20 Rivercliff Rd, Lowell MA 01852

Lowell, MA 01852 • Belvidere
$595,000
Est. $3,708/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
1,174
Sq Ft
$507
Price/Sq Ft
0.36
Acres
1953
Year Built
1
Garage Space
New today
Time on Market
For Sale Listed Oct 20, 2026 • MLS# 73593100 Copied! • Updated Oct 21, 2026

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About this home

20 Rivercliff Rd is an absolutely adorable ranch in the heart of Belvidere that exudes warmth and charm. This 2 bedroom, 1 full bath home is delightful with custom built-ins, beautiful hardwood floors, and pretty woodwork. The kitchen features solid wood ceiling-height cabinets, updated quartz countertops, and a pantry closet. There is a lovely formal dining room and a good sized living room with a wall of built-in cabinetry and a gas fireplace. The bedrooms both have hardwood floors and are freshly painted. The screen porch is a cozy 3-season retreat that overlooks the beautiful tree-lined backyard: perfect for eating meals or relaxing with coffee in the warmer months. There is an attached 1-car garage, a full basement for storage, and an oversized attic that could potentially hold the key to future expansion. Set on a nice lot and oozing curb-appeal, this may be the perfect Belvidere home that you've been waiting for!

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 20, 2026
$595,000
Original listing
Agent: Katy Barry Office: Coldwell Banker Realty - Lowell

Tax History

Year Taxes Assessment
2026 $5,998 $528,500

Financial Details

Annual Property Tax
$5,998
Tax Year 2026
Assessed Value
$528,500

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1953
Living Area 1,174 sq ft
Lot Size 0.36 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Laminate, Hardwood
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Interior Entry, Unfinished
Laundry Second Floor, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Porch - Screened, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Screened
Garage Spaces 1
Has Garage Yes
Features Attached, Storage, Paved Drive, Off Street, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, Washer Hookup
Annual Tax $5,998
Assessed Value $528,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color tan
Sq Ft Source Public Record
Sq Ft Disclosures Floor plans provided for convenience only; may not be exact.
Documents None
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1953
Bedrooms
2
Full Bathrooms
1
Living Area
1,174 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Laminate, Hardwood
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Interior Entry, Unfinished
Laundry: Second Floor, Washer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1953
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Utilities & Systems

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Screened, Rain Gutters
Patio & Porch: Screened
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Storage, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Golf, Medical Facility, Highway Access, House of Worship, Private School, Public School, University
School District
Lowell School District local
C-
⚠ School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
↓ 2.5% below state avg
E

Elementary Schools

10 schools
Immaculate Conception School
0.9 mi
Grades PK-08
Lowell Youth Treatment Center
1.0 mi
Grades 01-12
St. Michael Elementary School
1.1 mi
Grades PK-08
B-
Pyne Arts School
1.3 mi | #180 of 352 | Score: 42.1
Improved 46 spots from last year
-16.1 below state avg
471 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
1.5 mi | #8 of 16 | Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students Diverse
Rising School Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
1.5 mi | #154 of 352 | Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades PK-08
St. Louis Elementary School
1.5 mi
Grades PK-08
Hellenic American Academy
1.7 mi
Grades PK-08
St. Patrick School and Educational Center
1.8 mi
Grades PK-08
C
Bartlett Community Partnership School
2.3 mi | #270 of 352 | Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students Diverse
Diverse Student Body
Grades PK-08
M

Middle Schools

7 schools
C
James Sullivan Middle School
0.3 mi | #267 of 352 | Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.4 mi | #288 of 352 | Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
Benjamin F. Butler Middle School
1.8 mi | #260 of 352 | Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students Diverse
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
2.1 mi | #199 of 352 | Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
2.4 mi
15 students Diverse
Grades 01-08
B+
James S Daley Middle School
3.1 mi | #128 of 352 | Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students Diverse
Rising School Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
3.4 mi | #249 of 352 | Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
D
Leblanc Therapeutic Day School
0.8 mi | #376 of 346 | Score: 32.8
Same rank as last year
31 students Diverse
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.4 mi | #337 of 346 | Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.8 mi
Grades 09-12
F
The Career Academy
2.2 mi | #25 of 25 | Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students Diverse
Rising School Diverse Student Body
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $500
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Year 15
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Year 30
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Location

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Neighborhood

Belvidere

20 Rivercliff Rd, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Katy Barry
Listing Office Coldwell Banker Realty - Lowell
Office Phone 603-334-1900
Agent MLS ID CN218507
Office MLS ID AN9588
Listing Data Updated Oct 21, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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