131 Merrimac St # 1, Newburyport MA 01950

Newburyport, MA 01950
$465,000
Est. $3,412/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1.5
Baths
800
Sq Ft
$581
Price/Sq Ft
2002
Year Built
2
Parking
New today
Time on Market
For Sale Open House Listed Oct 20, 2026 • MLS# 73593051 Copied! • Updated Oct 21, 2026

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Open House Schedule

24
Oct
Saturday, October 24
10:30 AM - 11:30 AM EDT

About this home

AFFORDABLE AND ADORABLE! Located in the heart of downtown Newburyport, 131 Merrimac Street, Unit #1, offers the best of 1 level, 1st floor, easy living! Offering a fireplaced living room, dining area and galley kitchen with open floor plan, 2 bedrooms and 1 1/2 baths. The primary bedroom has access to a private fenced in patio space with additional storage closet. 2 car off street parking to the rear of the building in the private lot. New state of the art furnace installed in 2024. Boasting warm wide pine flooring throughout and flooded with natural light or close the custom shutters for a bit more privacy. The waterfront, rail trail and shops and restaurants of downtown Newburyport are steps outside your front door. Pet friendly and no rental restrictions makes this an incredible opportunity for the 1st time homebuyer looking to make homeownership a reality, those looking to downsize into comfortable 1 level living, or the saavy investor who recognizes an incredible opportunity! Don't miss out!

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Recently Sold Nearby

Price & Status History

Market Insights

32.3%
Price Range
1
Previous Sales

Property Timeline

👁️
Showing Instructions Updated
Oct 21, 2026
New showing requirements
🏠
Listed for Sale
Oct 20, 2026
$465,000
Original listing
Agent: Cheryl Caldwell Office: William Raveis Real Estate
Previous Transaction - MLS #70963045
Full transaction history available when tracking began
🏷️
Previously Sold
Nov 5, 2009
$315,000
MLS #70963045

Tax History

Year Taxes Assessment
2026 $5,066 $547,100

Financial Details

Annual Property Tax
$5,066
Tax Year 2026
HOA Fee
$439
Monthly
Assessed Value
$547,100

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 2002
Living Area 800 sq ft
Stories 3
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring Wood, Tile
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement N
Laundry First Floor, In Unit, Washer Hookup
Features Internet Available - Broadband

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Patio - Enclosed
Pool None
Spa None
Fencing None
Patio/Porch Patio - Enclosed
Features Off Street, Assigned, Driveway, Paved, Exclusive Parking
Total Spaces 2
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Oven, Washer Hookup
Annual Tax $5,066
Assessed Value $547,100

HOA & Community

HOA Fee $439 Monthly
Fee Includes Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Reserve Funds
Amenities None
Optional Fee Includes None
Owner-Occupied Units 4
Down Payment Resource Eligible
Pets Yes
Lead Paint Unknown
Seller Disclosures Condo Association Will Be Repairing Or Replacing Side Door Trim And Storage Door For Unit. Capital Improvement Plan (already Funded By Condo Fees) Includes Upcoming Exterior Painting Of The Building (date Tbd). Dryer Door Doesnt Latch Properly But Dryer Is Fully Functional. Pet Friendly.
Possession None
Accepted Financing None
Structure Type ["Garden"]
Unit/Building 1
Sq Ft Source Unit Floor Plan
Sq Ft Disclosures see attached Floor Plans for full property layout
Documents Master Deed, Unit Deed, Rules & Regs, Floor Plans, Association Financial Statements, Certificate Of Insurance (6)
County Essex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2002
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
800 sq ft
Total Rooms
5
Stories
3
Entry Level
1
Main Level Bedrooms
2

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Internet Available - Broadband
Windows: Insulated Windows
Basement: N
Laundry: First Floor, In Unit, Washer Hookup
Security:

Construction & Materials

Year Built: 2002
Effective Year (Renovated): 2002
Structure Type: Garden
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 3

Utilities & Systems

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio - Enclosed
Patio & Porch: Patio - Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Assigned, Driveway, Paved, Exclusive Parking

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Bike Path, Highway Access, House of Worship, Marina, Private School, Public School, T-Station

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $422
Homeowners Insurance $200
HOA Fee $439/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

131 Merrimac St # 1, Newburyport MA 01950

Newburyport, MA 01950

Listing Information

Listing Agent Cheryl Caldwell
Listing Office William Raveis Real Estate
Office Phone 978-462-0500
Agent MLS ID C8001265
Office MLS ID AN4850
Listing Data Updated Oct 21, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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