81 Garfield St # 81, Cambridge MA 02138
Cambridge, MA 02138
$2,895,000
Est. $16,351/month
About this home
A masterfully reimagined 2016 Hill Harder Development project, this extraordinary Mansard style home occupies a prominent corner on one of Cambridge's most picturesque streets and lives like a single-family. Timeless character blends seamlessly with exceptional modern design, highlighted by soaring 11-foot ceilings, and a graceful original staircase. The beautifully appointed chef's kitchen features professional-grade appliances, tall cabinets and stone counters, flowing effortlessly into elegant living and dining spaces with French doors opening to a beautifully landscaped private patio and fenced garden. Well proportioned bedrooms span the upper levels, while the expansive lower level offers a media room and a spacious ensuite guest suite. Radiant heated floors, spa-inspired baths, smart home technology, high-efficiency systems, and off-street parking for 2 cars complete this exceptional offering, moments from Harvard and Porter Squares and Cambridge's finest restaurants.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Jul 30, 2026
Offer accepted, sale pending
Listed for Sale
Jul 16, 2026
$2,895,000
Original listing
Agent: Jennifer Gelfand
Office: Coldwell Banker Realty - Boston
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/30/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/16/2026 | 🏠 Listed for Sale | $2,895,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $15,749 | $2,805,500 |
Financial Details
Annual Property Tax
$15,749
Tax Year 2026
HOA Fee
$200
Monthly
Assessed Value
$2,805,500
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1873
Living Area
2,486 sq ft
Bedrooms
4
Full Baths
3
Half Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Heat Pump, Radiant, Air Source Heat Pumps (ashp)
Cooling
Central Air, Air Source Heat Pumps (ashp)
Flooring
Wood, Tile, Concrete, Hardwood
Appliances
Range, Oven, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Range Hood
Fireplace
None
Fireplaces
1
Basement
N
Laundry
In Unit
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Slate
Features
Patio, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Features
Off Street, Tandem, Exclusive Parking
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$15,749
Assessed Value
$2,805,500
HOA & Community
HOA Fee
$200 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Grounds, Snow Removal
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
2
Pets
Yes
MA Disclosures
Seller Disclosures
Re Taxes For 2026 Inclusive Of Residential Exemption. Additional Washer/dryer Hookup In Closet On Top Floor. Ev Charger To Be Left For New Owner. Lower Living Level Has Radiant Floor Heating, No Central Ac. House A Recipient Of A 2017 Preservation Award From Cambridge Historical Commission
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse"]
Unit/Building
81
Sq Ft Source
Unit Floor Plan
Sq Ft Disclosures
Full sized windows in lower level living area
Documents
None
County
Middlesex
Total market time (incl. prior listings)
14 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1873
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,486 sq ft
Total Rooms
7
Stories
4
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,737 sq ft above grade
749 sq ft below grade
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Concrete, Hardwood
Appliances:
Range, Oven, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Range Hood
Interior Features:
Windows:
Basement:
N
Laundry:
In Unit
Security:
Construction & Materials
Year Built:
1873
Effective Year (Renovated):
2016
Structure Type:
Townhouse
Exterior Materials:
Frame
Roof:
Slate
Foundation:
Stories:
4
Heating, Cooling & Utilities
Heating:
Forced Air, Heat Pump, Radiant, Air Source Heat Pumps (ASHP)
Heating Zones:
4
Cooling:
Central Air, Air Source Heat Pumps (ASHP)
Cooling Zones:
3
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Garden
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Tandem, Exclusive Parking
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Bike Path, Highway Access, Private School, Public School, T-Station, University
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,312
Homeowners Insurance
$200
HOA Fee
$200/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
81 Garfield St # 81, Cambridge MA 02138
Cambridge, MA 02138
Listing Information
Listing Agent
Jennifer Gelfand
Listing Office
Coldwell Banker Realty - Boston
Office Phone
617-266-4430
Agent MLS ID
BB800178
Office MLS ID
AN6192
Listing Data Updated
Jul 30, 2026 10:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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