Dimensions14 x 10
FeaturesCloset, Flooring - Wood, Lighting - Overhead
LevelSecond
9 Cottage Street, Melrose MA 02176
Melrose, MA 02176 • Wyoming - Russell Park
$729,900
Est. $4,521/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
19
Sep
Saturday, September 19
1:00 PM - 2:30 PM EDT
20
Sep
Sunday, September 20
1:00 PM - 2:30 PM EDT
17
Sep
Thursday, September 17
5:30 PM - 6:30 PM EDT
17
Sep
Thursday, September 17
11:30 AM - 12:30 PM EDT
About this home
Welcome to a cherished residence that has been meticulously cared for by the same family for 50+ years! Your experience begins as you enter through an expansive three-season porch, which leads through a set of glass doors into a formal dining room complete with a china cabinet. This space flows seamlessly into a sun drenched kitchen, featuring a breakfast bar, stainless appliances, a microwave, and modern recessed lighting. The inviting living room is anchored by a classic brick fireplace and offers a generous layout perfectly suited for entertaining guests. An office/family room is conveniently located nearby. The second level hosts three well proportioned bedrooms and a full bath. Throughout the home, hardwood floors add a sense of warmth and polished charm. For those seeking additional flex space, the lower level includes a roughly finished, unheated room that would serve as an ideal area for a home gym or a private hobby room. The exterior of the home features a one-car garage and a patio for relaxing. This home's location puts the very best of Melrose right at your doorstep:a short stroll will take you to the Commuter Rail, downtown dining and shopping and the Middlesex Fells Reservation provides hiking, biking and boating at The Spot Pond Boat Club. Stop by and see what makes 9 Cottage Street a special place to call home.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 15, 2026
$729,900
Original listing
Agent: Lisa Howitt
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/15/2026 | 🏠 Listed for Sale | $729,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,558 | $658,900 |
Financial Details
Annual Property Tax
$7,558
Tax Year 2026
Assessed Value
$658,900
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1920
Living Area
1,465 sq ft
Lot Size
0.10 acres
Bedrooms
3
Full Baths
1
Total Rooms
7
Interior
Heating
Steam, Natural Gas
Cooling
None
Flooring
Wood, Tile, Vinyl, Carpet, Flooring - Wall To Wall Carpet
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Full, Partially Finished, Interior Entry, Concrete
Laundry
In Basement, Gas Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Slider, Lighting - Overhead, Sun Room, Internet Available - Unknown
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch - Enclosed, Patio, Screens
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed, Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Gas Dryer, Washer Hookup
Financial
Annual Tax
$7,558
Assessed Value
$658,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Kindly Submit Offers In One Pdf With Cover Sheet By 12:00 On Monday 9/21 To La & Allow 24 Hours For A Response. Some Interior Rooms Have Been Virtually Staged. Room Measurements Are For Marketing Purposes. Buyers To Perform Due Diligence. Enclosed Porch Is 200 Square Feet Of Potential Living Spac
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Enclosed Porch adds 200 square feet of potential living space.
Documents
None
County
Middlesex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Living Area
1,465 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,465 sq ft above grade
Dimensions11 x 10
FeaturesCloset, Flooring - Wood
LevelSecond
Dimensions7 x 6
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Ceiling Fan(s), Closet - Linen, Flooring - Stone/Ceramic Tile, Lighting - Sconce, Lighting - Overhead
LevelSecond
Dimensions15 x 11
FeaturesCloset, Flooring - Wood, Lighting - Overhead
LevelSecond
Dimensions13 x 11
FeaturesCeiling Fan(s), Flooring - Stone/Ceramic Tile, Countertops - Upgraded, Breakfast Bar / Nook, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Overhead
LevelFirst
Dimensions12 x 10
FeaturesFlooring - Hardwood, Exterior Access, Open Floorplan, Lighting - Overhead
LevelFirst
Dimensions13 x 10
FeaturesFlooring - Wood, Cable Hookup, Lighting - Overhead
LevelFirst
Dimensions23 x 11
FeaturesFlooring - Hardwood, Cable Hookup, Exterior Access, Lighting - Overhead
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Vinyl, Carpet, Flooring - Wall to Wall Carpet
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Ceiling Fan(s), Slider, Lighting - Overhead, Sun Room, Internet Available - Unknown
Windows:
Insulated Windows, Screens
Basement:
Full, Partially Finished, Interior Entry, Concrete
Laundry:
In Basement, Gas Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Steam, Natural Gas
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Patio, Screens
Patio & Porch:
Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
4
Parking Features:
Detached, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station
Nearby Schools
School District
Melrose School District local
A
School Safety
2024-25
0.6%
Low
0.4%
Suspensions
0.4%
In-School
0.2%
Emergency
4.9% below state avg
Elementary Schools
3 schools
A-
Lincoln School
< 0.1 mi
|
#205 of 825
|
Score: 54.6
Improved 119 spots from last year
-3.6 below state avg
387 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-05
St. Mary Elementary School
0.2 mi
Grades PK-08
A
Roosevelt School
1.0 mi
|
#107 of 825
|
Score: 58.8
Improved 117 spots from last year
+0.6 above state avg
366 students
Moderate
Rising School
Strong Attendance
Grades K-05
Middle Schools
3 schools
A-
Melrose Middle School
0.9 mi
|
#89 of 352
|
Score: 50.7
Improved 9 spots from last year
-7.5 below state avg
830 students
Moderate
Grades 06-08
B+
Stoneham Central Middle School
2.6 mi
|
#129 of 352
|
Score: 46.2
Dropped 30 spots from last year
-12 below state avg
678 students
Moderate
Strong Attendance
Grades 05-08
C+
Saugus Middle School
2.6 mi
|
#247 of 352
|
Score: 36.4
Improved 64 spots from last year
-21.8 below state avg
612 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
3 schools
A-
Stoneham High School
1.6 mi
|
#89 of 346
|
Score: 61.7
Improved 39 spots from last year
+3.5 above state avg
598 students
Moderate
17 sports
• 1,334 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
C+
Malden High School
1.8 mi
|
#225 of 346
|
Score: 49.9
Improved 73 spots from last year
-8.3 below state avg
1,792 students
Very Diverse
14 sports
• 856 athletes
Strong AP Program
Early College Program
Rising School
Diverse Student Body
Grades 09-12
Malden Catholic High School
2.2 mi
19 sports
• 2,126 athletes
Strong Athletics
Grades 09-12
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Loan Amount
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$630
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Wyoming - Russell Park
9 Cottage Street, Melrose MA 02176
Melrose, MA 02176
Listing Information
Listing Agent
Lisa Howitt
Listing Office
Compass
Office Phone
617-206-3333
Agent MLS ID
B0483875
Office MLS ID
AN2383
Listing Data Updated
Sep 15, 2026 5:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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