
Gross Income
$28,800
Net Operating Income
$28,800
Cap Rate
3.06%
Interior
Heating
Oil, Unit Control
Cooling
None
Flooring
Hardwood, Tile
Appliances
None
Fireplace
None
Basement
Full, Walk-out Access, Interior Entry
Laundry
None
Features
Bathroom With Tub & Shower, Ceiling Fan(s), Storage
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony/deck
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Porch, Deck, Patio
Parking
Features
Paved Drive
Total Spaces
3
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$9,820
Assessed Value
$861,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
25 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1910
Bedrooms
4
Full Bathrooms
3
Living Area
2,196 sq ft
Total Rooms
11
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,196 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck, Patio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood, Tile
Appliances:
Interior Features:
Bathroom With Tub & Shower, Ceiling Fan(s), Storage
Windows:
Basement:
Full, Walk-Out Access, Interior Entry
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Oil, Unit Control
Heating Zones:
1
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck
Patio & Porch:
Porch, Deck, Patio
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive
Nearby Schools
School District
Malden School District local
B-
School Safety
2024-25
1.6%
Average
1.5%
Suspensions
1.0%
In-School
0.1%
Emergency
3.9% below state avg
Elementary Schools
3 schools
B
Ferryway School
0.2 mi
|
#166 of 352
|
Score: 43.0
Improved 23 spots from last year
-15.2 below state avg
920 students
Very Diverse
Rising School
Diverse Student Body
Grades K-08
Cheverus Elementary School
0.5 mi
Grades PK-08
C-
Madeline English School
0.5 mi
|
#313 of 352
|
Score: 30.5
Improved 28 spots from last year
-27.8 below state avg
760 students
Moderate
Rising School
Grades K-08
Middle Schools
3 schools
B-
John J. McGlynn Middle School
1.5 mi
|
#206 of 352
|
Score: 40.2
Improved 30 spots from last year
-18.1 below state avg
464 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
B+
Madeleine Dugger Andrews Middle School
2.0 mi
|
#128 of 352
|
Score: 46.6
Improved 32 spots from last year
-11.6 below state avg
435 students
Diverse
Rising School
Grades 06-08
C
Susan B. Anthony Middle School
2.1 mi
|
#260 of 352
|
Score: 35.7
Improved 6 spots from last year
-22.5 below state avg
545 students
Diverse
Grades 06-08
High Schools
3 schools
C+
Malden High School
0.5 mi
|
#226 of 346
|
Score: 48.9
Improved 72 spots from last year
-9.3 below state avg
1,890 students
Very Diverse
14 sports
• 856 athletes
Early College Program
Rising School
Diverse Student Body
Grades 09-12
Malden Catholic High School
0.9 mi
19 sports
• 2,126 athletes
Strong Athletics
Grades 09-12
C+
Everett High School
1.0 mi
|
#233 of 346
|
Score: 48.1
Improved 42 spots from last year
-10.1 below state avg
2,307 students
Diverse
17 sports
• 1,298 athletes
Rising School
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$818
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
81 Cross St, Malden MA 02148
Malden, MA 02148
Listing Information
Listing Agent
Silvia Monteiro
Listing Office
Dell Realty Inc.
Office Phone
617-629-5950
Agent MLS ID
CN210980
Office MLS ID
AN1378
Listing Data Updated
Aug 3, 2026 1:33 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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