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104 Union St, Franklin MA 02038 - Preview 1 104 Union St, Franklin MA 02038 - Preview 2 104 Union St, Franklin MA 02038 - Preview 3 104 Union St, Franklin MA 02038 - Preview 4 104 Union St, Franklin MA 02038 - Preview 5 104 Union St, Franklin MA 02038 - Preview 6 104 Union St, Franklin MA 02038 - Preview 7 104 Union St, Franklin MA 02038 - Preview 8 104 Union St, Franklin MA 02038 - Preview 9 104 Union St, Franklin MA 02038 - Preview 10 104 Union St, Franklin MA 02038 - Preview 11 104 Union St, Franklin MA 02038 - Preview 12 104 Union St, Franklin MA 02038 - Preview 13 104 Union St, Franklin MA 02038 - Preview 14 104 Union St, Franklin MA 02038 - Preview 15 104 Union St, Franklin MA 02038 - Preview 16 104 Union St, Franklin MA 02038 - Preview 17 104 Union St, Franklin MA 02038 - Preview 18 104 Union St, Franklin MA 02038 - Preview 19 104 Union St, Franklin MA 02038 - Preview 20 104 Union St, Franklin MA 02038 - Preview 21 104 Union St, Franklin MA 02038 - Preview 22 104 Union St, Franklin MA 02038 - Preview 23 104 Union St, Franklin MA 02038 - Preview 24 104 Union St, Franklin MA 02038 - Preview 25 104 Union St, Franklin MA 02038 - Preview 26 104 Union St, Franklin MA 02038 - Preview 27 104 Union St, Franklin MA 02038 - Preview 28 104 Union St, Franklin MA 02038 - Preview 29 104 Union St, Franklin MA 02038 - Preview 30 104 Union St, Franklin MA 02038 - Preview 31 104 Union St, Franklin MA 02038 - Preview 32 104 Union St, Franklin MA 02038 - Preview 33 104 Union St, Franklin MA 02038 - Preview 34 104 Union St, Franklin MA 02038 - Preview 35 104 Union St, Franklin MA 02038 - Preview 36 104 Union St, Franklin MA 02038 - Preview 37 104 Union St, Franklin MA 02038 - Preview 38 104 Union St, Franklin MA 02038 - Preview 39 104 Union St, Franklin MA 02038 - Preview 40 104 Union St, Franklin MA 02038 - Preview 41 104 Union St, Franklin MA 02038 - Preview 42

104 Union St, Franklin MA 02038

Franklin, MA 02038
$900,000
Est. $5,424/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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7
Beds
3
Baths
2,820
Sq Ft
$319
Price/Sq Ft
0.27
Acres
1865
Year Built
5
Parking
Multi Family
Type
New today
Time on Market
For Sale Open House Listed Oct 20, 2026 • MLS# 73593009 Copied! • Updated Oct 20, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

22
Oct
Thursday, October 22
4:00 PM - 6:00 PM EDT
24
Oct
Saturday, October 24
10:30 AM - 12:30 PM EDT

About this home

Exceptional Multi-Family Investment Opportunity in Downtown Franklin! Completely renovated with stunning finishes throughout that will absolutely WOW you, this spacious multi-family offers outstanding income potential and the perfect blend of style, space, and convenience. Both units feature designer-quality kitchens with center islands, upgraded cabinetry, countertops, and flooring. Unit 1 offers 3 bedrooms, 2 full baths, a gorgeous kitchen anchored by a large island with waterfall counter, as well as in-unit laundry. Unit 2 features a spacious eat-in kitchen with center island, updated full bath, 2 bedrooms on the second floor, plus 2 additional bedrooms and a versatile bonus room on the third floor - ideal for a home office, playroom, or additional living space. Laundry is located in the basement for Unit 2. Each unit also enjoys its own mudroom, washer and dryer, and EV charging station. The outdoor common area features a patio and firepit, perfect for relaxing or entertaining. Ideally situated in downtown Franklin, just moments from the commuter rail, restaurants, shopping, and local amenities. Whether you're an investor seeking strong rental income or looking for an owner-occupied opportunity, this beautifully updated property is one you won't want to miss! Property is range priced $900-950k.

