128 Washington Avenue, Chelsea MA 02150
Chelsea, MA 02150 • Bellingham Square
$769,900
$749,900
Est. $4,600/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
NO HOA!!! Just over the Tobin sits this classic brick 2-family offering 2,112 SF across 4 levels, one rented unit and one vacant unit. For an owner-occupant, the numbers actually work—move into the vacant unit and let Unit 1’s $2,350/month rent help offset the mortgage. Unit 1: rented at $2,350/mo, 2BR/1BA over 2 levels with hardwood floors, in-unit laundry, storage and direct access to a private fenced backyard. Unit 2: vacant and move-in ready, 2Bd/1Ba across 3 levels with SOARING CEILINGS, oversized windows, UPDATED kitchen, amd NEW APPLIANCES. Major improvements include NEWER ROOF, heating systems & WATER HEATERS, plus electrical, masonry, railing, fascia/flashing and flooring updates. Separate utilities. John Ruiz Park across the street; Mystic Mall puts Market Basket, Home Goods and TJ Maxx within easy reach, while local favorites Chelsea Station Restaurant Bar & Lounge, Ciao! Pizza & Pasta &Katz Bagel Bakery all nearby. Craving steak tips? New Bridge Café just down the street. 111 bus service outside the front door that goes to Haymarket & Government Center. Chelsea MBTA Commuter Rail nearby. Bellingham Square T stop and the SL3 offer direct service to South Station, with continued public investment reshaping the Broadway corridor. Boston access without the Boston price tag—and plenty of Chelsea flavor along the way.
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Public Records & Permits
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
24%
Price Range
2
Previous Sales
Property Timeline
Showing Instructions Updated
Sep 29, 2026
New showing requirements
Price Reduced
Sep 23, 2026
$749,900
$20,000
(-2.6%)
From $769,900 to $749,900 (-2.6%)
Showing Instructions Updated
Sep 20, 2026
New showing requirements
Listed for Sale
Sep 16, 2026
$769,900
Original listing
Agent: Lindsay Higgins
Office: The Market
Previous Transaction - MLS #73197770
Full transaction history available when tracking began
Previously Sold
Apr 24, 2024
$725,000
MLS #73197770
Previous Transaction - MLS #73142203
Full transaction history available when tracking began
Previously Sold
Dec 19, 2023
$585,000
MLS #73142203
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/23/2026 | ↓ Price Reduced | $749,900 | $20,000 | - | From $769,900 to $749,900 (-2.6%) |
| 09/20/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/16/2026 | 🏠 Listed for Sale | $769,900 | - | - | Original listing |
| 04/24/2024 | 🏷️ Previously Sold | $725,000 | - | - | MLS #73197770 |
| 12/19/2023 | 🏷️ Previously Sold | $585,000 | - | - | MLS #73142203 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,297 | $635,600 |
Financial Details
Annual Property Tax
$7,297
Tax Year 2026
Assessed Value
$635,600
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1900
Living Area
2,112 sq ft
Lot Size
0.03 acres
Stories
5
Bedrooms
4
Full Baths
2
Total Rooms
7
Investment Metrics
Units
2
Unit 1 Rent
$2,350/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$2,350/mo
Gross Income
$28,200
Net Operating Income
$28,200
Cap Rate
3.76%
Interior
Heating
Hot Water, Natural Gas, Individual, Unit Control
Cooling
None
Flooring
Wood, Tile, Hardwood, Stone/ceramic Tile
Appliances
Range, Microwave, Refrigerator, Washer, Dryer, Dishwasher
Fireplace
None
Basement
Full, Partially Finished, Walk-out Access, Interior Entry
Laundry
Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Features
Bathroom With Shower Stall, Pantry, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Kitchen, Laundry Room, Living Rm/dining Rm Combo, Living Room, Mudroom
Exterior
Construction
Brick
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Patio - Enclosed
Parking
Features
None
Utilities
Electric
Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,297
Assessed Value
$635,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Owner Never Lived At The Property. Lower Level Living Sf Is Above Grade/has A Full Walk Out To The Back. See Other Disclosures In Firm Remarks.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Owner
Sq Ft Disclosures
first level is a full walk out to the rear & included in the SF
Documents
None
County
Suffolk
Total market time (incl. prior listings)
13 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
2,112 sq ft
Total Rooms
7
Stories
5
Levels
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,112 sq ft above grade
2,112 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPatio - Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Hardwood, Stone/Ceramic Tile
Appliances:
Range, Microwave, Refrigerator, Washer, Dryer, Dishwasher
Interior Features:
Bathroom with Shower Stall, Pantry, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Kitchen, Laundry Room, Living RM/Dining RM Combo, Living Room, Mudroom
Windows:
Picture Window, Skylight(s)
Basement:
Full, Partially Finished, Walk-Out Access, Interior Entry
Laundry:
Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Brick
Roof:
Rubber
Foundation:
Stone
Stories:
5
Heating, Cooling & Utilities
Heating:
Hot Water, Natural Gas, Individual, Unit Control
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Patio - Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$608
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Bellingham Square
128 Washington Avenue, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Lindsay Higgins
Listing Office
The Market
Office Phone
857-201-2461
Agent MLS ID
CN237589
Office MLS ID
AN8414
Listing Data Updated
Sep 29, 2026 5:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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