89 Gale Road, Swampscott MA 01907

Swampscott, MA 01907
$1,895,000
$1,849,000
Est. $11,203/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2.5
Baths
3,419
Sq Ft
$541
Price/Sq Ft
0.35
Acres
1950
Year Built
2
Garage Spaces
70
Days on Market
For Sale Price Drop -$46,000 Listed Jul 7, 2026 • MLS# 73545412 Copied! • Updated Sep 15, 2026

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About this home

COASTAL LIVING, BEAUTIFULLY REIMAGINED! Just moments from Preston Beach, 89 Gale Road offers a rare combination along the Swampscott coastline: sophisticated design, exceptional privacy, ocean views and the ability to live beautifully on one level.Completely rebuilt to the studs and expanded by Groom Construction in 2018, the home was created with an emphasis on light, openness and effortless everyday living. The main level unfolds around a stunning chef’s kitchen with an oversized island, opening to generous dining and living spaces and a large deck beyond. Walls of windows bring the outdoors in, while the professionally landscaped grounds create a private backdrop for entertaining, relaxing and enjoying life by the coast.The first-floor primary suite is a standout—spacious and serene, with a beautifully appointed bath, an extraordinary dressing room and separate walk-in closet. A private home office, laundry and direct access to the two-car garage make daily living remarkably easy, with everything needed on one level.The second floor adds tremendous flexibility with three additional bedrooms and a large family room, creating abundant space for guests, family or a second home office. Above it all, a rooftop deck offers a spectacular setting for morning coffee, summer evenings or simply taking in the ocean air.Tucked into a private seaside neighborhood surrounded by beautiful homes, 89 Gale Road is substantial without feeling overwhelming, refined without being formal, and designed for the way people want to live today. A special coastal home just moments from the beach.

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Property History

Market Insights

1
Price Changes
2.4%
Price Range

Property Timeline

Price Reduced
Sep 11, 2026
$1,849,000 $46,000 (-2.43%)
From $1,895,000 to $1,849,000 (-2.4%)
Back On Market
Aug 25, 2026
Active
📋
Status: Active under contract
Aug 16, 2026
Active → Active Under Contract
🏠
Listed for Sale
Jul 7, 2026
$1,895,000
Original listing
Agent: Willis + Tierney Office: Compass

Tax History

Year Taxes Assessment
2026 $19,846 $1,653,800

Financial Details

Annual Property Tax
$19,846
Tax Year 2026
Assessed Value
$1,653,800

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1950
Living Area 3,419 sq ft
Lot Size 0.35 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 8

Interior

Heating Central, Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood
Appliances Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Range Hood
Fireplace None
Fireplaces 2
Basement Full, Partially Finished, Interior Entry, Bulkhead
Laundry First Floor
Features Home Office, Bonus Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle, Rubber
Features Porch, Deck - Roof, Rain Gutters, Professional Landscaping, Sprinkler System, Screens, Outdoor Gas Grill Hookup
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Roof
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Storage, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, Outdoor Gas Grill Hookup
Annual Tax $19,846
Assessed Value $1,653,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Full Renovation To The Studs With Added Second Floor In 2018 By Groom Construction.
Exclusions Front Foyer Light Excluded.
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Public Record
Sq Ft Disclosures Does not include 504sf of rec room in basement or 696sf of basement workshop.
Documents None
County Essex
Total market time (incl. prior listings) 70 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
3,419 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Range Hood
Interior Features: Home Office, Bonus Room
Windows: Insulated Windows, Screens
Basement: Full, Partially Finished, Interior Entry, Bulkhead
Laundry: First Floor
Security: Security System

Construction & Materials

Style: Colonial
Year Built: 1950
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Rubber
Foundation: Block

Heating, Cooling & Utilities

Heating: Central, Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck - Roof, Rain Gutters, Professional Landscaping, Sprinkler System, Screens, Outdoor Gas Grill Hookup
Patio & Porch: Porch, Deck - Roof
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Garage Door Opener, Storage, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities:

Nearby Schools

School information not available for this location.

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,654
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

89 Gale Road, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Willis + Tierney
Listing Office Compass
Office Phone 781-534-9229
Agent MLS ID TM352050
Office MLS ID AN6818
Listing Data Updated Sep 15, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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