161 Smith St, Lowell MA 01851
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20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Well-maintained two-family in Lowell’s Highlands, ideal for an owner-occupant or investor! Unit 1 offers 3 bedrooms, 1 full bath, and approximately 1,100 sq ft and is tenant-occupied on a month-to-month basis at $2,000/month. Unit 2 spans the second and third floors with 5 bedrooms, 1 full bath, and approximately 1,700 sq ft, featuring fresh paint throughout, new second-floor carpeting, and ceiling fans in most second-floor rooms. Both units offer kitchens with granite counters, stainless steel appliances, vented range hoods, in-unit laundry, and separate walk-out exterior access. Most rooms feature 9-foot ceilings. Optional basement storage. Enjoy a spacious backyard with a new fence (2026), fire pit, 10 x 12 shed, and 6 x 8 greenhouse. Updates include approximately 2-year-old gas water heaters in both units, Nest programmable thermostats, and windows and electrical updated in 2015. Separately metered utilities; tenants pay heat, hot water, and electricity. Lead paint compliant. Potential for A/C. On-street parking. First-floor washer and dryer belong to the tenant. Convenient to shopping, dining, parks, downtown Lowell, commuter rail, the Lowell Connector, Route 3, and I-495.
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Property History
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Listed for Sale
Oct 6, 2026| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/06/2026 | 🏠 Listed for Sale | $675,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,044 | $532,500 |
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Highlands
161 Smith St, Lowell MA 01851
Lowell, MA 01851
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