88 Wharf Street # 402, Milton MA 02186

Milton, MA 02186 • Milton Hill
$839,000
Est. $6,119/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
2
Baths
1,485
Sq Ft
$565
Price/Sq Ft
2003
Year Built
1
Parking
10 hours 16 minutes
Time on Market
For Sale Listed Sep 30, 2026 • MLS# 73584836 Copied! • Updated Oct 1, 2026

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About this home

Welcome to your sanctuary in the sky. This rare waterfront 1-bedroom + den, 2 full bath residence offers breathtaking views of the Neponset River Estuary from nearly every room. Enjoy ever-changing skies and serene water views from the Juliette balcony, spacious living area, and tranquil primary suite. The generous chef-friendly kitchen and cheerful interior are perfectly designed for everyday living and entertaining. The versatile den with French doors is ideal as an office, reading room, or guest space. Thoughtfully designed with abundant closet space, a fully functional pantry, and exceptional storage throughout. Luxury amenities include concierge service, fitness center, club room, beautiful outdoor patio, and one outdoor parking space. Madre Osteria is a favorite gathering place just downstairs, while walking and biking trails, coffee shops, yoga, and Pilates studios are just moments away. Waterfront living, stunning views, and effortless convenience come together in this exceptional home.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 30, 2026
$839,000
Original listing
Agent: Kim Powers Office: Coldwell Banker Realty - Milton

Tax History

Year Taxes Assessment
2026 $8,247 $698,300

Financial Details

Annual Property Tax
$8,247
Tax Year 2026
HOA Fee
$989
Monthly
Assessed Value
$698,300

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 2003
Living Area 1,485 sq ft
Stories 1
Bedrooms 1
Full Baths 2
Total Rooms 4

Interior

Heating Forced Air, Heat Pump, Natural Gas
Cooling Heat Pump
Flooring Tile, Vinyl, Hardwood, Flooring - Hardwood, Flooring - Stone/ceramic Tile
Appliances None
Fireplace None
Basement N
Laundry Flooring - Laminate, Pantry, Electric Dryer Hookup, First Floor
Features Closet, Den, Foyer

Exterior

Construction Brick
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Assigned
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $8,247
Assessed Value $698,300

HOA & Community

HOA Fee $989 Monthly
Fee Includes Heat, Water, Sewer, Insurance, Security, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities Elevator(s), Fitness Center, Clubroom
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes
Lead Paint None
Seller Disclosures Includes Parking Space 104.
Possession None
Accepted Financing Seller W/participate
Structure Type ["Mid-Rise"]
Unit/Building 402
Sq Ft Source Public Record
Documents Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws, Floor Plans, Association Financial Statements, Certificate Of Insurance (7)
County Norfolk
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2003
Bedrooms
1
Full Bathrooms
2
Living Area
1,485 sq ft
Total Rooms
4
Stories
1
Entry Level
4

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Hardwood, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
Appliances:
Interior Features: Closet, Den, Foyer
Windows:
Basement: N
Laundry: Flooring - Laminate, Pantry, Electric Dryer Hookup, First Floor
Security: Concierge

Construction & Materials

Year Built: 2003
Structure Type: Mid-Rise
Exterior Materials: Brick
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Forced Air, Heat Pump, Natural Gas
Heating Zones: 1
Cooling: Heat Pump
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Assigned

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, River
Community Amenities: Public Transportation, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $687
Homeowners Insurance $200
HOA Fee $989/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Milton Hill

88 Wharf Street # 402, Milton MA 02186

Milton, MA 02186

Listing Information

Listing Agent Kim Powers
Listing Office Coldwell Banker Realty - Milton
Office Phone 617-696-4430
Agent MLS ID BB809549
Office MLS ID AN6223
Listing Data Updated Oct 1, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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