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82 Congress Street, Amesbury MA 01913

Amesbury, MA 01913
$799,000
Est. $5,292/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
3
Baths
2,603
Sq Ft
$307
Price/Sq Ft
0.93
Acres
1900
Year Built
2
Garage Spaces
2 Family - 2 Units Up/Down
Type
13
Days on Market
For Sale Open House Listed Oct 1, 2026 • MLS# 73580529 Copied! • Updated Oct 13, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

18
Oct
Sunday, October 18
11:00 AM - 1:00 PM EDT

About this home

Welcome to this fully renovated two family home offering the perfect blend of modern comfort, space and location . Sited on nearly an acre of land this versatile property is ideal for the owner occupant seeking rental income , multi generational living or as a prime turnkey rental asset. Renovated 8+- yrs ago w/ new mechanical systems, roof, and stylish finishes throughout , move in condition . ** OWNERS UNIT ( townhouse style ) 2 levels, 3-4 Brs, 2 baths, engineered wood flooring , upgraded kitchen w/ maple cabinets and granite countertops , all SS appliances included , open concept and in unit laundry for convenience. ** 1ST LEVEL UNIT has a thoughtful layout w/ 2 BRS, and same quality finishes as the owners unit and in unit laundry . Other amenities are the large lot / 2 car garage and ample parking - a rare find for multi family homes in the area...Priced below assessed value this property is minutes from commuter routes, beautiful local beaches including Lake Gardner , the vibrant downtown area boasts top rated dining options, shopping and local scenic areas to explore...Won't last !

BMN Estimate

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

🏠
Listed for Sale
Oct 1, 2026
$799,000
Original listing
Agent: Valerie R. McGillivray Office: Churchill Properties
🏠
Listed for Sale
Oct 1, 2026
$799,000
Original listing
Agent: Valerie R. McGillivray Office: Churchill Properties

Tax History

Year Taxes Assessment
2026 $12,627 $839,000

Financial Details

Annual Property Tax
$12,627
Tax Year 2026
Assessed Value
$839,000

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,603 sq ft
Lot Size 0.93 acres
Stories 3
Bedrooms 6
Full Baths 3
Total Rooms 11

Investment Metrics

Units 2
Unit 1 Rent $2,000/mo · N
Unit 2 Rent — · N
Total Monthly Rent $2,000/mo
Gross Income $24,000
Net Operating Income $24,000
Cap Rate 3.00%
Heating Forced Air, Natural Gas
Cooling None, Central Air
Flooring Wood, Tile, Varies, Laminate, Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Bulkhead
Laundry Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Features Storage, Stone/granite/solid Counters, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Upgraded Countertops, Open Floorplan, Living Room, Kitchen, Living Rm/dining Rm Combo, Dining Room, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Rain Gutters, Other
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street, Driveway, Paved
Total Spaces 8
Electric Circuit Breakers, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, Washer Hookup

Financial

Annual Tax $12,627
Assessed Value $839,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures This Was Not Under Contract, It Was Delayed In Showing And Move . House Was Completely Restored 8 Yrs Ago +- After A Fire.
Possession None
Accepted Financing None
Structure Type []
House Color yellow
Sq Ft Source Public Record
Sq Ft Disclosures Field card reflects a total of 5 Bedrooms , there are 6 BRS
Documents None
County Essex

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
3
Living Area
2,603 sq ft
Total Rooms
11
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Wood, Tile, Varies, Laminate, Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features: Storage, Stone/Granite/Solid Counters, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Upgraded Countertops, Open Floorplan, Living Room, Kitchen, Living RM/Dining RM Combo, Dining Room, Laundry Room
Windows: Insulated Windows
Basement: Full, Bulkhead
Laundry: Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Brick/Mortar
Stories: 3

Utilities & Systems

Heating: Forced Air, Natural Gas
Heating Zones: 3
Cooling: None, Central Air
Cooling Zones: 1
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters, Other
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Sloped
Road Frontage: 85.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Driveway, Paved
School District
Amesbury School District local
C+
⚠ School Safety 2024-25
3.2% Above Average
2.4% Suspensions 1.8% In-School 0.8% Emergency
↓ 2.3% below state avg
E

Elementary Schools

3 schools
Sparhawk School
1.2 mi
Grades K-12
B-
Charles C Cashman Elementary School
1.6 mi | #497 of 825 | Score: 44.8
Improved 97 spots from last year
-13.4 below state avg
424 students Moderate
Rising School
Grades 03-05
A-
Shay Elementary School
1.9 mi | #240 of 825 | Score: 62.9
Same rank as last year
Limited historical data for year-over-year comparison
497 students Moderate
Grades PK-02
M

Middle Schools

2 schools
B
Amesbury Middle School
1.2 mi | #171 of 352 | Score: 42.8
Improved 52 spots from last year
-15.4 below state avg
366 students Moderate
Rising School
Grades 06-08
A
Rupert A Nock Middle School
4.2 mi | #58 of 352 | Score: 55.6
Improved 47 spots from last year
-2.6 below state avg
498 students Less Diverse
Rising School Strong Attendance
Grades 06-08
H

High Schools

3 schools
Coastal Connections Academy
0.8 mi
Grades 12
C-
Amesbury Innovation High School
1.0 mi | #309 of 346 | Score: 36.7
Dropped 19 spots from last year
-21.5 below state avg
43 students Moderate
College Ready Curriculum
Grades 09-12
B+
Amesbury High School
1.6 mi | #115 of 346 | Score: 59.3
Dropped 42 spots from last year
+1.1 above state avg
483 students Moderate
16 sports • 928 athletes
Strong AP Program College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,052
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

82 Congress Street, Amesbury MA 01913

Amesbury, MA 01913

Listing Information

Listing Agent Valerie R. McGillivray
Listing Office Churchill Properties
Office Phone 978-572-1966
Agent MLS ID C9500294
Office MLS ID AN6958
Listing Data Updated Oct 13, 2026 1:21 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
mail@steve-novak.com
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