99 Laurel Ave, Haverhill MA 01835

Haverhill, MA 01835 • Bradford
$739,900
Est. $4,648/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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9
Beds
3.5
Baths
3,651
Sq Ft
$203
Price/Sq Ft
0.11
Acres
1900
Year Built
6 hours 3 minutes
Time on Market
For Sale Open House Listed Sep 29, 2026 • MLS# 73584172 Copied! • Updated Sep 30, 2026

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Open House Schedule

04
Oct
Sunday, October 4
10:00 AM - 11:00 AM EDT
03
Oct
Saturday, October 3
11:00 AM - 12:00 PM EDT

About this home

Exceptional opportunity to own this 3-family property in the highly desirable Bradford area. Whether you're an investor looking to expand your portfolio or an owner-occupant seeking the perfect opportunity to offset your mortgage, this property checks all the boxes. Each spacious unit offers three generously sized bedrooms, separate utilities, and the convenience of in-unit washer and dryer hookups, providing both comfort and functionality for today's lifestyle. The first-floor unit has been tastefully updated with modern finishes while still preserving the property's timeless character and will be delivered vacant, making it the perfect opportunity for an owner-occupant to move right in while generating rental income from the other two units. Perfectly situated with easy access to major highways, the commuter rail, shopping, dining, and everyday conveniences, this exceptional location makes commuting effortless and appeals to a wide range of tenants. Offering strong rental potential, flexible living options, and long-term value, this is an incredible opportunity to own a versatile multi-family property in one of Haverhill's most sought-after neighborhoods.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 30, 2026
$739,900
Original listing
Agent: The Decotis Group Office: Lyv Realty

Tax History

Year Taxes Assessment
2026 $8,480 $799,200

Financial Details

Annual Property Tax
$8,480
Tax Year 2026
Assessed Value
$799,200

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1900
Living Area 3,651 sq ft
Lot Size 0.11 acres
Stories 3
Bedrooms 9
Full Baths 3
Half Baths 1
Total Rooms 15

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent $1,350/mo · N
Unit 3 Rent $1,650/mo · N
Total Monthly Rent $3,000/mo
Gross Income $66,000
Net Operating Income $66,000
Cap Rate 8.92%
Heating Forced Air, Natural Gas, Hot Water
Cooling None
Flooring Tile, Vinyl, Hardwood
Appliances None
Fireplace None
Basement Full, Walk-out Access, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features None
Construction Frame
Architecture None
Roof Rubber
Features Balcony
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck - Wood
Features On Street
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $8,480
Assessed Value $799,200
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Certified Treated, Unknown
Seller Disclosures Unit 1 Is Vacant. Unit 1 Has Been Deleaded And Loc On File. State Website States Unit 2 Has Been Deleaded But Loc Not On File. Unit 3 Is Unknown. Listing Photos Of Unit 1 Only.
Possession None
Accepted Financing Contract
Structure Type []
House Color Red
Sq Ft Source Public Record
Documents None
County Essex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
9
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,651 sq ft
Total Rooms
15
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full, Walk-Out Access, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Rubber
Foundation: Block, Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas, Hot Water
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony
Patio & Porch: Porch, Deck - Wood
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Parking Features: On Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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After down payment
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $707
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Bradford

99 Laurel Ave, Haverhill MA 01835

Haverhill, MA 01835

Listing Information

Listing Agent The Decotis Group
Listing Office Lyv Realty
Office Phone 978-533-8000
Agent MLS ID TM329119
Office MLS ID AN6884
Listing Data Updated Sep 30, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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