86 White St # C, Lowell MA 01854

Lowell, MA 01854
$374,900
Est. $2,700/month
2
Beds
1.5
Baths
1,054
Sq Ft
$356
Price/Sq Ft
1988
Year Built
1
Garage Space
20
Days on Market
Sale Pending Listed Jul 21, 2026 • MLS# 73552726 Copied! • Updated Aug 11, 2026

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About this home

Move-in ready townhouse offering convenience, value, and easy access to area amenities. This home has been updated though-out and has a really great and functional layout featuring spacious eat-in kitchen with lots of cabinets, pantry closet, Pella slider to the freshly painted and private deck, and bright living room. Second floor features updated bathroom and two bedrooms, including primary suite with cathedral ceiling, spacious closet, and private loft above that is perfect for office or flex space. The property provides 1-car garage with 2 additional assigned parking spaces, in-unit laundry, and extra storage space. Located short distance to U-Mass Lowell, shopping, parks, public transportation, and major commuter routes, with quick access to downtown Lowell and the MBTA station. Upgrades include replacement windows, new HVAC system in 2025, and roof in 2011. A practical opportunity for buyers seeking an affordable, low-maintenance home in a central location or their next investment property.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jul 29, 2026
Active → Active Under Contract
Pending Sale
Jul 27, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jul 21, 2026
$374,900
Original listing
Agent: Victoria Kustov Office: Elite Realty Experts, LLC

Tax History

Year Taxes Assessment
2025 $4,251 $370,300

Financial Details

Annual Property Tax
$4,251
Tax Year 2025
HOA Fee
$250
Monthly
Assessed Value
$370,300

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1988
Living Area 1,054 sq ft
Stories 3
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Tile, Carpet, Flooring - Wall To Wall Carpet
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement N
Laundry Gas Dryer Hookup, Washer Hookup, In Basement, In Unit
Features Recessed Lighting, Loft, Internet Available - Unknown

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 1
Has Garage Yes
Features Attached, Under, Garage Door Opener, Storage, Off Street, Assigned, Guest, Paved
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup
Annual Tax $4,251
Assessed Value $370,300

HOA & Community

HOA Fee $250 Monthly
Fee Includes Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Pets Yes
Lead Paint None
Seller Disclosures None
Possession None
Accepted Financing Contract
Structure Type ["Townhouse"]
Unit/Building C
Sq Ft Source Public Record
Sq Ft Disclosures Living area and measurements are approximate
Documents None
County Middlesex
Total market time (incl. prior listings) 21 days

Property Overview

Property Type
Condominium
Listing Type
Sale Pending
Year Built
1988
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,054 sq ft
Total Rooms
5
Stories
3
Entry Level
3

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet, Flooring - Wall to Wall Carpet
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Recessed Lighting, Loft, Internet Available - Unknown
Windows: Insulated Windows, Screens
Basement: N
Laundry: Gas Dryer Hookup, Washer Hookup, In Basement, In Unit
Security:

Construction & Materials

Year Built: 1988
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Screens
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 3
Parking Features: Attached, Under, Garage Door Opener, Storage, Off Street, Assigned, Guest, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $354
Homeowners Insurance $200
HOA Fee $250/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

86 White St # C, Lowell MA 01854

Lowell, MA 01854

Listing Information

Listing Agent Victoria Kustov
Listing Office Elite Realty Experts, LLC
Office Phone 781-421-5800
Agent MLS ID B8001246
Office MLS ID AN4373
Listing Data Updated Aug 11, 2026 2:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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