9 Spruce St, Belmont MA 02478
Belmont, MA 02478
$1,599,000
$1,450,000
Est. $8,915/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Rare opportunity to own a character-filled two-family home in one of Belmont's most desirable locations! Perfectly situated just steps from Cushing Square's restaurants, cafes and shops, & moments from the prestigious Oakley Country Club, this property offers an unbeatable lifestyle & location. Each spacious unit features 3 bedrooms, beautiful hardwood floors, stunning natural woodwork & timeless architectural details throughout. Both units offer a pantry, in-unit laundry & their own private enclosed back porch, creating comfortable & functional living spaces. The standout feature is the unique corner lot setting, allowing each unit to be accessed from a different street, giving both homes a distinct single-family feel with added privacy & individuality. The second-floor unit also includes a walk-up unfinished attic offering excellent storage & exciting potential for future expansion. A truly special property with charm, flexibility & exceptional curb appeal in the heart of Belmont
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
9.3%
Price Range
Property Timeline
Status: Active under contract
Sep 9, 2026
Active → Active Under Contract
Pending Sale
Sep 8, 2026
Offer accepted, sale pending
Price Reduced
Aug 24, 2026
$1,450,000
$149,000
(-9.32%)
From $1,599,000 to $1,450,000 (-9.3%)
Listed for Sale
Jul 14, 2026
$1,599,000
Original listing
Agent: McTague Realty Group
Office: REMAX Andrew Realty Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/08/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/24/2026 | ↓ Price Reduced | $1,450,000 | $149,000 | - | From $1,599,000 to $1,450,000 (-9.3%) |
| 07/14/2026 | 🏠 Listed for Sale | $1,599,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $16,595 | $1,457,000 |
Financial Details
Annual Property Tax
$16,595
Tax Year 2025
Assessed Value
$1,457,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1915
Living Area
2,872 sq ft
Lot Size
0.16 acres
Stories
2
Bedrooms
6
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
Wood
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Unfinished
Laundry
None
Features
Pantry, Walk-up Attic, Living Room, Dining Room, Kitchen, Laundry Room
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Enclosed
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$16,595
Assessed Value
$1,457,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Garage Is Not Accessible As Roof May Not Be Safe And Secure. Each Unit Has Separate Addresses. 1st Floor Is 46 Pine St And 2nd Floor Is 9 Spruce St
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
grey
Sq Ft Source
Public Record
Sq Ft Disclosures
floor plans attached
Documents
None
County
Middlesex
Total market time (incl. prior listings)
71 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1915
Bedrooms
6
Full Bathrooms
2
Living Area
2,872 sq ft
Total Rooms
12
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,872 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Pantry, Walk-Up Attic, Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement:
Full, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1915
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Enclosed
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Belmont School District local
A+
School Safety
2024-25
0.6%
Low
0.6%
Suspensions
0.8%
In-School
4.9% below state avg
Elementary Schools
3 schools
A
Winthrop L. Chenery Upper Elementary School
0.4 mi
|
#164 of 825
|
Score: 56.5
Dropped 14 spots from last year
-1.8 below state avg
1,028 students
Diverse
Diverse Student Body
Strong Attendance
Grades 04-06
A+
Mary Lee Burbank School
0.7 mi
|
#14 of 825
|
Score: 65.6
Improved 34 spots from last year
+7.4 above state avg
258 students
Diverse
Rising School
Strong Attendance
Grades K-03
A
Hosmer School
0.8 mi
|
#131 of 825
|
Score: 57.5
Improved 121 spots from last year
-0.7 below state avg
693 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-05
Middle Schools
3 schools
A+
Belmont Middle School
1.1 mi
|
#16 of 352
|
Score: 62.1
Dropped 14 spots from last year
+3.9 above state avg
727 students
Diverse
Strong Attendance
Grades 07-08
B+
Watertown Middle School
1.2 mi
|
#110 of 352
|
Score: 48.5
Improved 9 spots from last year
-9.8 below state avg
591 students
Diverse
Diverse Student Body
Grades 06-08
A+
Bigelow Middle School
1.9 mi
|
#22 of 352
|
Score: 60.9
Improved 48 spots from last year
+2.7 above state avg
451 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
3 schools
A+
Belmont High School
0.9 mi
|
#11 of 346
|
Score: 75.4
Dropped 1 spots from last year
+17.2 above state avg
1,498 students
Diverse
21 sports
• 2,714 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Walker Beacon School
1.0 mi
Grades 07-12
B+
Watertown High School
1.3 mi
|
#107 of 346
|
Score: 60.1
Improved 123 spots from last year
+1.9 above state avg
728 students
Diverse
18 sports
• 1,578 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,383
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
9 Spruce St, Belmont MA 02478
Belmont, MA 02478
Listing Information
Listing Agent
McTague Realty Group
Listing Office
REMAX Andrew Realty Services
Office Phone
781-395-7676
Agent MLS ID
TM337327
Office MLS ID
AC2354
Listing Data Updated
Sep 23, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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