15 Lloyd Street, Winchester MA 01890

Winchester, MA 01890 • Downtown neighborhood location
$1,399,000
Est. $8,413/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
1.5
Baths
2,071
Sq Ft
$676
Price/Sq Ft
0.11
Acres
1900
Year Built
1
Garage Space
16 hours 8 minutes
Time on Market
For Sale Open House Listed Oct 9, 2026 • MLS# 73588977 Copied! • Updated Oct 9, 2026

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Open House Schedule

11
Oct
Sunday, October 11
1:00 PM - 2:30 PM EDT
10
Oct
Saturday, October 10
1:00 PM - 2:30 PM EDT

About this home

Welcome to 15 Lloyd Street, ideally situated in one of Winchester’s most desirable neighborhoods! This charming, recently updated Colonial offers 5 bedrooms, 1.5 baths, and a flexible layout with plenty of space for everyday living, working from home, and entertaining. The inviting sun-drenched living room features high ceilings and opens to the dining room which has slider access to a large deck, along with an eat in kitchen, 1/2 bath and spacious entry foyer blending together to create a warm and welcoming home to enjoy. The second floor features 4 bedrooms including a spacious primary along with a full hall bath. An additional bedroom and office add great bonus space on the third floor. Some recent 2024 updates include new roof, heating system/HVAC, rebuilt front porch, updated electrical, all new hardwood floors, new window and baseboard trim in LR/FR & more! Walk out lower level offers laundry area & provides potential for future expansion/ family, game room. Additional highlights include a detached garage, off-street parking, and lovely yard to enjoy. Conveniently located in the heart of downtown Winchester close to parks, public transportation, and all that Winchester has to offer. This is a wonderful opportunity to enjoy the charm and convenience of this great home located in one of the town’s most sought-after neighborhoods! **Open houses Saturday & Sunday 1-2:30 both days!** 10/10 & 10/11 please stop by!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 9, 2026
$1,399,000
Original listing
Agent: Kim Covino & Co. Team Office: Compass

Tax History

Year Taxes Assessment
2026 $13,662 $1,233,000

Financial Details

Annual Property Tax
$13,662
Tax Year 2026
Assessed Value
$1,233,000

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 2,071 sq ft
Lot Size 0.11 acres
Bedrooms 5
Full Baths 1
Half Baths 1
Total Rooms 9

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Unfinished
Laundry In Basement
Features Home Office

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck - Wood, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Wood
Garage Spaces 1
Has Garage Yes
Features Detached, Garage Door Opener, Paved Drive, Paved
Total Spaces 4
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $13,662
Assessed Value $1,233,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Public Record
Sq Ft Disclosures 690 SF could eve added in basement/ good ceiling height/direct full door walk out
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,071 sq ft
Total Rooms
9

Floor Layout

Interior Features

Flooring: Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer
Interior Features: Home Office
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry, Unfinished
Laundry: In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Rain Gutters
Patio & Porch: Porch, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Garage Door Opener, Paved Drive, Paved
School District
Winchester School District local
A+
✓ School Safety 2024-25
0.1% Very Low (Safest)
0.1% Suspensions 0.1% In-School
↓ 5.4% below state avg
E

Elementary Schools

10 schools
The Wilder School
1.3 mi
Grades K-12
Acera School
1.4 mi
Grades K-08
A+
Lincoln Elementary School
0.3 mi | #73 of 825 | Score: 60.6
Dropped 28 spots from last year
+2.4 above state avg
338 students Moderate
Strong Attendance
Grades K-05
Children's Own School
0.6 mi
Grades PK-K
St. Mary Elementary School
0.6 mi
Grades PK-05
A+
Ambrose Elementary School
1.0 mi | #13 of 825 | Score: 65.8
Improved 34 spots from last year
+7.6 above state avg
377 students Moderate
Rising School Strong Attendance
Grades K-05
A+
Muraco Elementary School
1.2 mi | #64 of 825 | Score: 61.2
Improved 60 spots from last year
+3 above state avg
296 students Diverse
Rising School Strong Attendance
Grades K-05
A+
Lynch Elementary School
1.2 mi | #87 of 825 | Score: 59.9
Dropped 5 spots from last year
+1.7 above state avg
472 students Diverse
Diverse Student Body Strong Attendance
Grades PK-05
Creative Corner School Inc
1.4 mi
Grades PK-K
A+
Vinson-Owen Elementary School
2.0 mi | #46 of 825 | Score: 62.7
Improved 106 spots from last year
+4.5 above state avg
387 students Diverse
Rising School Strong Attendance
Grades PK-05
M

Middle Schools

1 school
A+
McCall Middle School
0.2 mi | #15 of 352 | Score: 62.8
Dropped 2 spots from last year
+4.6 above state avg
1,053 students Diverse
Strong Attendance
Grades 06-08
H

High Schools

1 school
A+
Winchester High School
0.7 mi | #16 of 346 | Score: 74.0
Improved 19 spots from last year
+15.8 above state avg
1,418 students Diverse
20 sports • 2,818 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

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Property Tax $1,139
Homeowners Insurance $200
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Payment Over Time

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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

Downtown neighborhood location

15 Lloyd Street, Winchester MA 01890

Winchester, MA 01890

Listing Information

Listing Agent Kim Covino & Co. Team
Listing Office Compass
Office Phone 781-219-0313
Agent MLS ID TM347383
Office MLS ID AN6433
Listing Data Updated Oct 9, 2026 1:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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