LevelSecond
84 Derby St, Dracut MA 01826
Dracut, MA 01826
$620,000
Est. $3,860/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Welcome to this beautifully maintained, one-owner home, ideally situated on a quiet cul-de-sac in a prime location! This custom Cape/Split-style home has been lovingly cared for and thoughtfully updated throughout, offering true move-in-ready living. Beautiful hardwood flooring flows throughout the main living areas, including the kitchen, living room, stairs and upper hallway. The second floor features a full bath, three bedrooms, including an impressive oversized primary bedroom. A convenient first-floor half bath offers laundry hookups, while the finished lower level provides additional flexible space perfect for a family room, home office, gym or playroom. You'll enjoy the professionally landscape front yard and large private back deck. Numerous updates throughout reflect years of pride of ownership and meticulous care. Enjoy a peaceful neighborhood setting while remaining just minutes from shopping, the post office, Veterans Memorial Park, major highways and the New Hampshire border. A truly turnkey home in an exceptional location—move right in and enjoy! OFFERS DUE MONDAY - 8/31/26 @ 5PM.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Sep 1, 2026
Active → Active Under Contract
Pending Sale
Sep 1, 2026
Offer accepted, sale pending
Listed for Sale
Aug 27, 2026
$620,000
Original listing
Agent: Karen Couillard
Office: Keller Williams Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/01/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/01/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/27/2026 | 🏠 Listed for Sale | $620,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,296 | $651,100 |
Financial Details
Annual Property Tax
$6,296
Tax Year 2026
Assessed Value
$651,100
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1984
Living Area
2,460 sq ft
Lot Size
0.27 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
7
Interior
Heating
Baseboard, Natural Gas
Cooling
None
Flooring
Carpet, Hardwood
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
None
Laundry
In Basement
Features
Game Room, Bonus Room
Exterior
Construction
Frame
Architecture
Cape, Split Entry
Roof
Shingle
Features
Deck - Wood
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
Paved Drive, Off Street
Total Spaces
3
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$6,296
Assessed Value
$651,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Beige
Sq Ft Source
Measured
Documents
None
County
Middlesex
Total market time (incl. prior listings)
12 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1984
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,460 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,660 sq ft above grade
800 sq ft below grade
LevelSecond
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Hardwood
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Game Room, Bonus Room
Windows:
Insulated Windows
Basement:
Laundry:
In Basement
Security:
Construction & Materials
Style:
Cape, Split Entry
Year Built:
1984
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Heating Zones:
2
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Cul-De-Sac, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, T-Station, University
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$525
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
84 Derby St, Dracut MA 01826
Dracut, MA 01826
Listing Information
Listing Agent
Karen Couillard
Listing Office
Keller Williams Realty
Office Phone
978-475-2111
Agent MLS ID
G9503103
Office MLS ID
G95022
Listing Data Updated
Sep 9, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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