172 Middle St # 501, Lowell MA 01852

Lowell, MA 01852
$290,000
Est. $2,286/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1
Baths
811
Sq Ft
$358
Price/Sq Ft
1880
Year Built
48
Days on Market
For Sale Listed Sep 10, 2026 • MLS# 73575722 Copied! • Updated Oct 28, 2026

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About this home

Welcome to The Ayer Lofts, a unique historic condominium in the heart of downtown Lowell, located on charming Cobblestone Street. This inviting loft offers character and modern comfort, with exposed brick walls and wood beams creating a warm, distinctive feel. Enjoy all new flooring throughout, along with an updated kitchen featuring new stainless steel appliances and an updated bath with fresh, modern touches. An in-unit storage closet provides added convenience. The condo fee includes water and sewer, along with laundry facilities and an elevator. This pet-friendly complex is ideally located close to highways, shops, restaurants, entertainment, and all that downtown Lowell has to offer. Come experience the charm and convenience of The Ayer Lofts!

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Price & Status History

Market Insights

Property Timeline

🏠
Listed for Sale
Sep 11, 2026
$290,000
Original listing
Agent: Dianna Doherty Office: RE/MAX Innovative Properties
🏠
Listed for Sale
Sep 11, 2026
$290,000
Original listing
Agent: Dianna Doherty Office: RE/MAX Innovative Properties

Tax History

Year Taxes Assessment
2025 $3,358 $292,500

Financial Details

Annual Property Tax
$3,358
Tax Year 2025
HOA Fee
$340
Monthly
Assessed Value
$292,500

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1880
Living Area 811 sq ft
Stories 1
Bedrooms 1
Full Baths 1
Total Rooms 2

Interior

Heating Heat Pump, Electric
Cooling Heat Pump, Fan Coil
Flooring None
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement N
Laundry In Building
Features None

Exterior

Construction Brick
Architecture None
Roof Rubber
Features City View(s)
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $3,358
Assessed Value $292,500

HOA & Community

HOA Fee $340 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities Laundry, Elevator(s)
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Parking On Street Or Monthly Pass At Market St Garage
Possession None
Accepted Financing None
Structure Type ["Garden"]
Unit/Building 501
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 9 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1880
Bedrooms
1
Full Bathrooms
1
Living Area
811 sq ft
Total Rooms
2
Stories
1
Entry Level
5

Floor Layout

Interior Features

Flooring:
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement: N
Laundry: In Building
Security: Intercom, TV Monitor

Construction & Materials

Year Built: 1880
Structure Type: Garden
Exterior Materials: Brick
Roof: Rubber
Foundation:
Stories: 1

Utilities & Systems

Heating: Heat Pump, Electric
Cooling: Heat Pump, Fan Coil
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: City View(s)
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Special Features

View: Yes
View Type: City
Community Amenities: Public Transportation, Shopping, Highway Access, T-Station

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $280
Homeowners Insurance $200
HOA Fee $340/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

172 Middle St # 501, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Dianna Doherty
Listing Office RE/MAX Innovative Properties
Office Phone 978-851-3030
Agent MLS ID D9500135
Office MLS ID AN8200
Listing Data Updated Oct 28, 2026 7:29 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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