97 Forest # 2, Lowell MA 01851

Lowell, MA 01851 • Highlands
$399,900
Est. $2,712/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2.5
Baths
1,257
Sq Ft
$318
Price/Sq Ft
1987
Year Built
2
Parking
8 hours 25 minutes
Time on Market
For Sale Open House Listed Sep 17, 2026 • MLS# 73579309 Copied! • Updated Sep 17, 2026

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Open House Schedule

20
Sep
Sunday, September 20
12:00 PM - 2:00 PM EDT
19
Sep
Saturday, September 19
11:00 AM - 1:00 PM EDT

About this home

A rare find in Lowell’s desirable Upper Highlands! This spacious four-level condo offers hardwood floors throughout and an impressive amount of living space. The main level features a welcoming living room with a charming window seat and built-in storage, a kitchen with granite countertops, a convenient half bath, and access to a private deck. The second level features two comfortable bedrooms and a full bath, while the skylit top-floor loft adds 200+ sq. ft. of versatile bonus living space, perfect for an office, lounge, guest space, or creative retreat. The partially finished lower level adds a third bedroom with a closet and full bath, offering privacy and even more room to spread out. A low condo fee and major association improvements within the last 10 years add to the appeal. Offering 3 bedrooms, 2.5 baths, and four distinct levels of living in the beautiful Upper Highlands, this is far from your typical condo, combining space, character, and a residential neighborhood feel with easy access to shopping, dining, public transit, and major commuter routes! *Please park on the street for Open houses and showings*

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 17, 2026
$399,900
Original listing
Agent: Touchstone Partners Team Office: Keller Williams Realty-Merrimack

Tax History

Year Taxes Assessment
2025 $3,780 $329,300

Financial Details

Annual Property Tax
$3,780
Tax Year 2025
HOA Fee
$175
Monthly
Assessed Value
$329,300

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1987
Living Area 1,257 sq ft
Stories 4
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 5

Interior

Heating Forced Air
Cooling Central Air
Flooring Tile, Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry Sink, In Basement, In Unit
Features Ceiling Fan(s), Closet, Lighting - Overhead, Loft, Central Vacuum

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Porch, Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Wood
Features Off Street, Deeded
Total Spaces 2
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $3,780
Assessed Value $329,300

HOA & Community

HOA Fee $175 Monthly
Fee Includes Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities None
Optional Fee Includes None
Owner-Occupied Units 5
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Information May Differ From Public Record; Buyer/buyer’s Agent To Perform Due Diligence. Some Photos Were Ai-enhanced To Remove Items.
Exclusions Personal Property.
Possession None
Accepted Financing Contract
Structure Type ["Townhouse"]
Unit/Building 2
Sq Ft Source Measured
Documents Unit Deed, Rules & Regs (2)
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,257 sq ft
Total Rooms
5
Stories
4
Entry Level
1

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Closet, Lighting - Overhead, Loft, Central Vacuum
Windows: Skylight(s)
Basement: Y
Laundry: Sink, In Basement, In Unit
Security:

Construction & Materials

Year Built: 1987
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 4

Heating, Cooling & Utilities

Heating: Forced Air
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood
Patio & Porch: Porch, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Deeded

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $315
Homeowners Insurance $200
HOA Fee $175/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Highlands

97 Forest # 2, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Touchstone Partners Team
Listing Office Keller Williams Realty-Merrimack
Office Phone 978-692-3280
Agent MLS ID TM343892
Office MLS ID G95166
Listing Data Updated Sep 17, 2026 6:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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