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Cost of Living in Essex
The biggest cost-of-living factor in Essex, Massachusetts is housing. The median home is priced around $820K, or about $512 per square foot.
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With 20% down on a median-priced home, the estimated monthly mortgage payment (principal and interest) is about $4,255, plus roughly $888 per month in property taxes. Rates and down payment change this figure significantly.
Essex's FY2025 residential property tax rate is $12.99 per $1,000 of assessed value. Combined with home prices, that gives a clear picture of the monthly cost of owning in Essex.
Frequently Asked Questions
How much does it cost to buy a home in Essex, MA?
The median home in Essex is about $820K. With 20% down, the estimated monthly mortgage (principal & interest) is around $4,255.
What are property taxes like in Essex?
Essex's FY2025 residential rate is $12.99 per $1,000 — roughly $888 per month on a median-priced home.
Is Essex an expensive place to live?
Housing is the main driver. At a $820K median price, Essex is best compared against nearby towns — browse current listings to see your options.
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