85 Trowbridge St # 3, Cambridge MA 02138

Cambridge, MA 02138 • Harvard Square
$1,695,000
Est. $10,164/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,819
Sq Ft
$932
Price/Sq Ft
1890
Year Built
1
Garage Space
10 hours 41 minutes
Time on Market
For Sale Open House Listed Sep 9, 2026 • MLS# 73574562 Copied! • Updated Sep 9, 2026

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Open House Schedule

13
Sep
Sunday, September 13
11:30 AM - 1:00 PM EDT
12
Sep
Saturday, September 12
11:30 AM - 1:00 PM EDT

About this home

Rarely does a Cambridge condominium offer this combination of scale, character, and location. Spanning 1,819 sq ft across the top floor of a beautifully preserved 1890 building, this 3-bedroom, 2-bath floor-through home offers generous proportions, period detail, and a flexible layout suited to both everyday living and entertaining. High ceilings, a skylight, hardwood floors, and bow windows bring warmth and natural light throughout. Multiple living spaces include a generous living room, formal dining room with fireplace, and separate sitting room. The eat-in kitchen features premium appliances, while both bathrooms have been renovated with contemporary finishes, including a glass-enclosed rain shower in the primary bath. In-unit laundry adds everyday convenience. Two private decks extend the living space outdoors, with mature trees creating a peaceful, treehouse-like setting. Generous storage, garage and driveway parking add to the ease of ownership. Harvard Square, Inman and Union Squares, and the Red and Green Lines are all easily accessible, with independent coffee shops, restaurants, the public library, bakeries, and specialty grocers just around the corner. Easy bike access further connects you to Cambridge and beyond.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 9, 2026
$1,695,000
Original listing
Agent: Kendall Green Luce Team Office: Compass

Tax History

Year Taxes Assessment
2026 $8,616 $1,801,900

Financial Details

Annual Property Tax
$8,616
Tax Year 2026
HOA Fee
$675
Monthly
Assessed Value
$1,801,900

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Condominium
Year Built 1890
Living Area 1,819 sq ft
Stories 1
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Baseboard, Ductless
Cooling Ductless
Flooring Wood, Tile
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Y
Laundry Third Floor
Features None

Exterior

Construction None
Architecture None
Roof Shingle
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Detached, Off Street, Assigned
Total Spaces 2
Electric Other (see Remarks)
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $8,616
Assessed Value $1,801,900

HOA & Community

HOA Fee $675 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Owner-Occupied Units 3
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type ["2/3 Family"]
Unit/Building 3
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
3
Full Bathrooms
2
Living Area
1,819 sq ft
Total Rooms
7
Stories
1
Entry Level
3

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: Third Floor
Security:

Construction & Materials

Year Built: 1890
Structure Type: 2/3 Family
Exterior Materials:
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Ductless
Heating Zones: 1
Cooling: Ductless
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 2
Parking Features: Detached, Off Street, Assigned

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Bike Path, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $718
Homeowners Insurance $200
HOA Fee $675/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Harvard Square

85 Trowbridge St # 3, Cambridge MA 02138

Cambridge, MA 02138

Listing Information

Listing Agent Kendall Green Luce Team
Listing Office Compass
Office Phone 617-303-0067
Agent MLS ID TM334747
Office MLS ID AN2606
Listing Data Updated Sep 9, 2026 4:30 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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