Dimensions11 x 10
FeaturesCloset, Flooring - Hardwood, Cable Hookup
LevelSecond
21 Elm Street, Melrose MA 02176
Melrose, MA 02176 • Horace Mann
$1,150,000
Est. $6,963/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
08
Oct
Thursday, October 8
10:30 AM - 12:00 PM EDT
11
Oct
Sunday, October 11
11:30 AM - 1:30 PM EDT
10
Oct
Saturday, October 10
11:30 AM - 1:30 PM EDT
About this home
An exquisite Center Entrance Colonial of timeless appeal, this residence is perfectly situated on a tranquil side street within the coveted Horace Mann neighborhood. Upon entry, a stately foyer welcomes guests, showcasing an elegant staircase that ascends gracefully to the upper quarters. To the right, one discovers an expansive, front-to-back living room anchored by a brick fireplace with a handsome wood mantel; beyond a glass paneled pocket door lies a sun-drenched, versatile sanctuary ideal for a private study or den. To the left of the foyer, a formal dining room embellished with classic chair rail mouldings transitions seamlessly into an updated eat-in kitchen, where granite countertops and premium stainless-steel appliances meet a breakfast bar as well as a breakfast nook. The casual dining area, featuring a bay window, offers captivating views of the expansive 11,000+ square-foot level grounds-a verdant, fenced in oasis meticulously maintained and includes a patio for dining and entertaining. The second level is comprised of four corner bedrooms and a full bath featuring a jetted soaking tub, providing a serene retreat for relaxation. A walk-up attic provides exceptional storage. The lower level further enhances the homes footprint offering a finished, heated game/media room. a three-quarter bath and a dedicated workshop. Completing this exceptional offering is an oversize two-car garage with loft storage, supplemented by a driveway that accommodates six additional vehicles.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 7, 2026
$1,150,000
Original listing
Agent: Lisa Howitt
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/07/2026 | 🏠 Listed for Sale | $1,150,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $11,371 | $991,400 |
Financial Details
Annual Property Tax
$11,371
Tax Year 2026
Assessed Value
$991,400
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1910
Living Area
2,292 sq ft
Lot Size
0.26 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
9
Interior
Heating
Baseboard, Natural Gas
Cooling
Central Air, Wall Unit(s)
Flooring
Tile, Carpet, Hardwood, Flooring - Wall To Wall Carpet, Flooring - Hardwood, Flooring - Stone/ceramic Tile
Appliances
Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
Full, Partially Finished, Interior Entry, Concrete
Laundry
Electric Dryer Hookup, Washer Hookup, Lighting - Overhead, In Basement
Features
Cable Hookup, Lighting - Overhead, Game Room, Foyer, Mud Room, Walk-up Attic, Internet Available - Unknown
Exterior
Construction
Frame
Architecture
Colonial
Roof
None
Features
Patio, Storage, Sprinkler System, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Detached, Garage Door Opener, Storage, Garage Faces Side, Paved Drive, Off Street, Paved
Total Spaces
8
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, Washer Hookup
Financial
Annual Tax
$11,371
Assessed Value
$991,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Showings Are Limited To The Four Open Houses Due To Pets On Premises. Please Do Not Enter The Yard Unless Accompanied By La. Central Ac On Second Floor Only. Irrigation System In Front And Side Yard-not In The Backyard. Pls See Firm Remarks For Additional Details.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Sq Ft Disclosures
Measurements are for marketing purposes and Buyers should perform due diligence.
