90 Essex St, Lynn MA 01902
Lynn, MA 01902
$1,795,000
Est. $10,154/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Exceptional mixed-use investment opportunity! Recently fully renovated, this well-maintained property features one commercial unit and three residential units, all fully occupied, offering immediate and strong income potential with an estimated 8% cap rate. Ideally situated on a corner lot with off-street parking and convenient access to public transportation, shopping, restaurants, major highways, and the beach. An excellent opportunity for investors or owner-occupants looking to expand their real estate portfolio. Put your money to work! Drive by and discover this outstanding income-producing opportunity. Explore the potential of real estate investing with this fully rented, income-producing property. Drive by and see this exceptional opportunity!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Showing Instructions Updated
Sep 1, 2026
New showing requirements
Showing Instructions Updated
Aug 25, 2026
New showing requirements
Listed for Sale
Aug 25, 2026
$1,795,000
Original listing
Agent: Alvarenga & Son's Team
Office: Keller Williams Realty Evolution
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/01/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/25/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/25/2026 | 🏠 Listed for Sale | $1,795,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $10,535 | $1,022,800 |
Financial Details
Annual Property Tax
$10,535
Tax Year 2026
Assessed Value
$1,022,800
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
4 Family - 4 Units Up/Down
Year Built
1910
Living Area
8,672 sq ft
Lot Size
0.12 acres
Stories
4
Bedrooms
10
Full Baths
7
Half Baths
1
Total Rooms
19
Investment Metrics
Units
4
Unit 1 Rent
$3,000/mo · Y
Unit 2 Rent
$3,800/mo · N
Unit 3 Rent
$3,600/mo · N
Unit 4 Rent
$3,400/mo · N
Total Monthly Rent
$13,800/mo
Gross Income
$165,600
Net Operating Income
$165,600
Operating Expenses
$7,820
Water/Sewer Expense
$6,920
Electric Expense
$900
Cap Rate
9.23%
Interior
Heating
Central
Cooling
Central Air
Flooring
Wood, Tile
Appliances
None, Range, Dishwasher, Refrigerator
Fireplace
None
Basement
None
Laundry
None
Features
Open Floorplan, Bathroom With Shower Stall, Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle, Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, On Street
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$10,535
Assessed Value
$1,022,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer And Agent To Perform Due Diligence. Square Footage And Room Measurements Are Approximate. Please Verify All Information On This Listing, As It Is Subject To Errors. Offers Are Due Monday At 5:00 Pm.
Exclusions
Group Showing: Tuesday, September 1, From 11:00 Am To 12:00 Pm.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Navy blue
Sq Ft Source
Public Record
Sq Ft Disclosures
Living area square footage is approximate. Seller will not negotiate any discrepancies.
Documents
None
County
Essex
Total market time (incl. prior listings)
10 days
Property Overview
Property Type
4 Family - 4 Units Up/Down
Listing Type
For Sale
Year Built
1910
Bedrooms
10
Full Bathrooms
7
Half Bathrooms
1
Living Area
8,672 sq ft
Total Rooms
19
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
8,672 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
None, Range, Dishwasher, Refrigerator
Interior Features:
Open Floorplan, Bathroom with Shower Stall, Living Room, Kitchen
Windows:
Picture Window
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Rubber
Foundation:
Block, Stone
Stories:
4
Heating, Cooling & Utilities
Heating:
Central
Cooling:
Central Air
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street, On Street
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
10 schools
The Hathaway School
0.2 mi
Grades PK-08
B-
KIPP Academy Lynn Charter School
1.1 mi
|
#203 of 346
|
Score: 52.0
Improved 58 spots from last year
-6.2 below state avg
1,629 students
Moderate
High Graduation Rate
Rising School
College Ready Curriculum
Grades K-12
St. Pius V Elementary School
1.1 mi
Grades PK-08
North Shore Christian School
1.6 mi
Grades PK-08
C-
Lynn Vocational Technical Institute
1.6 mi
|
#292 of 346
|
Score: 41.8
Improved 42 spots from last year
-16.4 below state avg
1,566 students
Moderate
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades PK-12
Sacred Heart Elementary School
2.3 mi
Grades PK-08
TEAMS Academy at Virginia Barton Center
2.5 mi
27 students
Diverse
Grades PK-12
C-
Ingalls School
0.4 mi
|
#672 of 825
|
Score: 37.2
Improved 126 spots from last year
-21 below state avg
620 students
Less Diverse
Rising School
Grades K-05
A-
Aborn School
0.4 mi
|
#213 of 825
|
Score: 54.1
Improved 265 spots from last year
-4.1 below state avg
232 students
Diverse
Rising School
Diverse Student Body
Grades K-05
C-
Brickett Elementary School
0.5 mi
|
#667 of 825
|
Score: 37.5
Improved 122 spots from last year
-20.7 below state avg
330 students
Moderate
Rising School
Grades K-05
Middle Schools
2 schools
C-
Thurgood Marshall Middle School
0.2 mi
|
#311 of 352
|
Score: 30.7
Improved 40 spots from last year
-27.5 below state avg
1,190 students
Moderate
Rising School
Grades 06-08
C+
Pickering Middle School
1.7 mi
|
#229 of 352
|
Score: 38.5
Improved 78 spots from last year
-19.7 below state avg
539 students
Diverse
Rising School
Grades 06-08
High Schools
6 schools
B+
Fredrick Douglass Collegiate Academy
1.1 mi
|
#11 of 25
|
Score: 34.7
Improved 331 spots from last year
-23.5 below state avg
364 students
Moderate
Early College Program
Rising School
Grades 06-12
St. Mary's High School
1.3 mi
Grades 07-12
City Arts & Sciences Academy at Fecteau-Leary
1.4 mi
259 students
Moderate
Grades 06-12
D
Lynn English High School
0.8 mi
|
#315 of 346
|
Score: 35.5
Improved 40 spots from last year
-22.7 below state avg
1,727 students
Moderate
18 sports
• 1,425 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B-
Harold Durgin Success Academy
1.4 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
98 students
Moderate
Rising School
Career Tech Programs
Strong Attendance
Grades 09-12
C-
Classical High School
2.9 mi
|
#304 of 346
|
Score: 37.5
Improved 49 spots from last year
-20.8 below state avg
1,513 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$878
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
90 Essex St, Lynn MA 01902
Lynn, MA 01902
Listing Information
Listing Agent
Alvarenga & Son's Team
Listing Office
Keller Williams Realty Evolution
Office Phone
978-927-8700
Agent MLS ID
TM360095
Office MLS ID
C95098
Listing Data Updated
Sep 1, 2026 9:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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