20 Harvard St., Somerville MA 02143

Somerville, MA 02143 • Spring Hill
$1,050,000
Est. $6,072/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,382
Sq Ft
$760
Price/Sq Ft
0.07
Acres
1960
Year Built
2
Parking
17
Days on Market
Sale Pending Listed Sep 23, 2026 • MLS# 73581315 Copied! • Updated Oct 11, 2026

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About this home

On a lovely Spring Hill street near many notable historic homes, 20 Harvard St. offers a more modern (built circa1960) layout. It is a rare single family home with a fenced yard and driveway perched on 1-way street near the crest of the hill. The front yard offers space to garden. Inside, the living room is to the left and the dining room to the right. Beyond the dining room is the kitchen, with backdoor leading to a deck and large, fenced backyard, ideal for playing, entertaining, and gardening. Next to the kitchen is a hallway with coat closet and a full, tiled bathroom with linen closet; on the opposite side is a first-floor bedroom. Upstairs are two more bedrooms with another full bath between them. All of the living areas have wood floors and the bathrooms are tiled. The unfinished basement houses the laundry and systems and has an exterior entry. The long driveway is to the left of the property with a gate to the backyard. Occupied by the same family since 1960, the home offers many possibilities for the next family to do their own updates and create new memories there.

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

📋
Status: Active under contract
Oct 1, 2026
Active → Active Under Contract
⏳
Pending Sale
Sep 29, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Sep 23, 2026
$1,050,000
Original listing
Agent: Thalia C. Tringo Office: Thalia Tringo & Associates Real Estate, Inc.

Tax History

Year Taxes Assessment
2026 $6,757 $1,032,300

Financial Details

Annual Property Tax
$6,757
Tax Year 2026
Assessed Value
$1,032,300

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1960
Living Area 1,382 sq ft
Lot Size 0.07 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Electric Baseboard
Cooling None
Flooring Wood, Tile
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Unfinished
Laundry In Basement
Features None

Exterior

Construction None
Architecture Other (see Remarks)
Roof Shingle
Features Deck, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck
Features Off Street, Paved
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $6,757
Assessed Value $1,032,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Sold As Is. Including All Appliances In As-is Condition. Taxes Listed Include 2026 Residential Exemption Of $4, 578.
Possession None
Accepted Financing None
Structure Type []
House Color white
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 18 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1960
Bedrooms
3
Full Bathrooms
2
Living Area
1,382 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Interior Entry, Unfinished
Laundry: In Basement
Security:

Construction & Materials

Style: Other (See Remarks)
Year Built: 1960
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Electric Baseboard
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Fenced Yard, Garden
Patio & Porch: Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $563
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Spring Hill

20 Harvard St., Somerville MA 02143

Somerville, MA 02143

Listing Information

Listing Agent Thalia C. Tringo
Listing Office Thalia Tringo & Associates Real Estate, Inc.
Office Phone 617-616-5091
Agent MLS ID BB802121
Office MLS ID AC1102
Listing Data Updated Oct 11, 2026 11:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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