863 Saratoga St. # 3, Boston MA 02128
Boston, MA 02128 • East Boston
$630,000
$619,000
Est. $3,862/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Completely renovated in 2024, this sun-drenched 3-bedroom, 1-bath residence offers the perfect blend of modern comfort and coastal charm. Ideally located just 10 minutes from downtown Boston and a short walk to the beach and train station, the home provides convenient access to Boston Common, TD Garden, the Boston Public Library, restaurants, cafes, shopping, and public transportation. Filled with natural light, the unit features modern finishes, updated systems, and access to a beautifully maintained shared courtyard that adds charm and character to the property. A truly exceptional opportunity in one of East Boston's most desirable locations. Low HOA fee covers common area electricity, master insurance, flood insurance, exterior maintenance, and upkeep of shared areas.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
1.7%
Price Range
Property Timeline
Price Reduced
Sep 7, 2026
$619,000
$11,000
(-1.75%)
From $630,000 to $619,000 (-1.8%)
Listed for Sale
Aug 25, 2026
$630,000
Original listing
Agent: Valbona Lavdari
Office: Coldwell Banker Realty - Andovers/Readings Regional
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/07/2026 | ↓ Price Reduced | $619,000 | $11,000 | - | From $630,000 to $619,000 (-1.8%) |
| 08/25/2026 | 🏠 Listed for Sale | $630,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2027 | $2,180 | $458,600 |
Financial Details
Annual Property Tax
$2,180
Tax Year 2027
HOA Fee
$350
Monthly
Assessed Value
$458,600
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1900
Living Area
905 sq ft
Lot Size
0.02 acres
Stories
1
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Central, Forced Air
Cooling
Ductless
Flooring
Wood, Hardwood
Appliances
Range, Dishwasher, Refrigerator, Washer/dryer
Fireplace
None
Basement
Y
Laundry
In Unit
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Oven
Financial
Annual Tax
$2,180
Assessed Value
$458,600
HOA & Community
HOA Fee
$350 Monthly
Fee Includes
Maintenance Structure
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
3
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Low-Rise"]
Unit/Building
3
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
18 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Living Area
905 sq ft
Total Rooms
5
Stories
1
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
905 sq ft above grade
FeaturesFlooring - Wood, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled, Gas Stove
FeaturesCloset, Flooring - Vinyl, Recessed Lighting
FeaturesCloset, Flooring - Wood, Recessed Lighting
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Double Vanity, Remodeled
FeaturesFlooring - Wood
FeaturesCloset, Flooring - Wood, Window(s) - Bay/Bow/Box, Open Floorplan, Recessed Lighting
FeaturesWalk-In Closet(s), Flooring - Wood, Window(s) - Bay/Bow/Box
FeaturesYes
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Hardwood
Appliances:
Range, Dishwasher, Refrigerator, Washer/Dryer
Interior Features:
Windows:
Basement:
Y
Laundry:
In Unit
Security:
Security System
Construction & Materials
Year Built:
1900
Structure Type:
Low-Rise
Exterior Materials:
Roof:
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Central, Forced Air
Cooling:
Ductless
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$182
Homeowners Insurance
$200
HOA Fee
$350/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
East Boston
863 Saratoga St. # 3, Boston MA 02128
Boston, MA 02128
Listing Information
Listing Agent
Valbona Lavdari
Listing Office
Coldwell Banker Realty - Andovers/Readings Regional
Office Phone
978-475-2201
Agent MLS ID
CN217665
Office MLS ID
AN8827
Listing Data Updated
Sep 11, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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