10 Pelham St, Billerica MA 01821

Billerica, MA 01821 • Rio Vista Neighborhood
$600,000
Est. $3,816/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,962
Sq Ft
$306
Price/Sq Ft
0.34
Acres
1972
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Oct 16, 2026 • MLS# 73591906 Copied! • Updated Oct 17, 2026

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About this home

Welcome home to this inviting 3-4 Bedroom, 1 ½ bath Gambrel style home in N. Billerica offering classic charm, flexible living space, and thoughtful updates. Hardwood floors extend throughout much of the first floor while the spacious sitting room features refinished flooring and a gas fireplace, creating a warm and comfortable space for relaxing or entertaining. The kitchen features stainless steel appliances, recessed lighting, newly painted cabinetry and a new floor. Fresh interior paint and new carpeting in 2026 add a refreshed feel throughout the home. The freshly painted second floor includes a primary bedroom with hardwood flooring and walk in loset with two entrances, plus two additional bedrooms with new carpeting and a bath. The full bath includes a walk-in shower stall with grab bars installed in 2024. A whole-house fan and several portable A/C units with wall ventilation provide options for cooling during warmer months. Outside, the front entrances feature vinyl railings and composite decking, offering low-maintenance convenience. The large rear deck provides another spot for entertaining, relaxing, or just enjoying your favorite beverage. With the Winter Season coming soon the attached two-car garage provides welcome protection from the elements when the weather is less than lovely, along with storage space above. Conveniently located near Route 3 and local recreational amenities, including Veterans Park and the BMX park. Route 3 provides convenient access toward Boston, the North Shore beaches, and the mountains of Northern New England.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 16, 2026
$600,000
Original listing
Agent: Cathy Lomasney Office: ERA Key Realty Services

Tax History

Year Taxes Assessment
2026 $6,987 $601,800

Financial Details

Annual Property Tax
$6,987
Tax Year 2026
Assessed Value
$601,800

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1972
Living Area 1,962 sq ft
Lot Size 0.34 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Baseboard, Natural Gas
Cooling Other, Whole House Fan
Flooring Vinyl, Carpet, Hardwood
Appliances Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Fireplaces 1
Basement Full, Partially Finished, Interior Entry, Bulkhead, Sump Pump
Laundry In Basement, Gas Dryer Hookup, Washer Hookup
Features Sitting Room

Exterior

Construction None
Architecture Colonial
Roof Shingle
Features Deck, Rain Gutters, Sprinkler System, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Storage, Paved Drive, Off Street, Paved
Total Spaces 6
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup, Icemaker Connection
Annual Tax $6,987
Assessed Value $601,800
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Public Record Shows Home Is 3 Bedrooms. Actual Zip Code Is 01862. Rm Sizes Estimates. Please Use Caution On Basement Stairs - No Light Fixture. High Risers At Front & Garage Entrances Into House. Use Caution. Buyer To Do Own Due Diligence To Confirm All Info. Electrician To Look At Basement Outlets
Possession None
Accepted Financing None
Structure Type []
House Color light gree
Sq Ft Source Public Record
Sq Ft Disclosures Buyer to do their own due diligence to confirm all info. Room Sizes Estimated
Documents None
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1972
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,962 sq ft
Total Rooms
6
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Hardwood
Appliances: Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Sitting Room
Windows: Screens
Basement: Full, Partially Finished, Interior Entry, Bulkhead, Sump Pump
Laundry: In Basement, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1972
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Baseboard, Natural Gas
Cooling: Other, Whole House Fan
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Rain Gutters, Sprinkler System, Screens
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Sloped
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Garage Door Opener, Storage, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Highway Access

Nearby Schools

School information not available for this location.

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $582
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Rio Vista Neighborhood

10 Pelham St, Billerica MA 01821

Billerica, MA 01821

Listing Information

Listing Agent Cathy Lomasney
Listing Office ERA Key Realty Services
Office Phone 978-614-1600
Agent MLS ID B8000895
Office MLS ID AC1820
Listing Data Updated Oct 17, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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