LevelSecond
98 Essex Street, Beverly MA 01915
Beverly, MA 01915 • Montserrat
$449,000
Est. $2,941/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Opportunity knocks in Beverly’s desirable Montserrat neighborhood! This cozy home presents an opportunity for handy buyers looking to enter the Beverly market at an attractive price point and bring their vision to life. Build equity with a few thoughtful improvements or undertake a more extensive renovation to create a space that reflects your own style and needs. The flexible floor plan features a spacious living room with a handsome gas stove, an inviting cottage kitchen with wide pine floors, and a first-floor bedroom that could serve as a primary suite, additional living space, or home office. Two additional bedrooms are located on the second level. Set into the natural ledge, the outdoor space offers stone accents and an opportunity to reimagine the setting into something special. Conveniently located near Dane Street Beach, downtown Beverly, local shops and restaurants, conservation trails, and the commuter rail, this property offers a great opportunity to invest in a sought-after location. Bring your ideas, creativity, and vision to explore the possibilities!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 12, 2026
$449,000
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/12/2026 | 🏠 Listed for Sale | $449,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,647 | $522,400 |
Financial Details
Annual Property Tax
$5,647
Tax Year 2026
Assessed Value
$522,400
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1920
Living Area
1,556 sq ft
Lot Size
0.11 acres
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Electric Baseboard, Natural Gas
Cooling
None
Flooring
Carpet, Laminate, Pine
Appliances
Gas Water Heater, Range, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
None
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck - Wood
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
Off Street, Tandem, Unpaved
Total Spaces
2
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$5,647
Assessed Value
$522,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sold Strictly In As-is, Where-is Condition. Neither Seller Nor Sellers Agents/representatives Make Any Representations, Warranties, Guarantees, Or Assurances, Express Or Implied, Regarding The Condition Of Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Gray
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Living Area
1,556 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,556 sq ft above grade
LevelSecond
FeaturesFlooring - Hardwood
LevelFirst
FeaturesCloset, Exterior Access, Gas Stove
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
KKitchen (1)
BRBedroom (3)
LLiving (1)
BABathroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Laminate, Pine
Appliances:
Gas Water Heater, Range, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Slab
Utilities & Systems
Heating:
Electric Baseboard, Natural Gas
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Sloped
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Tandem, Unpaved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Marina, Private School, Public School, University
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$471
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Montserrat
98 Essex Street, Beverly MA 01915
Beverly, MA 01915
Listing Information
Listing Agent
Margaret Finn
Listing Office
James A. Finn & Sons
Office Phone
978-922-0379
Agent MLS ID
CN201148
Office MLS ID
C63900
Listing Data Updated
Nov 12, 2026 5:13 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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