10 Water St, Dracut MA 01846

Dracut, MA 01846
$599,900
Est. $3,657/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
2,008
Sq Ft
$299
Price/Sq Ft
0.19
Acres
1990
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Oct 15, 2026 • MLS# 73591560 Copied! • Updated Oct 15, 2026

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About this home

Absolutely pristine inside and out! The seller has lovingly maintained and updated every inch of this home. Gorgeous open concept kitchen maple kitchen with commercial 5 burner stove, vent hood with heat lamp. Stainless appliances and silestone counters all open to a sundrenched family room. Hardwood floors and tile throughout. Full main bath is beautifully updated and lower level 3/4 bath is virtually new! With 2 spacious bdrms on main level the entire lower level lends itself to entertainment or a great place for extended or growing family. Huge second family room with bar area, gas fireplace for cozy nights and possible 3rd bdrm. Every room has ceiling fans, new furnace in 2022, newer carpets and paint in lower level and Nest thermostats. The atrium door in the kitchen leads to the private fenced back yard which is a virtual haven for enjoyment. Stunning private patio area with firepit, gazebo with fan, and TV ready. Brand new Reeds Ferry shed and a huge detached two car garage. The list doesn't end. Come see for yourself! Open house Sunday 12-2pm prof. photos tomorrow!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 15, 2026
$599,900
Original listing

Tax History

Year Taxes Assessment
2026 $5,080 $503,600

Financial Details

Annual Property Tax
$5,080
Tax Year 2026
Assessed Value
$503,600

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1990
Living Area 2,008 sq ft
Lot Size 0.19 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Finished
Laundry Gas Dryer Hookup, Washer Hookup
Features Internet Available - Unknown

Exterior

Construction Conventional (2x4-2x6)
Architecture Ranch
Roof Shingle
Features Patio, Rain Gutters, Storage, Et Irrigation Controller
Pool None
Spa None
Fencing None
Patio/Porch Patio
Garage Spaces 2
Has Garage Yes
Features Detached, Off Street, Paved
Total Spaces 6
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup
Annual Tax $5,080
Assessed Value $503,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures None
Possession None
Accepted Financing Other (see Remarks)
Structure Type []
House Color white
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1990
Bedrooms
3
Full Bathrooms
2
Living Area
2,008 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Internet Available - Unknown
Windows:
Basement: Full, Finished
Laundry: Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1990
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Rain Gutters, Storage, ET Irrigation Controller
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:
School District
Dracut School District local
C+
✓ School Safety 2024-25
1.7% Average
1.7% Suspensions 1.8% In-School
↓ 3.8% below state avg
E

Elementary Schools

3 schools
B-
Brookside Elementary School
0.8 mi | #462 of 825 | Score: 45.7
Improved 63 spots from last year
-12.5 below state avg
482 students Diverse
Rising School Diverse Student Body
Grades PK-05
B
George H. Englesby Elementary School
1.0 mi | #380 of 825 | Score: 48.2
Improved 91 spots from last year
-10 below state avg
500 students Diverse
Rising School Diverse Student Body
Grades K-05
Atlas Academy
1.9 mi
Grades PK-03
M

Middle Schools

3 schools
B
Justus C. Richardson Middle School
0.8 mi | #174 of 352 | Score: 42.5
Improved 51 spots from last year
-15.7 below state avg
940 students Diverse
Rising School
Grades 06-08
C+
Dr. An Wang School
2.2 mi | #249 of 352 | Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
B
Tyngsborough Middle School
2.9 mi | #157 of 352 | Score: 43.9
Dropped 3 spots from last year
-14.3 below state avg
350 students Diverse
Grades 06-08
H

High Schools

3 schools
C+
Dracut Senior High School
0.9 mi | #212 of 346 | Score: 51.2
Dropped 50 spots from last year
-7 below state avg
763 students Diverse
17 sports • 1,364 athletes
College Ready Curriculum Strong Athletics Diverse Student Body
Grades 09-12
B-
Greater Lowell Regional Vocational Technical School
2.5 mi | #178 of 346 | Score: 53.7
Improved 133 spots from last year
-4.5 below state avg
2,312 students Very Diverse
High Graduation Rate Rising School Career Tech Programs Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
2.9 mi
Grades 09-12
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Monthly Payment Calculator

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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $423
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

10 Water St, Dracut MA 01846

Dracut, MA 01846

Listing Information

Listing Agent Melissa DeMille
Listing Office Avenue North Real Estate
Office Phone 603-765-1491
Agent MLS ID CN218672
Office MLS ID AN7096
Listing Data Updated Oct 15, 2026 8:53 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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