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88 Congress St # 3, Salem MA 01970

Salem, MA 01970
$349,000
Est. $2,395/month
2
Beds
1
Baths
852
Sq Ft
$410
Price/Sq Ft
0.10
Acres
1920
Year Built
3 hours 52 minutes
Time on Market
Active Listed Jan 16, 2026 • MLS# 73469085 Copied!

About this home

Welcome to 88 Congress St, Unit 3, a sunny 2-bedroom corner condo offering a rare combination of privacy, convenience, and affordability in Salem. Located just minutes from Downtown, this spacious 852 sq ft home offers two large bedrooms, a generous living room, and an eat-in kitchen with classic parquet flooring. Hardwood floors throughout most of the unit and a fresh paint job create a clean, move-in ready feel. Not only does the space work well, but the big-ticket items are already done: updated electrical, new gas heat, and a new gas hot water heater. This second-floor corner unit has no units above, plus exclusive off-street parking, basement storage, and a low $228/month condo fee that includes water, snow removal, and master insurance. Whether you’re looking for a place to call home or a smart investment opportunity, Unit 3 checks the boxes. Close to Salem Harbor, the ferry, commuter rail, and everything Salem has to offer. Pet-friendly association.

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
1
Living Area
852 sq ft
Total Rooms
4
Stories
1
Entry Level
2

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1920
Living Area 852 sq ft
Lot Size 0.10 acres
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Y
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof Shingle
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Deeded
Total Spaces 1

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $2,431
Assessed Value $214,400

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Y
Laundry:
Security:

Construction & Materials

Year Built: 1920
Effective Year (Renovated): 2002
Structure Type: Garden
Exterior Materials:
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Deeded

Location

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Neighborhood

88 Congress St # 3, Salem MA 01970

Salem, MA 01970

Walkability

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Nearby Schools

School District
Salem School District local
B-
School Safety 2024-25
3.6% Above Average
2.3% Suspensions 0.8% In-School 1.3% Emergency
1.9% below state avg
E

Elementary Schools

9 schools
The Phoenix School
1.1 mi
Grades PK-08
The Greenhouse School
1.3 mi
Grades PK-08
B-
Saltonstall School
0.2 mi | #460 of 824 | Score: 45.8
Improved 108 spots from last year
-12.4 below state avg
412 students Diverse
Rising School
Grades K-05
C+
Bentley Academy Innovation School
1.0 mi | #568 of 824 | Score: 42.3
Improved 143 spots from last year
-16 below state avg
286 students Moderate
Rising School
Grades PK-05
Salem Early Childhood School
1.0 mi
106 students Diverse
Diverse Student Body
Grades PK
B-
Carlton School
1.1 mi | #468 of 824 | Score: 45.6
Dropped 47 spots from last year
-12.6 below state avg
247 students Diverse
Grades K-05
C-
Horace Mann Laboratory School
1.2 mi | #671 of 824 | Score: 37.4
Improved 50 spots from last year
-20.8 below state avg
293 students Diverse
Rising School Diverse Student Body
Grades PK-05
B+
Bates School
1.5 mi | #325 of 824 | Score: 50.0
Improved 254 spots from last year
-8.2 below state avg
410 students Diverse
Rising School Diverse Student Body
Grades PK-05
B
Witchcraft Heights School
1.6 mi | #388 of 824 | Score: 48.1
Improved 162 spots from last year
-10.1 below state avg
455 students Diverse
Rising School Diverse Student Body
Grades K-05
M

Middle Schools

1 school
C+
Collins Middle School
0.8 mi | #219 of 352 | Score: 39.5
Improved 60 spots from last year
-18.7 below state avg
611 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

2 schools
B+
Salem Academy Charter School
0.2 mi | #139 of 346 | Score: 56.7
Improved 97 spots from last year
-1.5 below state avg
480 students Diverse
10 sports • 568 athletes
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
B
Salem High School
1.3 mi | #144 of 346 | Score: 56.1
Dropped 24 spots from last year
-2.1 below state avg
952 students Diverse
18 sports • 1,080 athletes
Early College Program Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $203
Homeowners Insurance $200
HOA Fee $228/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jan 16, 2026
$349,000
Original listing
Agent: The Alianza Group Office: Nina-Soto Realty, LLC

Price & Status History

Date Event Price Change
Jan 16, 2026 New Listing Added $349,000

Market Statistics

Time on Market
3 hours 52 minutes
Price per Sq Ft
$410

Tax History

Year Taxes Assessment
2025 $2,431 $214,400

Financial Details

Annual Property Tax
$2,431
Tax Year 2025
HOA Fee
$228
Monthly
Assessed Value
$214,400

Listing Information

Listing Agent The Alianza Group
Listing Office Nina-Soto Realty, LLC
Agent MLS ID TM352293
Office MLS ID AN6324
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Salem, MA

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Steven Novak

Steven Novak

BMN Boston Real Estate

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