173-175 Shirley St # 6, Winthrop MA 02152

Winthrop, MA 02152
$519,000
Est. $3,658/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,256
Sq Ft
$413
Price/Sq Ft
1900
Year Built
1
Parking
New today
Time on Market
For Sale Listed Oct 22, 2026 • MLS# 73594243 Copied! • Updated Oct 22, 2026

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About this home

Top-floor, two-level 3 bed / 2 full bath a short walk from Winthrop Beach, fully refreshed in 2026: refinished hardwood, new paint throughout, renovated main-level bath, refinished kitchen cabinets. The main floor opens from a sunny living room into a white kitchen with recent stainless appliances, stone counters, pressed-tin ceiling and a pantry closet, with a back door to the rear deck. Two bedrooms and a full bath complete this level. Upstairs is a skylit primary suite with its own full bath, built-in shelving and in-unit laundry. New windows, new skylights and a new roof take the big-ticket items off the table in this 1900 building, and the condo fee covers heat and hot water. No one above you, ocean glimpses from the front windows, pets welcome, and a dedicated off-street parking space so you never hunt for beach parking. Walk to the sand, Shirley St shops, restaurants, schools and the athletic fields; the bus to the Blue Line puts you downtown in about 25 minutes, and Logan is minutes away.

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 22, 2026
$519,000
Original listing
Agent: Reserve Team Office: Reference Real Estate

Tax History

Year Taxes Assessment
2026 $4,726 $424,200

Financial Details

Annual Property Tax
$4,726
Tax Year 2026
HOA Fee
$440
Monthly
Assessed Value
$424,200

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 1,256 sq ft
Stories 2
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard, Electric, Common
Cooling None
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Y
Laundry Second Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Off Street, Assigned, Stone/gravel
Total Spaces 1
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,726
Assessed Value $424,200

HOA & Community

HOA Fee $440 Monthly
Fee Includes Heat, Water, Sewer, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash
Amenities Hot Water
Optional Fee Includes None
Pets Yes
Lead Paint Unknown
Seller Disclosures Some Rooms Are Virtually Staged.
Possession None
Accepted Financing None
Structure Type ["Low-Rise"]
Unit/Building 6
Sq Ft Source Appraiser
Documents None
County Suffolk

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Living Area
1,256 sq ft
Total Rooms
5
Stories
2
Entry Level
3

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement: Y
Laundry: Second Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Effective Year (Renovated): 2004
Structure Type: Low-Rise
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 2

Utilities & Systems

Heating: Baseboard, Electric, Common
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned, Stone/Gravel
School District
Winthrop School District local
C
✓ School Safety 2024-25
0.3% Low
0.3% Suspensions
↓ 5.2% below state avg
E

Elementary Schools

3 schools
William P. Gorman/Fort Banks Elementary School
0.4 mi
486 students Moderate
Grades PK-02
B-
Arthur T. Cummings Elementary School
0.6 mi | #447 of 825 | Score: 46.2
Improved 107 spots from last year
-12 below state avg
466 students Moderate
Rising School
Grades 03-05
B
Beachmont Veterans Memorial School
1.3 mi | #351 of 825 | Score: 48.9
Improved 62 spots from last year
-9.3 below state avg
333 students Diverse
Rising School
Grades PK-05
M

Middle Schools

3 schools
B+
Winthrop Middle School
0.2 mi | #118 of 352 | Score: 47.7
Dropped 25 spots from last year
-10.5 below state avg
455 students Moderate
Grades 06-08
C
Garfield Middle School
1.8 mi | #265 of 352 | Score: 35.1
Dropped 13 spots from last year
-23.1 below state avg
532 students Moderate
Grades 06-08
A-
Rumney Marsh Academy
2.8 mi | #5 of 16 | Score: 37.8
Improved 307 spots from last year
-20.5 below state avg
538 students Moderate
Rising School Strong Attendance
Grades 06-08
H

High Schools

3 schools
C+
Winthrop High School
0.2 mi | #238 of 346 | Score: 48.4
Dropped 109 spots from last year
-9.8 below state avg
553 students Moderate
18 sports • 1,118 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
D
CityLab Innovation High School
1.3 mi | #330 of 346 | Score: 28.3
Improved 11 spots from last year
-29.9 below state avg
128 students Moderate
College Ready Curriculum
Grades 09-12
C
Revere High School
2.8 mi | #246 of 346 | Score: 47.4
Dropped 14 spots from last year
-10.8 below state avg
1,959 students Moderate
18 sports • 1,334 athletes
Early College Program College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

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Loan Amount
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $394
Homeowners Insurance $200
HOA Fee $440/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

173-175 Shirley St # 6, Winthrop MA 02152

Winthrop, MA 02152

Listing Information

Listing Agent Reserve Team
Listing Office Reference Real Estate
Office Phone 781-342-0052
Agent MLS ID TM362024
Office MLS ID AN8944
Listing Data Updated Oct 22, 2026 5:01 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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