98 Edgartown Bay Rd, Edgartown MA 02539

Edgartown, MA 02539 • Katama
$4,995,000
Est. $26,167/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
4.5
Baths
3,348
Sq Ft
$1,492
Price/Sq Ft
0.63
Acres
2013
Year Built
4
Parking
8 hours 36 minutes
Time on Market
For Sale Listed Sep 22, 2026 • MLS# 73581090 Copied! • Updated Sep 22, 2026

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About this home

COASTAL LUXURY IN KATAMA — EXCEPTIONAL LIVING NEAR SOUTH BEACH. Set in one of Katama’s most coveted locations, where the sound of the ocean drifts in and South Beach is within easy reach, this distinctive coastal contemporary was thoughtfully designed to maximize natural light, energy efficiency, and long-term flexibility.The reverse-style floor plan places the main gathering spaces on the upper level, where abundant windows fill the interiors with sunlight and frame distant views across the lower reaches of Katama Bay. The open-concept Living, Dining, and Kitchen areas flow seamlessly together, creating an inviting setting for relaxed Vineyard living and effortless entertaining. At the heart of the home, the oversized Chef’s Kitchen opens directly onto a spacious porch for outdoor dining, gathering, and lounging, while two additional porches further extend the living space. The upper porch also enjoys seasonal views of the Edgartown fireworks, and nearby Fisherman’s Wharf and the public boat landing offer convenient access to Katama Bay and Edgartown Harbor.The home features four light-filled en suite bedrooms, each with a private bath and spacious shower. The generous Primary Suite includes dual oversized closets, a walk-in shower, and a private water closet. A bright first-floor bonus room offers flexible use as a Den, In-Home Gym, yoga studio, or additional guest space, with sliding glass doors for privacy, its own porch, and an adjacent half bath.Future accessibility was incorporated into the original design through a fully framed, wired, and mechanically prepared elevator shaft, allowing for the potential installation of an elevator with minimal disruption.Offered turnkey with indoor and outdoor furnishings and an established rental history, 98 Edgartown Bay Road is equally compelling as a personal Vineyard retreat, an income-producing investment, or a combination of both. The property also offers room for a future swimming pool and detached garage, subject to local approvals. Thoughtfully conceived for entertaining, sustainability, accessibility, and lasting enjoyment, this exceptional Katama residence presents a rare opportunity just moments from South Beach.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 22, 2026
$4,995,000
Original listing
Agent: Wendy Harman Office: Compass

Tax History

Year Taxes Assessment
2026 $8,516 $3,434,031

Financial Details

Annual Property Tax
$8,516
Tax Year 2026
Assessed Value
$3,434,031

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2013
Living Area 3,348 sq ft
Lot Size 0.63 acres
Bedrooms 4
Full Baths 4
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Electric
Cooling Central Air, Heat Pump
Flooring None
Appliances None
Fireplace None
Fireplaces 1
Basement Partial, Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry None
Features None

Exterior

Construction None
Architecture Contemporary
Roof None
Features Deck, Professional Landscaping, Decorative Lighting
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features None
Total Spaces 4
Electric None
Water Public
Sewer Private Sewer
Gas None
Other None
Annual Tax $8,516
Assessed Value $3,434,031
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures None
Exclusions A List Of Seller Exclusions Will Be Provided.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Dukes

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2013
Bedrooms
4
Full Bathrooms
4
Half Bathrooms
1
Living Area
3,348 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Partial, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry:
Security:

Construction & Materials

Style: Contemporary
Year Built: 2013
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Electric
Cooling: Central Air, Heat Pump
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Professional Landscaping, Decorative Lighting
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features:

Special Features

Fireplaces: 1
Fireplace Type:
View: Yes
View Type: Scenic View(s)
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area, House of Worship, Marina
School District
Edgartown School District local
School Safety 2024-25
0.0% Very Low (Safest)
5.5% below state avg
E

Elementary Schools

1 school
B+
Edgartown Elementary School
2.7 mi | #123 of 352 | Score: 47.3
Improved 43 spots from last year
-10.9 below state avg
355 students Diverse
Rising School
Grades PK-08
Learn about these ratings

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $710
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Katama

98 Edgartown Bay Rd, Edgartown MA 02539

Edgartown, MA 02539

Listing Information

Listing Agent Wendy Harman
Listing Office Compass
Office Phone 508-206-8726
Agent MLS ID CT008165
Office MLS ID AN6584
Listing Data Updated Sep 22, 2026 6:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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