Documents
None
County
Middlesex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,292 sq ft
Total Rooms
9
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,292 sq ft above grade
225 sq ft below grade
Dimensions11 x 10
FeaturesCloset, Flooring - Hardwood
LevelSecond
Dimensions12 x 9
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead
LevelSecond
Dimensions9 x 6
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Jacuzzi / Whirlpool Soaking Tub, Lighting - Sconce
LevelSecond
Dimensions14 x 12
FeaturesCloset, Flooring - Hardwood, Closet - Double
LevelSecond
Dimensions21 x 23
FeaturesCloset, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Overhead
LevelFirst
Dimensions8 x 5
FeaturesBathroom - Half, Flooring - Stone/Ceramic Tile, Lighting - Overhead
LevelFirst
Dimensions13 x 12
FeaturesFlooring - Hardwood, Chair Rail, Lighting - Overhead
LevelFirst
Dimensions18 x 7
FeaturesCeiling Fan(s), Flooring - Wall to Wall Carpet, Lighting - Overhead, Pocket Door
LevelFirst
Dimensions23 x 12
FeaturesFlooring - Hardwood, Cable Hookup, Lighting - Sconce, Pocket Door
LevelFirst
Dimensions9 x 4
FeaturesBathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Lighting - Overhead
LevelBasement
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (3)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Hardwood, Flooring - Wall to Wall Carpet, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
Appliances:
Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features:
Cable Hookup, Lighting - Overhead, Game Room, Foyer, Mud Room, Walk-up Attic, Internet Available - Unknown
Windows:
Insulated Windows
Basement:
Full, Partially Finished, Interior Entry, Concrete
Laundry:
Electric Dryer Hookup, Washer Hookup, Lighting - Overhead, In Basement
Security:
Security System
Construction & Materials
Style:
Colonial
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
Central Air, Wall Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Storage, Sprinkler System, Fenced Yard
Patio & Porch:
Patio
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Corner Lot, Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
8
Parking Features:
Detached, Garage Door Opener, Storage, Garage Faces Side, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, Sidewalks
Nearby Schools
School District
Melrose School District local
A
School Safety
2024-25
0.6%
Low
0.4%
Suspensions
0.4%
In-School
0.2%
Emergency
4.9% below state avg
Elementary Schools
3 schools
Early Childhood Center
0.3 mi
247 students
Diverse
Grades PK-K
A+
Horace Mann School
0.3 mi
|
#74 of 825
|
Score: 60.6
Dropped 68 spots from last year
+2.3 above state avg
258 students
Moderate
Strong Attendance
Grades K-05
A+
Winthrop School
0.5 mi
|
#79 of 825
|
Score: 60.3
Improved 11 spots from last year
+2.1 above state avg
372 students
Less Diverse
Strong Attendance
Grades K-05
Middle Schools
3 schools
A-
Melrose Middle School
0.5 mi
|
#89 of 352
|
Score: 50.7
Improved 9 spots from last year
-7.5 below state avg
830 students
Moderate
Grades 06-08
C+
Saugus Middle School
1.7 mi
|
#247 of 352
|
Score: 36.4
Improved 64 spots from last year
-21.8 below state avg
612 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
B+
Stoneham Central Middle School
2.4 mi
|
#129 of 352
|
Score: 46.2
Dropped 30 spots from last year
-12 below state avg
678 students
Moderate
Strong Attendance
Grades 05-08
High Schools
3 schools
A-
Stoneham High School
1.7 mi
|
#89 of 346
|
Score: 61.7
Improved 39 spots from last year
+3.5 above state avg
598 students
Moderate
17 sports
• 1,334 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
C
Saugus High School
1.7 mi
|
#265 of 346
|
Score: 46.1
Improved 3 spots from last year
-12.1 below state avg
695 students
Diverse
17 sports
• 972 athletes
College Ready Curriculum
Strong Athletics
Diverse Student Body
Grades 09-12
A-
Wakefield Memorial High School
2.0 mi
|
#80 of 346
|
Score: 63.2
Improved 15 spots from last year
+5 above state avg
871 students
Moderate
18 sports
• 1,930 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
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Property Tax
$948
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Horace Mann
21 Elm Street, Melrose MA 02176
Melrose, MA 02176
Listing Information
Listing Agent
Lisa Howitt
Listing Office
Compass
Office Phone
617-206-3333
Agent MLS ID
B0483875
Office MLS ID
AN2383
Listing Data Updated
Oct 6, 2026 8:37 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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