97 Madison St, New Bedford MA 02740

New Bedford, MA 02740 • Center
$819,900
$775,000
Est. $4,801/month
4
Beds
4.5
Baths
3,419
Sq Ft
$227
Price/Sq Ft
0.16
Acres
1875
Year Built
2
Parking
141
Days on Market
For Sale Price Drop -$44,900 Listed Mar 23, 2026 • MLS# 73490163 Copied! • Updated Aug 7, 2026

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About this home

New Price: Welcome to the elegant 97 Madison St in New Bedford - a historic gem built in 1875 & owned by Samuel Hudson Cook who established Paul Dixon & Cook Insurance - a maritime insurance agency. Located just outside of Downtown New Bedford, this magnificent home is a superb example of Stick Style architecture, characterized by its ornate roof lines, bay windows, & the unique shed-style hoods above shuttered windows. Inside you will discover a sunlit interior decorated with period details including marble fireplaces, refined crown moldings, ceiling medallions, & original flooring - all reflecting the home's authentic charm. Three of the bedrooms offer a contemporary en suite bathroom maximizing ease of living. The home also features an additional fourth/guest bedroom, & a walk up attic with expansion possibilities. Enjoy outdoor living on the inviting front porch or private backyard patio. Appreciate this extraordinary residence & located on one of the city’s loveliest streets.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
5.5%
Price Range

Property Timeline

Price Reduced
Jul 5, 2026
$775,000 $24,900 (-3.11%)
From $799,900 to $775,000 (-3.1%)
Price Reduced
May 28, 2026
$799,900 $20,000 (-2.44%)
From $819,900 to $799,900 (-2.4%)
🏠
Listed for Sale
Mar 23, 2026
$819,900
Original listing
Agent: The Mathew J. Arruda Group Office: Compass

Tax History

Year Taxes Assessment
2025 $8,192 $724,300

Financial Details

Annual Property Tax
$8,192
Tax Year 2025
Assessed Value
$724,300

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1875
Living Area 3,419 sq ft
Lot Size 0.16 acres
Bedrooms 4
Full Baths 4
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Natural Gas
Cooling None
Flooring Tile, Vinyl, Carpet, Laminate, Hardwood, Flooring - Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Refrigerator
Fireplace Dining Room, Family Room, Living Room, Master Bedroom, Bedroom
Fireplaces 6
Basement Full, Walk-out Access
Laundry Dryer Hookup - Electric, Bathroom - Full, Flooring - Laminate, Electric Dryer Hookup, Lighting - Sconce, Second Floor, Washer Hookup
Features Bathroom - Full, Bathroom - With Tub & Shower, Wainscoting, Lighting - Overhead, Bathroom - 1/4, Lighting - Pendant, Decorative Molding, Closet, Pantry, Countertops - Stone/granite/solid, Lighting - Sconce, Vestibule, Bathroom, Entry Hall, Foyer, Walk-up Attic

Exterior

Construction Frame
Architecture Victorian
Roof Slate
Features Porch, Patio, Rain Gutters, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Patio
Features Paved Drive, Off Street, Paved
Total Spaces 2
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup
Annual Tax $8,192
Assessed Value $724,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Col. Red
Sq Ft Source Public Record
Documents None
County Bristol
Total market time (incl. prior listings) 137 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1875
Bedrooms
4
Full Bathrooms
4
Half Bathrooms
1
Living Area
3,419 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Carpet, Laminate, Hardwood, Flooring - Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Refrigerator
Interior Features: Bathroom - Full, Bathroom - With Tub & Shower, Wainscoting, Lighting - Overhead, Bathroom - 1/4, Lighting - Pendant, Decorative Molding, Closet, Pantry, Countertops - Stone/Granite/Solid, Lighting - Sconce, Vestibule, Bathroom, Entry Hall, Foyer, Walk-up Attic
Windows:
Basement: Full, Walk-Out Access
Laundry: Dryer Hookup - Electric, Bathroom - Full, Flooring - Laminate, Electric Dryer Hookup, Lighting - Sconce, Second Floor, Washer Hookup
Security:

Construction & Materials

Style: Victorian
Year Built: 1875
Structure Type:
Exterior Materials: Frame
Roof: Slate
Foundation: Granite

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Rain Gutters, Fenced Yard
Patio & Porch: Porch, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 6
Fireplace Type: Dining Room, Family Room, Living Room, Master Bedroom, Bedroom
Community Amenities: Public Transportation, Shopping, Park, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, Sidewalks

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $683
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Center

97 Madison St, New Bedford MA 02740

New Bedford, MA 02740

Listing Information

Listing Agent The Mathew J. Arruda Group
Listing Office Compass
Office Phone 617-206-3333
Agent MLS ID TM344405
Office MLS ID AN2383
Listing Data Updated Aug 7, 2026 1:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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