20-26 Howard St, Lowell MA 01851

Lowell, MA 01851 • Downtown

$975,000

Est. $6,081/month

Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5,351

Sq Ft

$182

Price/Sq Ft

0.19

Acres

1988

Year Built

New today

Time on Market

For Sale Listed Oct 12, 2026 • MLS# 73589566 Copied! • Updated Oct 12, 2026

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About this home

Rare opportunity to own TWO well-maintained commercial buildings on a desirable corner lot in the heart of downtown Lowell, built in 1988! The 20 Howard St building features two separate spaces with a garage bay on each side (previously an auto body business), an office area, and a half bath on the upper level. The 26 Howard St building is currently vacant and offers a large garage bay, expansive work area, 1.5 baths, a full kitchen with washer/dryer hookups, gas forced hot air heating, central A/C, and excellent insulation. Both buildings showcase solid brick construction and impressive 12-ft ceilings. A parking lot accommodates approximately 10 vehicles plus additional off-street parking. Endless potential for owner-users, investors, contractors, retail, storage, automotive use, and more. Also offered separately as 20 Howard St and 26 Howard St (separately deeded parcels)

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠

Listed for Sale

Oct 12, 2026

$975,000

Original listing

Agent: Christian Doherty Office: Doherty Properties

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
10/12/2026	🏠 Listed for Sale	$975,000	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$11,412	—

Financial Details

Annual Property Tax

$11,412

Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale

Year Built 1988

Living Area 5,351 sq ft

Lot Size 0.19 acres

Investment Metrics

Gross Income $62,400

Interior

Heating None

Cooling None

Flooring None

Appliances None

Fireplace None

Basement None

Laundry None

Features None

Exterior

Construction None

Architecture None

Roof Rubber

Features None

Pool None

Spa None

Fencing None

Patio/Porch None

Parking

Features None

Utilities

Electric None

Water None

Sewer None

Gas None

Other Public Water, Public Sewer, Natural Gas Available

Financial

Annual Tax $11,412

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

MA Disclosures

Seller Disclosures All Information Deemed Reliable But Not Guaranteed. Seller Has Reviewed And Approved All Listing Information. Buyer And Buyers Agent To Verify All Information Including Measurements, Square Footage, Room Sizes, Taxes, And Property Details. Listing Agent And Seller Did Not Measure The Property.

Additional Details

Possession None

Accepted Financing None

Structure Type []

Documents None

County Middlesex

Property Overview

Listing Type

For Sale

Year Built

1988

Living Area

5,351 sq ft

Floor Layout

Interior Features

Flooring:

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Construction & Materials

Year Built: 1988

Structure Type:

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Roof: Rubber

Foundation:

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Exterior & Lot

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Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

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Loan Amount

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Home Price

Down Payment

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Down: $0

Interest Rate

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Loan Term 30 years 15 years

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $951

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

Rate Impact

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Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Downtown

20-26 Howard St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Christian Doherty

Listing Office Doherty Properties

Office Phone 978-746-0124

Agent MLS ID CT003020

Office MLS ID AC0904

Listing Data Updated Oct 12, 2026 11:22 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate

BMN Boston Powered by SERHANT

mail@steve-novak.com

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