95-101 William St, New Bedford MA 02740
New Bedford, MA 02740 • Center
$1,299,000
Est. $9,164/month
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About this home
Historic Downtown New Bedford Landmark building. The original Merchant's Bank building, former Baycoast Bank and prior Oceana Restaurant. This historic granite building in in immaculate condition inside and out. The detail on the inside is priceless and irreplaceable in today's building world. The building is currently set up as a bank. There are endless possibilities for this mixed use building, such as a night club, restaurant, event space, office space or brewery. Owner will entertain lease options. There is a drive-thru. Wide open floor plan with a mezzanine level that overlooks the lobby. Includes 4 half baths, break room, multiple offices. This landmark building sits in a busy area close to City Hall, Post Office, MA State Office Space, Bristol County CC & UMASS Dartmouth CBPA Star Store Campus. Easy access to Rt. 140 and I-195. Convenient to SRTA bus terminal, public parking and approximately 1 mile to the MBTA New Bedford Station.
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Property History
Property Timeline
Listed for Sale
Jan 7, 2026
$1,299,000
Original listing
Agent: Jeffrey Hathaway
Office: Seaport Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 01/07/2026 | 🏠 Listed for Sale | $1,299,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2022 | $28,741 | — |
Financial Details
Annual Property Tax
$28,741
Tax Year 2022
Facts & Features
Home Facts
Type
Commercial Sale
Year Built
1915
Lot Size
0.18 acres
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
None
Sewer
None
Gas
None
Other
Public Water, Public Sewer, Natural Gas Available
Financial
Annual Tax
$28,741
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Listing Agent Is Related To The Seller
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Bristol
Property Overview
Listing Type
For Sale
Year Built
1915
Floor Layout
Interactive room guide
Floor Layout
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1915
Structure Type:
Exterior Materials:
Roof:
Foundation:
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
New Bedford School District local
C-
Where Graduates Go
Class of 2021
31%
attend college
13%
4-Year
18%
2-Year
4%
Out of State
9%
Working
School Safety
2024-25
6.0%
Above Average
4.2%
Suspensions
1.0%
In-School
1.8%
Emergency
0.5% above state avg
Elementary Schools
3 schools
C-
Sgt. William H. Carney Memorial Academy Elementary School
0.4 mi
|
#706 of 824
|
Score: 35.2
Improved 110 spots from last year
-23 below state avg
618 students
Very Diverse
Rising School
Diverse Student Body
Grades K-05
Holy Family-Holy Name School
0.4 mi
Grades PK-08
Child and Family Services
0.5 mi
Grades K-12
Middle Schools
3 schools
Nativity Prep School
0.2 mi
Grades 05-08
C-
Keith Middle School
1.4 mi
|
#306 of 352
|
Score: 30.8
Dropped 17 spots from last year
-27.4 below state avg
949 students
Diverse
Diverse Student Body
Grades 06-08
Our Sisters' School
1.6 mi
Grades 05-06
High Schools
3 schools
F
Whaling City Junior/Senior High School
0.3 mi
|
#337 of 346
|
Score: 21.7
Improved 17 spots from last year
-36.5 below state avg
200 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 06-12
C+
Fairhaven High School
1.2 mi
|
#211 of 346
|
Score: 50.5
Dropped 8 spots from last year
-7.7 below state avg
568 students
Moderate
17 sports
• 1,168 athletes
Strong AP Program
College Ready Curriculum
Strong Athletics
Grades 09-12
C
New Bedford High School
1.2 mi
|
#261 of 346
|
Score: 45.3
Improved 40 spots from last year
-12.9 below state avg
2,878 students
Diverse
19 sports
• 1,326 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$2,395
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total principal paid
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Total interest paid
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Rate Impact
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Center
95-101 William St, New Bedford MA 02740
New Bedford, MA 02740
Listing Information
Listing Agent
Jeffrey Hathaway
Listing Office
Seaport Realty
Office Phone
508-742-6387
Agent MLS ID
BB807871
Office MLS ID
AN7380
Listing Data Updated
Feb 11, 2026 11:39 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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