128 Washington Avenue, Chelsea MA 02150

Chelsea, MA 02150
$769,900
$729,900
Est. $4,232/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,112
Sq Ft
$346
Price/Sq Ft
0.03
Acres
1900
Year Built
33
Days on Market
For Sale Price Drop -$40,000 Listed Sep 16, 2026 • MLS# 73578321 Copied! • Updated Oct 19, 2026

Track this home for price, status, and open-house alerts.

About this home

Just over the Tobin with REDUCED TOLL RATE for Chelsea residents sits this classic brick 2-family with NO HOA offering 2,112 SF across 4 floors. Unit 1 has 2bd/1Ba over 2 levels within the unit with hardwood floors, in-unit laundry, storage and direct access to a private fenced backyard. Unit 2 is vacant &move-in ready, 2Bd/1Ba across 3 levels with SOARING CEILINGS, oversized windows, UPDATED kitchen, and NEW APPLIANCES. MAJORS improvements DONE include NEWER ROOF, heating systems & WATER HEATERS, plus electrical, masonry, railing, fascia/flashing and flooring updates. John Ruiz Park across the street; Mystic Mall puts Market Basket, Home Goods and TJ Maxx within easy reach, while local favorites Kushala Sip Lounge Cafe & Bar, Chelsea Station Restaurant Bar & Lounge, Ciao! Pizza & Pasta &Katz Bagel Bakery all nearby. Craving steak tips? New Bridge Café just down the street. 111 bus service outside the front door that goes to Haymarket & Government Center. Chelsea MBTA Commuter Rail nearby. Bellingham Square T stop and the SL3 offer direct service to South Station, with continued public investment reshaping the Broadway corridor. Boston access without the Boston price tag—and plenty of Chelsea flavor along the way.

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Recently Sold Nearby

Price & Status History

Market Insights

2
Price Changes
24%
Price Range
2
Previous Sales

Property Timeline

🔧
Property Type Updated
Oct 17, 2026
Multi Family → 2 Family - 2 Units Up/Down
👁️
Showing Instructions Updated
Oct 17, 2026
New showing requirements
👁️
Showing Instructions Updated
Oct 11, 2026
New showing requirements
👁️
Showing Instructions Updated
Oct 6, 2026
New showing requirements
↓
Price Reduced
Oct 5, 2026
$729,900 $20,000 (-2.67%)
From $749,900 to $729,900 (-2.7%)
👁️
Showing Instructions Updated
Sep 29, 2026
New showing requirements
↓
Price Reduced
Sep 23, 2026
$749,900 $20,000 (-2.6%)
From $769,900 to $749,900 (-2.6%)
👁️
Showing Instructions Updated
Sep 20, 2026
New showing requirements
🏠
Listed for Sale
Sep 16, 2026
$769,900
Original listing
Agent: Lindsay Higgins Office: The Market
Previous Transaction - MLS #73197770
Full transaction history available when tracking began
🏷️
Previously Sold
Apr 24, 2024
$725,000
MLS #73197770
Previous Transaction - MLS #73142203
Full transaction history available when tracking began
🏷️
Previously Sold
Dec 19, 2023
$585,000
MLS #73142203

Tax History

Year Taxes Assessment
2026 $4,093 $635,600

Financial Details

Annual Property Tax
$4,093
Tax Year 2026
Assessed Value
$635,600

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,112 sq ft
Lot Size 0.03 acres
Stories 5
Bedrooms 4
Full Baths 2
Total Rooms 7

Investment Metrics

Units 2
Unit 1 Rent $2,350/mo · N
Unit 2 Rent — · N
Total Monthly Rent $2,350/mo
Gross Income $28,200
Net Operating Income $28,200
Cap Rate 3.86%
Heating Hot Water, Natural Gas, Individual, Unit Control
Cooling None
Flooring Wood, Tile, Hardwood, Stone/ceramic Tile
Appliances Range, Microwave, Refrigerator, Washer, Dryer, Dishwasher
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Interior Entry
Laundry Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Features Bathroom With Shower Stall, Pantry, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Kitchen, Laundry Room, Living Rm/dining Rm Combo, Living Room, Mudroom
Construction Brick
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Patio - Enclosed
Features None
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,093
Assessed Value $635,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Owner Never Lived At The Property. Lower Level Living Sf Is Above Grade/has A Full Walk Out To The Back. Taxes Reflect Future Residential Exemption. Estimated Property Taxes Of $341/month With Chelseas Fy2026 Residential Exemption. Subject To Buyer Eligibility, Approval, And Future Tax Assessments.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Owner
Sq Ft Disclosures first level is a full walk out to the rear & included in the SF
Documents None
County Suffolk
Total market time (incl. prior listings) 33 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
2,112 sq ft
Total Rooms
7
Stories
5
Levels
5

Floor Layout

Interior Features

Flooring: Wood, Tile, Hardwood, Stone/Ceramic Tile
Appliances: Range, Microwave, Refrigerator, Washer, Dryer, Dishwasher
Interior Features: Bathroom with Shower Stall, Pantry, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Kitchen, Laundry Room, Living RM/Dining RM Combo, Living Room, Mudroom
Windows: Picture Window, Skylight(s)
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry
Laundry: Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Brick
Roof: Rubber
Foundation: Stone
Stories: 5

Utilities & Systems

Heating: Hot Water, Natural Gas, Individual, Unit Control
Heating Zones: 2
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Patio - Enclosed
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $341
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

128 Washington Avenue, Chelsea MA 02150

Chelsea, MA 02150

Listing Information

Listing Agent Lindsay Higgins
Listing Office The Market
Office Phone 857-201-2461
Agent MLS ID CN237589
Office MLS ID AN8414
Listing Data Updated Oct 19, 2026 3:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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