9 Spencer Ave, Saugus MA 01906

Saugus, MA 01906
$739,900
Est. $4,427/month
3
Beds
1.5
Baths
1,390
Sq Ft
$532
Price/Sq Ft
0.17
Acres
1962
Year Built
54
Days on Market
Active Price Drop -$10,000 Open House Listed Oct 13, 2025 • MLS# 73442880 Copied!

About this home

Fisherman’s delight — or simply enjoy the view! Located directly on the scenic Saugus River with your own private dock, this special home offers the perfect blend of comfort, condition, and waterfront living — and the seller says the boat stays! The first floor features an open-concept kitchen and dining room with a working wood-burning fireplace, ideal for gatherings year-round. A spacious family room and convenient half bath complete this level. The large eat-in kitchen includes an island and access to a 22’x24’ deck with awning and night lighting, perfect for entertaining while overlooking the water. Upstairs you’ll find three bedrooms and a full bath. The high-ceiling basement offers excellent potential for finishing to add more living space. Recent improvements include a high-efficiency 3 Zoned FHW x gas heating system and hot water (2021), plus roof, siding, windows, front steps, and electrical service (2011). The property sits on a large, level lot with a 20’x8’ storage shed

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1962
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,390 sq ft
Total Rooms
7

Open House Schedule

07
Dec
Sunday, December 7
2:00 PM - 3:30 PM EST

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1962
Living Area 1,390 sq ft
Lot Size 0.17 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Wood, Vinyl, Carpet, Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace Dining Room
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
Laundry In Basement, Electric Dryer Hookup
Features Internet Available - Broadband

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck, Covered Patio/deck, Rain Gutters, Storage, Decorative Lighting, Screens
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck, Covered

Parking

Features Paved Drive, Off Street, Driveway, Paved
Total Spaces 4

Utilities

Electric 220 Volts, Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer

Financial

Annual Tax $5,825
Assessed Value $545,400

Interior Features

Flooring: Wood, Vinyl, Carpet, Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Internet Available - Broadband
Windows: Insulated Windows, Screens
Basement: Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
Laundry: In Basement, Electric Dryer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1962
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 3
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Covered Patio/Deck, Rain Gutters, Storage, Decorative Lighting, Screens
Patio & Porch: Porch, Deck, Covered
Fencing:
Other Structures:
Lot Features: Flood Plain, Level
Road Frontage: 50.00 ft
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Driveway, Paved

Special Features

Fireplaces: 1
Fireplace Type: Dining Room
Waterfront: Yes
Waterfront Type: Waterfront, River, Dock/Mooring, Frontage, Direct Access, Ocean, 1 to 2 Mile To Beach, Beach Ownership(Public)
View: Yes
View Type: Scenic View(s)
Community Amenities: Public Transportation, Shopping, Park, Conservation Area, Highway Access, House of Worship, Public School

Location

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Neighborhood

9 Spencer Ave, Saugus MA 01906

Saugus, MA 01906

Walkability

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Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $485
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Oct 13, 2025
$739,900
Original listing
Agent: Richard Powers Office: Toner Real Estate, LLC

Price & Status History

Date Event Price Change
Oct 13, 2025 New Listing Added $739,900

Market Statistics

Days on Market
54 days
Price per Sq Ft
$532
Total Price Drop
-$10,000

Tax History

Year Taxes Assessment
2025 $5,825 $545,400

Financial Details

Annual Property Tax
$5,825
Tax Year 2025
Assessed Value
$545,400

Listing Information

Listing Agent Richard Powers
Listing Office Toner Real Estate, LLC
Agent MLS ID C4587380
Office MLS ID AC1714
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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