20 Cedar Swamp Lane, Chatham MA 02633

Chatham, MA 02633
$995,000
Est. $5,483/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
710
Sq Ft
$1,401
Price/Sq Ft
0.47
Acres
1950
Year Built
3
Parking
New today
Time on Market
For Sale Open House Listed Oct 19, 2026 • MLS# 73592561 Copied! • Updated Oct 19, 2026

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Open House Schedule

24
Oct
Saturday, October 24
10:30 AM - 12:30 PM EDT

About this home

Discover the essence of Cape Cod living at this waterfront retreat on Stage Harbor. Tucked away on a quiet lane yet close to Chatham Village, the property offers sweeping views with ever-changing tidal scenery, birdlife, and spectacular sunsets. The home features a welcoming coastal vibe with sun-filled living spaces, while outdoor areas are ideal for entertaining or quiet reflection. A firepit sets the stage for summer evenings, the perfect way to end the day toasting marshmallows. Whether enjoyed as a seasonal getaway or a year-round residence, 20 Cedar Swamp Lane captures the very best of Chatham. Buyers and agents, please verify all herein.

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 19, 2026
$995,000
Original listing
Agent: Ellen Valentgas Office: Sotheby's International Realty

Tax History

Year Taxes Assessment
2026 $3,015 $870,800

Financial Details

Annual Property Tax
$3,015
Tax Year 2026
Assessed Value
$870,800

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1950
Living Area 710 sq ft
Lot Size 0.47 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Forced Air, Heat Pump
Cooling Central Air, Heat Pump
Flooring None
Appliances None
Fireplace None
Fireplaces 1
Basement Crawl Space
Laundry None
Features None

Exterior

Construction None
Architecture Ranch
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Total Spaces 3
Electric None
Water Public
Sewer Private Sewer
Gas None
Other None
Annual Tax $3,015
Assessed Value $870,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Barnstable

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
2
Full Bathrooms
1
Living Area
710 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Crawl Space
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 1950
Structure Type:
Exterior Materials:
Roof:
Foundation: Block

Utilities & Systems

Heating: Forced Air, Heat Pump
Heating Zones: 1
Cooling: Central Air, Heat Pump
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features:

Special Features

Fireplaces: 1
Fireplace Type:
Waterfront: Yes
Waterfront Type: Waterfront
View: Yes
View Type: Scenic View(s)
Community Amenities:
School District
Monomoy Regional School District local
C+
⚠ School Safety 2024-25
3.5% Above Average
2.8% Suspensions 1.5% In-School 0.7% Emergency
↓ 2.0% below state avg
E

Elementary Schools

1 school
B+
Chatham Elementary School
1.1 mi | #308 of 825 | Score: 50.5
Dropped 105 spots from last year
-7.7 below state avg
153 students Diverse
Grades PK-04
M

Middle Schools

2 schools
B+
Monomoy Regional Middle School
1.6 mi | #121 of 352 | Score: 47.4
Dropped 40 spots from last year
-10.8 below state avg
381 students Moderate
Grades 05-07
B-
Cape Cod Lighthouse Charter School
3.7 mi | #186 of 352 | Score: 41.6
Improved 94 spots from last year
-16.6 below state avg
246 students Less Diverse
Rising School
Grades 06-08
Learn about these ratings

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $251
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Cedar Swamp Lane, Chatham MA 02633

Chatham, MA 02633

Listing Information

Listing Agent Ellen Valentgas
Listing Office Sotheby's International Realty
Office Phone 508-428-9115
Agent MLS ID CN203744
Office MLS ID AN0730
Listing Data Updated Oct 19, 2026 4:01 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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