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86 White St # C, Lowell MA 01854

Lowell, MA 01854
$374,900
Est. $2,700/month
2
Beds
1.5
Baths
1,054
Sq Ft
$356
Price/Sq Ft
1988
Year Built
1
Garage Space
14 hours 44 minutes
Time on Market
Active Open House Listed Jul 21, 2026 • MLS# 73552726 Copied! • Updated Jul 21, 2026

Open House Schedule

26
Jul
Sunday, July 26
1:00 PM - 3:00 PM EDT
25
Jul
Saturday, July 25
1:00 PM - 3:00 PM EDT

About this home

Move-in ready townhouse offering convenience, value, and easy access to area amenities. This home has been updated though-out and has a really great and functional layout featuring spacious eat-in kitchen with lots of cabinets, pantry closet, Pella slider to the freshly painted and private deck, and bright living room. Second floor features updated bathroom and two bedrooms, including primary suite with cathedral ceiling, spacious closet, and private loft above that is perfect for office or flex space. The property provides 1-car garage with 2 additional assigned parking spaces, in-unit laundry, and extra storage space. Located short distance to U-Mass Lowell, shopping, parks, public transportation, and major commuter routes, with quick access to downtown Lowell and the MBTA station. Upgrades include replacement windows, new HVAC system in 2025, and roof in 2011. A practical opportunity for buyers seeking an affordable, low-maintenance home in a central location or their next investment property.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 21, 2026
$374,900
Original listing
Agent: Victoria Kustov Office: Elite Realty Experts, LLC

Tax History

Year Taxes Assessment
2025 $4,251 $370,300

Financial Details

Annual Property Tax
$4,251
Tax Year 2025
HOA Fee
$250
Monthly
Assessed Value
$370,300

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1988
Living Area 1,054 sq ft
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Tile, Carpet, Flooring - Wall To Wall Carpet
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement N
Laundry Gas Dryer Hookup, Washer Hookup, In Basement, In Unit
Features Recessed Lighting, Loft, Internet Available - Unknown

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 1
Has Garage Yes
Features Attached, Under, Garage Door Opener, Storage, Off Street, Assigned, Guest, Paved
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup
Annual Tax $4,251
Assessed Value $370,300

HOA & Community

HOA Fee $250 Monthly
Fee Includes Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Pets Yes
Seller Disclosures None
Possession None
Accepted Financing Contract
Structure Type ["Townhouse"]
Unit/Building C
Sq Ft Source Public Record
Sq Ft Disclosures Living area and measurements are approximate
Documents None
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1988
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,054 sq ft
Total Rooms
5
Stories
3
Entry Level
3

Room Details

First Floor

Bathroom1
8 x 4
Bathroom - Half, Flooring - Stone/Ceramic Tile

Second Floor

Bathroom2
8 x 5
Bathroom - Full, Closet - Linen, Flooring - Stone/Ceramic Tile
Bedroom2
15 x 8
Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead
Master Bedroom
17 x 13
Cathedral Ceiling(s), Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead

Other Floor

Bedroom5
Bedroom4
Bedroom3
Dining Room
Bathroom3
Office
Family Room
Master Bathroom

Main,First Floor

Kitchen
17 x 13
Flooring - Stone/Ceramic Tile, Dining Area, Balcony / Deck, Pantry, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Slider, Lighting - Overhead
Living Room
17 x 14
Flooring - Hardwood

Interior Features

Flooring: Wood, Tile, Carpet, Flooring - Wall to Wall Carpet
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Recessed Lighting, Loft, Internet Available - Unknown
Windows: Insulated Windows, Screens
Basement: N
Laundry: Gas Dryer Hookup, Washer Hookup, In Basement, In Unit
Security:

Construction & Materials

Year Built: 1988
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Screens
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 3
Parking Features: Attached, Under, Garage Door Opener, Storage, Off Street, Assigned, Guest, Paved
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

3 schools
B-
Joseph McAvinnue School
0.2 mi | #485 of 824 | Score: 45.2
Improved 202 spots from last year
-13 below state avg
447 students Diverse
Rising School Diverse Student Body
Grades PK-04
St. Jeanne D'Arc Elementary School
0.2 mi
Grades PK-08
C
Bartlett Community Partnership School
0.6 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
M

Middle Schools

3 schools
B-
Kathryn P. Stoklosa Middle School
0.8 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
C
Dr. An Wang School
1.0 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.5 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

3 schools
Old Colony Y Lowell Revocation Program
0.8 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.3 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
F
The Career Academy
1.4 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
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Monthly Payment Calculator

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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $354
Homeowners Insurance $200
HOA Fee $250/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

86 White St # C, Lowell MA 01854

Lowell, MA 01854

Listing Information

Listing Agent Victoria Kustov
Listing Office Elite Realty Experts, LLC
Office Phone 781-421-5800
Agent MLS ID B8001246
Office MLS ID AN4373
Listing Data Updated Jul 21, 2026 12:49 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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