89 Ruthven Street, Boston MA 02121
Boston, MA 02121 • Dorchester
$1,169,000
Est. $7,376/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
89 Ruthven Street is a fully leased, three-unit apartment building in Dorchester, offering a large unit mix headlined by one 4-bedroom/2-bath apartment and two 5-bedroom/2-bath apartments. All units are lead-paint certified, and the roof was replaced in 2023, minimizing near-term capital needs for a new owner. Coin-operated laundry on site adds an additional income stream, rounding out a well-maintained asset with an outsized unit mix for the submarket. Dorchester has emerged as one of Boston's most dynamic, fast-growing neighborhoods, offering a rare mix of accessibility, character, and long-term upside just minutes from downtown. With Red Line and bus access, tree-lined streets, and an ever-expanding mix of restaurants and shops, Dorchester continues to draw renewed investment and rising demand, cementing its place among Boston's most sought-after residential submarkets.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Sep 1, 2026
Active → Active Under Contract
Pending Sale
Aug 31, 2026
Offer accepted, sale pending
Listed for Sale
Aug 25, 2026
$1,169,000
Original listing
Agent: Kevin Benzinger
Office: Boston Realty Advisors
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/01/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/31/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/25/2026 | 🏠 Listed for Sale | $1,169,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $15,176 | $1,212,800 |
Financial Details
Annual Property Tax
$15,176
Tax Year 2026
Assessed Value
$1,212,800
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1905
Living Area
7,859 sq ft
Lot Size
0.13 acres
Stories
3
Bedrooms
14
Full Baths
6
Total Rooms
26
Investment Metrics
Units
3
Unit 1 Rent
$3,150/mo · Y
Unit 2 Rent
$3,800/mo · Y
Unit 3 Rent
$3,750/mo · Y
Total Monthly Rent
$10,700/mo
Gross Income
$128,400
Net Operating Income
$128,400
Cap Rate
10.98%
Interior
Heating
None
Cooling
None
Flooring
Other
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
See Remarks
Architecture
None
Roof
Other
Features
Other
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Other
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$15,176
Assessed Value
$1,212,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Yes
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Other (see Remarks)
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
20 days
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
Sale Pending
Year Built
1905
Bedrooms
14
Full Bathrooms
6
Living Area
7,859 sq ft
Total Rooms
26
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
7,859 sq ft above grade
0 sq ft below grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Other
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1905
Structure Type:
Exterior Materials:
See Remarks
Roof:
Other
Foundation:
Other
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Other (See Remarks)
Exterior & Lot
Exterior Features:
Other
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Parking Features:
Other
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,265
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Dorchester
89 Ruthven Street, Boston MA 02121
Boston, MA 02121
Listing Information
Listing Agent
Kevin Benzinger
Listing Office
Boston Realty Advisors
Office Phone
617-375-7900
Agent MLS ID
CN216101
Office MLS ID
AN8461
Listing Data Updated
Sep 15, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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