BMN Estimate

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 20, 2026
$900,000
Original listing
Agent: The Arienti Group Office: REMAX Executive Realty

Tax History

Year Taxes Assessment
2026 $8,080 $707,500

Financial Details

Annual Property Tax
$8,080
Tax Year 2026
Assessed Value
$707,500

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1865
Living Area 2,820 sq ft
Lot Size 0.27 acres
Stories 3
Bedrooms 7
Full Baths 3
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent $3,200/mo · N
Unit 2 Rent $3,200/mo · Y
Total Monthly Rent $6,400/mo
Gross Income $74,400
Net Operating Income $74,400
Cap Rate 8.27%
Heating Natural Gas
Cooling Window Unit(s)
Flooring None
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Unfinished
Laundry Gas Dryer Hookup
Features Ceiling Fan(s), Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Shower Stall, Smart Thermostat, Remodeled, Walk-in Closet(s), Bathroom With Tub & Shower, Living Room, Kitchen, Mudroom
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Patio
Features Paved Drive, Off Street
Total Spaces 5
Electric Circuit Breakers, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer

Financial

Annual Tax $8,080
Assessed Value $707,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Yes, Certified Treated
Seller Disclosures Certificates Of De-leading On File For Unit 2 (2nd/3rd Floors) And Common Areas. Per Seller, 5 Windows Need To Be Replaced In Unit 1 To Obtain A Full Certificate Of De-leading. Unit 1 Is Currently Owner Occupied. Unit 2 Has A Lease That Ends 2/28/2027. Property Is Range Priced $900-950k.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Norfolk

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1865
Bedrooms
7
Full Bathrooms
3
Living Area
2,820 sq ft
Total Rooms
12
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom with Shower Stall, Smart Thermostat, Remodeled, Walk-In Closet(s), Bathroom With Tub & Shower, Living Room, Kitchen, Mudroom
Windows: Picture Window
Basement: Full, Unfinished
Laundry: Gas Dryer Hookup
Security:

Construction & Materials

Year Built: 1865
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Utilities & Systems

Heating: Natural Gas
Heating Zones: 3
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street
School District
Franklin School District local
A
🎓 Where Graduates Go Class of 2021
84% attend college
79% 4-Year 5% 2-Year 45% Out of State 4% Working
✓ School Safety 2024-25
0.7% Low
0.7% Suspensions 1.7% In-School
↓ 4.8% below state avg
E

Elementary Schools

7 schools
Amego School
1.1 mi
Grades PK-12
A
Benjamin Franklin Classical Charter Public School
2.1 mi | #64 of 352 | Score: 54.4
Improved 16 spots from last year
-3.8 below state avg
899 students Diverse
Diverse Student Body Strong Attendance
Grades K-08
Franklin Early Childhood Development Center
0.5 mi
116 students Diverse
Diverse Student Body
Grades PK
Lincoln Street K-2 Elementary School
1.6 mi
507 students Moderate
Strong Attendance
Grades K-02
Lincoln Street 3-5 Elementary School
1.6 mi
553 students Moderate
Strong Attendance
Grades 03-05
Washington Street K-2 Elementary School
2.5 mi
415 students Moderate
Grades K-02
Washington Street 3-5 Elementary School
2.5 mi
405 students Moderate
Strong Attendance
Grades 03-05
M

Middle Schools

1 school
Franklin Middle School
0.5 mi
1,008 students Moderate
Grades 06-08
H

High Schools

2 schools
A
Franklin High School
0.6 mi | #57 of 346 | Score: 66.3
Improved 35 spots from last year
+8.1 above state avg
1,379 students Moderate
18 sports • 2,232 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
A-
Tri-County Regional Vocational Technical
1.2 mi | #81 of 346 | Score: 62.8
Improved 57 spots from last year
+4.6 above state avg
992 students Moderate
Strong AP Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $673
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

104 Union St, Franklin MA 02038

Franklin, MA 02038

Listing Information

Listing Agent The Arienti Group
Listing Office REMAX Executive Realty
Office Phone 508-520-9696
Agent MLS ID TM301900
Office MLS ID BB1175
Listing Data Updated Oct 20, 2026 3:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
mail@steve-novak.com
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