15 Mccarthy St, Franklin MA 02038

Franklin, MA 02038
$524,990
Est. $3,334/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
1,729
Sq Ft
$304
Price/Sq Ft
0.19
Acres
1900
Year Built
1
Garage Space
4 hours 10 minutes
Time on Market
For Sale Open House Listed Oct 6, 2026 • MLS# 73586901 Copied! • Updated Oct 6, 2026

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Open House Schedule

11
Oct
Sunday, October 11
1:00 PM - 3:00 PM EDT
10
Oct
Saturday, October 10
12:00 PM - 2:00 PM EDT

About this home

Attention first-time homebuyers and investors! Fantastic opportunity in Franklin! This two-family property offers the flexibility to live in one unit while generating rental income from the other. Featuring a total of 4 bedrooms and 2 full bathrooms, each unit offers its own kitchen, living area, full bath, and separate utilities. Both units will be delivered vacant at closing, giving the new owner the flexibility to occupy one or both units, select their own tenants, and establish new rental terms. Additional features include a detached garage, extra storage, and off-street parking. The spacious rear portion of the property offers additional possibilities, including potential for an Accessory Dwelling Unit (ADU), subject to buyer due diligence. Enjoy a convenient location near schools, Downtown Franklin, shopping, restaurants, major routes, and just minutes from the Franklin commuter rail station with service to Boston. Municipal water and sewer. Whether you're looking to purchase your first home, generate rental income, or expand your investment portfolio. Don't miss this incredible opportunity to own a two-family property in Franklin-schedule you showing today!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 6, 2026
$524,990
Original listing
Agent: Ana Loja Office: Afonso Real Estate

Tax History

Year Taxes Assessment
2026 $5,752 $503,700

Financial Details

Annual Property Tax
$5,752
Tax Year 2026
Assessed Value
$503,700

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 1,729 sq ft
Lot Size 0.19 acres
Stories 2
Bedrooms 4
Full Baths 2
Total Rooms 9

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Oil
Cooling Window Unit(s)
Flooring Vinyl, Hardwood
Appliances Range, Refrigerator
Fireplace None
Basement Walk-out Access
Laundry None
Features Living Room, Kitchen, Mudroom
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed
Garage Spaces 1
Has Garage Yes
Features Paved Drive, Off Street, Paved
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven

Financial

Annual Tax $5,752
Assessed Value $503,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Buyer And Buyers Agent To Perform Their Own Due Diligence And Verify All Information, Including Potential Adu Use.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Norfolk

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
1,729 sq ft
Total Rooms
9
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Vinyl, Hardwood
Appliances: Range, Refrigerator
Interior Features: Living Room, Kitchen, Mudroom
Windows:
Basement: Walk-Out Access
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone
Stories: 2

Heating, Cooling & Utilities

Heating: Oil
Cooling: Window Unit(s)
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed
Fencing:
Other Structures: Shed(s)
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street, Paved
School District
Franklin School District local
A
🎓 Where Graduates Go Class of 2021
84% attend college
79% 4-Year 5% 2-Year 45% Out of State 4% Working
✓ School Safety 2024-25
0.7% Low
0.7% Suspensions 1.7% In-School
↓ 4.8% below state avg
E

Elementary Schools

3 schools
Franklin Early Childhood Development Center
0.8 mi
116 students Diverse
Diverse Student Body
Grades PK
Amego School
0.8 mi
Grades PK-12
A
Benjamin Franklin Classical Charter Public School
1.8 mi | #64 of 352 | Score: 54.4
Improved 16 spots from last year
-3.8 below state avg
899 students Diverse
Diverse Student Body Strong Attendance
Grades K-08
M

Middle Schools

3 schools
Franklin Middle School
0.8 mi
1,008 students Moderate
Grades 06-08
C+
Bellingham Memorial Middle School
3.6 mi | #227 of 352 | Score: 38.5
Improved 13 spots from last year
-19.7 below state avg
578 students Moderate
Grades 04-07
A-
King Philip Regional Middle School
4.1 mi | #94 of 352 | Score: 50.3
Improved 31 spots from last year
-7.9 below state avg
671 students Moderate
Rising School
Grades 07-08
H

High Schools

3 schools
A
Franklin High School
0.9 mi | #57 of 346 | Score: 66.3
Improved 35 spots from last year
+8.1 above state avg
1,379 students Moderate
18 sports • 2,232 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
A-
Tri-County Regional Vocational Technical
1.3 mi | #81 of 346 | Score: 62.8
Improved 57 spots from last year
+4.6 above state avg
992 students Moderate
Strong AP Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
B-
Bellingham High School
3.4 mi | #190 of 346 | Score: 52.9
Improved 37 spots from last year
-5.3 below state avg
764 students Moderate
16 sports • 1,234 athletes
Strong AP Program Rising School College Ready Curriculum Strong Athletics
Grades 08-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $479
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

15 Mccarthy St, Franklin MA 02038

Franklin, MA 02038

Listing Information

Listing Agent Ana Loja
Listing Office Afonso Real Estate
Office Phone 508-478-7286
Agent MLS ID CN252976
Office MLS ID BB4015
Listing Data Updated Oct 6, 2026 12:10 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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