12 Loring St # 1, Boston MA 02127

Boston, MA 02127 • South Boston
$795,000
Est. $5,410/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
977
Sq Ft
$814
Price/Sq Ft
0.00
Acres
1890
Year Built
21
Days on Market
For Sale Listed Sep 15, 2026 • MLS# 73577083 Copied! • Updated Sep 22, 2026

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About this home

Most South Boston condos give you a deck if you are lucky. This one gives you a private patio, two levels of living and a quiet residential block between Broadway and East Broadway.The main level is one open room from the front windows to the kitchen. Custom white cabinetry, granite counters, a tile backsplash and stainless appliances wrap a center island with seating, so the cook is part of the conversation. Crown molding and recessed lighting run through the whole level. The primary bedroom and a full bath with a tub and shower are here too, and the main level steps straight out the back and down to the patio.Downstairs is where the unit separates from the competition. The finished lower level holds two more bedrooms and a full bath with a walk-in shower. Use it as family space, a home office and a guest room, or two roommates who each want their own door.The patio is paved and sits behind the building, off the street. Loring is a block off Broadway without the Broadway noise. Dorchester Street shops and restaurants are a short walk. The Broadway Red Line, the beach and highway access are all close.Just painted, hardwood floors refinished, in-unit laundry, and vacant. Easy to show.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 15, 2026
$795,000
Original listing
Agent: Declan O'Toole Office: SelectRE Boston

Tax History

Year Taxes Assessment
2025 $8,346 $720,700

Financial Details

Annual Property Tax
$8,346
Tax Year 2025
HOA Fee
$495
Monthly
Assessed Value
$720,700

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1890
Living Area 977 sq ft
Lot Size 0.0000
Stories 2
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Heat Pump
Cooling Heat Pump
Flooring Tile, Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Energy Star Qualified Refrigerator
Fireplace None
Basement Y
Laundry Flooring - Hardwood, Main Level, Exterior Access, Recessed Lighting, Lighting - Overhead, First Floor, In Unit, Gas Dryer Hookup, Washer Hookup
Features Cable Hookup, High Speed Internet Hookup, Open Floorplan, Recessed Lighting, Lighting - Overhead, Crown Molding, Living/dining Rm Combo

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Patio
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features On Street
Electric 220 Volts
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Gas Dryer, Washer Hookup
Annual Tax $8,346
Assessed Value $720,700

HOA & Community

HOA Fee $495 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Unit Painted And Hardwood Floors Refinished September 2026. Seller Has Not Occupied The Unit.
Possession None
Accepted Financing None
Structure Type ["2/3 Family"]
Unit/Building 1
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 7 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
3
Full Bathrooms
2
Living Area
977 sq ft
Total Rooms
5
Stories
2
Entry Level
1
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, ENERGY STAR Qualified Refrigerator
Interior Features: Cable Hookup, High Speed Internet Hookup, Open Floorplan, Recessed Lighting, Lighting - Overhead, Crown Molding, Living/Dining Rm Combo
Windows: Insulated Windows
Basement: Y
Laundry: Flooring - Hardwood, Main Level, Exterior Access, Recessed Lighting, Lighting - Overhead, First Floor, In Unit, Gas Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Year Built: 1890
Effective Year (Renovated): 2018
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Heat Pump
Heating Zones: 1
Cooling: Heat Pump
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features: On Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $696
Homeowners Insurance $200
HOA Fee $495/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

South Boston

12 Loring St # 1, Boston MA 02127

Boston, MA 02127

Listing Information

Listing Agent Declan O'Toole
Listing Office SelectRE Boston
Office Phone 617-777-6109
Agent MLS ID NB111228
Office MLS ID AC2174
Listing Data Updated Sep 22, 2026 8:54 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
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