20 Joy St # 1, Boston MA 02114

Boston, MA 02114 • Beacon Hill
$1,295,000
$1,240,000
Est. $7,682/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,057
Sq Ft
$1,173
Price/Sq Ft
0.02
Acres
1855
Year Built
20
Days on Market
For Sale Price Drop -$55,000 Open House Listed Oct 1, 2026 • MLS# 73585076 Copied! • Updated Oct 20, 2026

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Open House Schedule

25
Oct
Sunday, October 25
12:00 PM - 1:30 PM EDT

About this home

Ideally located in the heart of Beacon Hill, 20 Joy Street #1 is a charming 2-bedroom, 2-bath parlor and garden-level duplex offering a rare combination of space, privacy, and convenience. The home features an updated kitchen, well-proportioned living spaces, excellent storage throughout, and charming patio just off the kitchen. Set within a small association and just moments from Beacon Hill’s shops, restaurants, parks, and the Charles River, this is a wonderful opportunity to enjoy classic Beacon Hill living with the comfort of a thoughtful, functional layout.

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Recently Sold Nearby

Price & Status History

Market Insights

1
Price Changes
4.2%
Price Range

Property Timeline

↓
Price Reduced
Oct 16, 2026
$1,240,000 $55,000 (-4.25%)
From $1,295,000 to $1,240,000 (-4.2%)
🏠
Listed for Sale
Oct 1, 2026
$1,295,000
Original listing
Agent: Marc Marsan Office: Red Brick Real Estate, LLC

Tax History

Year Taxes Assessment
2026 $9,472 $763,900

Financial Details

Annual Property Tax
$9,472
Tax Year 2026
HOA Fee
$423
Monthly
Assessed Value
$763,900

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1855
Living Area 1,057 sq ft
Lot Size 0.02 acres
Stories 2
Bedrooms 2
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard
Cooling Ductless
Flooring Wood
Appliances None
Fireplace None
Fireplaces 1
Basement N
Laundry None
Features None

Exterior

Construction Brick
Architecture None
Roof None
Features Patio
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features On Street
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $9,472
Assessed Value $763,900

HOA & Community

HOA Fee $423 Monthly
Fee Includes Heat, Insurance
Amenities Hot Water
Optional Fee Includes None
Owner-Occupied Units 2
Pets Yes
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type ["Rowhouse"]
Unit/Building 1
Sq Ft Source Public Record
Documents Master Deed, Rules & Regs (2)
County Suffolk
Total market time (incl. prior listings) 19 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1855
Bedrooms
2
Full Bathrooms
2
Living Area
1,057 sq ft
Total Rooms
5
Stories
2
Entry Level
1

Floor Layout

Interior Features

Flooring: Wood
Appliances:
Interior Features:
Windows:
Basement: N
Laundry:
Security:

Construction & Materials

Year Built: 1855
Structure Type: Rowhouse
Exterior Materials: Brick
Roof:
Foundation:
Stories: 2

Utilities & Systems

Heating: Baseboard
Cooling: Ductless
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features: On Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Medical Facility

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $789
Homeowners Insurance $200
HOA Fee $423/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Beacon Hill

20 Joy St # 1, Boston MA 02114

Boston, MA 02114

Listing Information

Listing Agent Marc Marsan
Listing Office Red Brick Real Estate, LLC
Office Phone 617-248-8899
Agent MLS ID NB111142
Office MLS ID NB2003
Listing Data Updated Oct 20, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
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